ILAN & Co
ActiveSummary
ILAN & Co has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €383,024 and a net result of €27,761. Equity is growing by ~30.1% per year across the filed fiscal years. Its solvency ranks better than 92% of 26043 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability77▼-23
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25,000 at 30 days acceptable
Liquidity ample (current ratio 5.7 against 4.67 in 2023; short-term debt: 14% and cash: 15.1% of total assets), and 14% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
61 d late
2023
51 d late
2022
60 d late
2021
61 d late
2020
31 d late
2019
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 44 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
€383,024▲ 7.8%
2023 · €355,264
Total assets
€445,124▲ 0.8%
2023 · €441,477
Net result
€27,761▼ 76.4%
2023 · €117,719
Working capital
€291,846▼ 7.8%
2023 · €316,456
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result-€48,518€107,119€119,859▲ 11.9%€154,211▲ 28.7%€40,877▼ 73.5%
Net result-€48,933below the sector's middle half€93,626above the sector's middle half€89,812above the sector's middle half▼ 4.1%€117,719above the sector's middle half▲ 31.1%€27,761above the sector's middle half▼ 76.4%
Equity€76,964within the sector's middle half▼ 38.9%€170,590above the sector's middle half▲ 122%€260,402above the sector's middle half▲ 52.6%€355,264above the sector's middle half▲ 36.4%€383,024above the sector's middle half▲ 7.8%
Total assets€132,290within the sector's middle half▼ 10.5%€221,330within the sector's middle half▲ 67.3%€322,651above the sector's middle half▲ 45.8%€441,477above the sector's middle half▲ 36.8%€445,124above the sector's middle half▲ 0.8%
Debt€55,325▲ 153%€50,740▼ 8.3%€62,249▲ 22.7%€86,214▲ 38.5%€62,100▼ 28.0%
Working capital€75,891within the sector's middle half▼ 39.7%€144,220above the sector's middle half▲ 90.0%€248,317above the sector's middle half▲ 72.2%€316,456above the sector's middle half▲ 27.4%€291,846above the sector's middle half▼ 7.8%
Solvency58.2%within the sector's middle half▼ 27.0pp77.1%above the sector's middle half▲ 18.9pp80.7%above the sector's middle half▲ 3.6pp80.5%above the sector's middle half▼ 0.2pp86.0%above the sector's middle half▲ 5.6pp
Current ratio2.37within the sector's middle half▼ 4.393.84above the sector's middle half▲ 1.474.99above the sector's middle half▲ 1.154.67above the sector's middle half▼ 0.325.70above the sector's middle half▲ 1.03
Return on assets (ROA)-37.0%below the sector's middle half▼ 37.4pp42.3%above the sector's middle half▲ 79.3pp27.8%above the sector's middle half▼ 14.5pp26.7%above the sector's middle half▼ 1.2pp6.2%within the sector's middle half▼ 20.4pp
Staff (FTE)2
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 73% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €445,124
Fixed assets
€91,179 ▲ 135%
Current assets
€353,946 ▼ 12.1%
Equity and liabilities €445,124
Equity
€383,024 ▲ 7.8%
Debt
€62,100 ▼ 28.0%
Debt's share of the balance-sheet total falls from 19.5% to 14.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€51,126▼
2023 · €166,335
Cash flow
€38,010▼
2023 · €129,843
Quick ratio
1.97▲
2023 · 1.81
Debt to equity
0.16▼
2023 · 0.24
ROE
7.2%▼
2023 · 33.1%
Interest coverage
12.59▼
2023 · 71.27
Debt ≤ 1 year
€62,100▼
2023 · €86,214
Income taxes
€11,852▼
2023 · €35,082
Staff costs
€8,768
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 34,696 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.7%
went bankrupt
3.9%
stopped otherwise
95%
still going
For this company itself Checked computes a bankruptcy probability of 0.9% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 34,696 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €125,000 | - | €125,000 | - | - |
| Remuneration, social security and pensions62 | - | - | - | - | €8,768 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €3,264 | €14,285 | €12,124 | €10,249 | ▼ 15.5% |
| Other operating charges640/8 | - | €202 | €927 | €607 | €743 | ▲ 22.4% |
| Gross operating margin9900 | -€47,270 | €110,584 | €135,071 | €166,943 | €60,636 | ▼ 63.7% |
| Operating profit (loss)9901 | -€48,518 | €107,119 | €119,859 | €154,211 | €40,877 | ▼ 73.5% |
| Financial income75/76B | - | €42 | €2 | €924 | €2,798 | ▲ 203% |
| Recurring financial income75 | €299 | €42 | €2 | €924 | €2,798 | ▲ 203% |
| Financial charges65/66B | - | €2,073 | €4,326 | €2,334 | €4,062 | ▲ 74.0% |
| Recurring financial charges65 | €880 | €2,073 | €4,326 | €2,334 | €4,062 | ▲ 74.0% |
| Profit (loss) for the period before taxes9903 | -€49,099 | €105,088 | €115,535 | €152,801 | €39,613 | ▼ 74.1% |
| Income taxes67/77 | -€166 | €11,462 | €25,723 | €35,082 | €11,852 | ▼ 66.2% |
| Profit (loss) for the period9904 | -€48,933 | €93,626 | €89,812 | €117,719 | €27,761 | ▼ 76.4% |
| Profit (loss) for the period to be appropriated9905 | -€48,933 | €93,626 | €89,812 | €117,719 | €27,761 | ▼ 76.4% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €132,290 | €221,330 | €322,651 | €441,477 | €445,124 | ▲ 0.8% |
| Fixed assets21/28 | €1,073 | €26,370 | €12,085 | €38,808 | €91,179 | ▲ 135% |
| Tangible fixed assets22/27 | €1,048 | €26,345 | €12,060 | €38,783 | €69,354 | ▲ 78.8% |
| Plant, machinery and equipment23 | - | €25,152 | €11,277 | €36,642 | €67,876 | ▲ 85.2% |
| Furniture and vehicles24 | - | €1,193 | €783 | €2,141 | €1,477 | ▼ 31.0% |
| Financial fixed assets28 | €25 | €25 | €25 | €25 | €21,825 | ▲ 87,200% |
| Current assets29/58 | €131,217 | €194,959 | €310,566 | €402,670 | €353,946 | ▼ 12.1% |
| Stocks and contracts in progress3 | €124,738 | €123,983 | €290,111 | €246,316 | €231,738 | ▼ 5.9% |
| Stocks30/36 | - | €123,983 | €290,111 | €246,316 | €231,738 | ▼ 5.9% |
| Amounts receivable within one year40/41 | €220 | - | €9,000 | €52,315 | €55,053 | ▲ 5.2% |
| Trade receivables40 | - | - | - | - | €2,000 | - |
| Other amounts receivable41 | - | - | €9,000 | €52,315 | €53,053 | ▲ 1.4% |
| Cash at bank and in hand54/58 | €5,918 | €70,149 | €10,542 | €103,937 | €67,055 | ▼ 35.5% |
| Deferred charges and accrued income490/1 | - | €827 | €913 | €101 | €100 | ▼ 1.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €132,290 | €221,330 | €322,651 | €441,477 | €445,124 | ▲ 0.8% |
| Equity10/15 | €76,964 | €170,590 | €260,402 | €355,264 | €383,024 | ▲ 7.8% |
| Contributions10/11 | - | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €1,860 | €1,860 | €1,860 | €1,860 | €29,360 | ▲ 1,478% |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Distributable reserves133 | - | - | - | - | €27,500 | - |
| Profit (loss) carried forward14 | €56,504 | €150,130 | €239,942 | €334,804 | €335,064 | ▲ 0.1% |
| Amounts payable17/49 | €55,325 | €50,740 | €62,249 | €86,214 | €62,100 | ▼ 28.0% |
| Amounts payable within one year42/48 | €55,325 | €50,740 | €62,249 | €86,214 | €62,100 | ▼ 28.0% |
| Trade debts44 | - | €11,452 | €5,039 | €8,832 | €7,341 | ▼ 16.9% |
| Suppliers440/4 | - | €11,452 | €5,039 | €8,832 | €7,341 | ▼ 16.9% |
| Taxes, remuneration and social security45 | - | €39,124 | €57,210 | €70,525 | €49,759 | ▼ 29.4% |
| Taxes450/3 | - | €24,124 | €46,631 | €70,525 | €49,759 | ▼ 29.4% |
| Remuneration and social security454/9 | - | €15,000 | €10,579 | - | - | - |
| Other amounts payable47/48 | - | €164 | - | €6,857 | €5,000 | ▼ 27.1% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€48,933 | €93,626 | €89,812 | €117,719 | €27,761 | ▼ 76.4% |
| + Depreciation and write-downs630 | - | €3,264 | €14,285 | €12,124 | €10,249 | ▼ 15.5% |
| Operating cash flow (approximation) | -€48,933 | €96,889 | €104,097 | €129,843 | €38,010 | ▼ 70.7% |
| Investment in fixed assets (approximation) | - | -€28,561 | €0 | -€38,847 | -€62,620 | ▼ 61.2% |
| Change in cash | - | €64,231 | -€59,607 | €93,396 | -€36,882 | ▼ 139% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
20-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 51 days late
2023
31-12
Financial
Highest result since 2018net €117,719 ▲31.1%
Operating result €154,211, net result €117,719, both a record.
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 60 days late
2022
31-12
Financial
Equity above €200,000Eq €260,402 ▲52.6%
2 profitable years in a row build equity to €260,402.
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 61 days late
2021
31-12
Financial
Back to profitnet €93,626
Net result €93,626 after one loss-making year.
31-12
Financial
Equity above €150,000Eq €170,590 ▲122%
Equity rises from €76,964 to €170,590.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Weakest financial yearnet -€48,933
Net result drops to -€48,933, the lowest in the series; recovery starts the following year.
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
07-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 7 days late
Show earlier events
2018
03-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
11-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 11 days late
2016
12-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 12 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 2 establishment units since 2014
Ground area
2,820 m²
Building footprint
178 m²
Volume, LiDAR
2,841 m³
2 parcels, Flanders · tallest building 27.4 m, ±8 floors. Linked by address, not a title deed.
2 establishment units
CHAPEAU
since 20142.231.854.687
CHAPEAU
since 20152.240.594.288
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11808H1298/00B000 | Flanders | 2,706 m² | 1 · 63 m² | 27.4 m · 8 fl. |
| 11808H1169/00W004 | Flanders | 114 m² | 1 · 114 m² | 21.2 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,017 companies in sector 47770 we hold annual accounts for 899. 651 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded28-01-2008
Fiscal year end31-12
Activities, NACEBEL 2025
47770Retail sale of watches and jewellery
Contact
Phone
03 213 10 46Antwerpen
E-invoicing
Reachable via Peppol
Peppol ID
0208:0895301288
Also
9925:BE0895301288
Registered
09-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.