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ILADI BANCO

Active
Private limited companyfounded 2016active for 9 yearsRue César-Franck 46, 4000 Liège, BelgiumKBO/BCE: BE 0667.514.606
Summary

ILADI BANCO has been active since 2016 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €298,061 and a net result of €255,762. Equity has been growing by about 37% per year since 2018. Its solvency ranks better than 48% of 20,706 sector peers (NACE 86, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 07-12-2016 Normal situation
Activity
Specialist medical practice NACE 86220
Establishment unit
2.259.298.561 4000 Liège, since 01-01-2017
Financial year end
31 December
Peppol
Reachable since 05-12-2025

Board and ownership

Board
  • BRUNINX ROMAINDirector · since 28-09-2021
  • Chapelier DominiqueDirector · since 28-09-2021

Financial position

96 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€338,805
▼ 2.4%
Turnover
≈ €520,000
estimated
Profit
€255,762
▼ 0.6%
Equity
€298,061
▲ 55.0%
Total assets
€492,846
▲ 26.3%
Score breakdownlowers riskSector: Human health activities (NACE 86)Liquidity: current ratio 2.28, cash €192,444Size: total assets €492,846Figures for financial year 2025 (filed on 30-07-2026)Show the evidence

Checked score

Score 2025
96 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 68% of micro companies in human health (NACE 86)
Financial strength · tick: 2024
Strong
Solvency 85+11
equity 60.5% of total assets
Liquidity 80+7
short-term debt 39.5% · cash 39.0%
Profitability 100=
return on assets 51.9%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (24,160 companies, NACE 86, micro)
Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026highest value 08-2026: < 0.1%● unchanged vs 07-2026lowest value 09-2026: < 0.1%● unchanged vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026lowest value 11-2026: < 0.1%● unchanged vs 10-2026lowest value
Credit of up to €25,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.28 (1.9 in 2024), above the usual 1.5. Short-term debt is 39.5% and cash 39% of total assets. 39.5% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 86, micro). It does better than 48% of them on solvency, 62% on liquidity, 80% on profitability and 81% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskneutral
lowers risk · Sector: Human health activities (NACE 86)
KBO
lowers risk · Liquidity: current ratio 2.28, cash €192,444
NBB · annual accounts
lowers risk · Size: total assets €492,846
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 30-07-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 9 filings
Deviation from the deadline
2025
1 day early
2024
16 days early
2023
15 days early
2022
5 days early
2021
44 days early
2020
64 days early
2019
73 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 31 days before the deadline. In the sector (NACE 86), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 17 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Higher net result than 92% of companies in human healthsector median €60,150 · 20,693 companies €255,762 View
  • Positive: Equity rose in 2025from €192,299 to €298,061 ▲ 55.0% View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Positive: 5 profitable years in a rowprofit 2025: €255,762 5 years View

Recent changes

  1. · Gazette deed Incorporation
All 16 events

Comparable companies

These companies have the same main activity as ILADI BANCO: specialist medical practice (NACE 86220). They are comparable in size and age: total assets between €452,000 and €551,000, founded between 2015 and 2017.

CompanyTotal assetsGross margin
ILADI BANCO Liège€492,846€338,805
SOCIETE MEDICALE DRS GILLET-ROBERTI Verlaine€451,767€319,785
HARWIL MEDICAL Liège€451,962€331,356
DRLR Cabinet médical Stoumont€539,633€366,563
Docteur Delcour Cardiologie Neupré€551,372€332,287
Dokter Benedikt Callens, cardiologie Deinze€466,271€329,742
AMARLES Diepenbeek€517,914€324,145
Full comparison

Key facts about ILADI BANCO

What is the company number of ILADI BANCO?
The company number of ILADI BANCO is 0667.514.606. The VAT number is the same number with BE in front: BE 0667.514.606.
Where is ILADI BANCO based?
The registered office is at Rue César-Franck 46, 4000 Liège.Company details
What does ILADI BANCO do?
According to the KBO register, the main activity is specialist medical practice (NACE 86220).
What is the legal form of ILADI BANCO?
The legal form of ILADI BANCO is Private limited company (BV).
When was ILADI BANCO founded?
ILADI BANCO was founded on 07-12-2016.
Is ILADI BANCO still active?
Yes, ILADI BANCO is an active enterprise in the KBO register.
What is the turnover of ILADI BANCO?
The turnover in financial year 2025 is ≈ €520,000. This figure is estimated from the gross margin of €338,805 and 36 comparable companies (NACE 862). It probably lies between €470,000 and €660,000.Financials
Is ILADI BANCO profitable?
In financial year 2025, ILADI BANCO made a profit of €255,762.
Where can I find the annual accounts of ILADI BANCO?
ILADI BANCO filed 9 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of ILADI BANCO due?
ILADI BANCO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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