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IL RICORDO

Active
Private limited companyfounded 1999active for 26 yearsDorpsstraat 94, 9800 Deinze, BelgiumKBO/BCE: BE 0468.872.660

From the official registers: KBO 26 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

IL RICORDO has been active since 1999 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €692,072 and a net result of €621,547, of which €797,906 non-recurring income. Equity has been growing by about 53% per year since 2018. Its solvency ranks better than 83% of 16,961 sector peers (NACE 56, financial year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).

Overview

Official details

KBO
Status
Active since 28-12-1999 Normal situation
Activity
Full-service restaurants NACE 56111and 1 other
Establishment unit
2.099.656.357 9800 Deinze, since 06-07-2000
Financial year end
31 December
Peppol
Reachable since 02-12-2025

Board and ownership

Board

Financial position

88 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.5%
Annual accounts 2025
Gross margin
€1.2m
▲ 603%
Turnover
≈ €2.2m
estimated
Profit
€621,547
▲ 36×
Equity
€692,072
▲ 881%
Total assets
€999,113
▲ 426%
Employees on 31-12-2025
7
▲ 250%
  • 2025 accounts filed 31 days after the deadline
Filed on 31-08-2026
Score breakdownraises riskLast filed accounts filed 31 days late; 2 of the last 3 accounts lateSector: Food and beverage service activities (NACE 56)1 change of registered office in 24 monthslowers riskLiquidity: current ratio 3.76, cash €317,660Show the evidence

Checked score

Score 2025
88 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 90% of micro companies in food and beverage service (NACE 56)
Financial strength · tick: 2024
Strong
Solvency 94+32
equity 69.3% of total assets
Liquidity 81+58
short-term debt 23.6% · cash 31.8%
Profitability 100+36
return on assets 62.2%
Bankruptcy probability within 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.8% (23,778 companies, NACE 56, micro)
Last 24 months 12-2024: 0.9% 01-2025: 0.9%● unchanged vs 12-2024 02-2025: 0.8%▼ -0.1 percentage points vs 01-2025 03-2025: 0.8%● unchanged vs 02-2025 04-2025: 0.8%● unchanged vs 03-2025 05-2025: 0.8%● unchanged vs 04-2025 06-2025: 0.8%● unchanged vs 05-2025 07-2025: 1.0%▲ +0.2 percentage points vs 06-2025 08-2025: 1.3%▲ +0.3 percentage points vs 07-2025 09-2025: 1.5%▲ +0.2 percentage points vs 08-2025 10-2025: 2.0%▲ +0.5 percentage points vs 09-2025 11-2025: 1.5%▼ -0.5 percentage points vs 10-2025 12-2025: 1.5%● unchanged vs 11-2025 01-2026: 1.4%▼ -0.1 percentage points vs 12-2025 02-2026: 1.4%● unchanged vs 01-2026 03-2026: 3.3%▲ +1.9 percentage points vs 02-2026 04-2026: 3.4%▲ +0.1 percentage points vs 03-2026 05-2026: 3.6%▲ +0.2 percentage points vs 04-2026 06-2026: 3.5%▼ -0.1 percentage points vs 05-2026 07-2026: 3.6%▲ +0.1 percentage points vs 06-2026 08-2026: 4.1%▲ +0.5 percentage points vs 07-2026highest value 09-2026: 0.5%▼ -3.6 percentage points vs 08-2026lowest value 10-2026: 0.5%● unchanged vs 09-2026lowest value 11-2026: 0.5%● unchanged vs 10-2026lowest value
Credit of up to €60,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.76 (0.72 in 2024), above the usual 1.5. Short-term debt is 23.6% and cash 31.8% of total assets. 30.7% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro). It does better than 84% of them on solvency, 84% on liquidity, 93% on profitability and 99% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
raises risk · Last filed accounts filed 31 days late; 2 of the last 3 accounts late
NBB · filings
raises risk · Sector: Food and beverage service activities (NACE 56)
KBO
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
lowers risk · Liquidity: current ratio 3.76, cash €317,660
NBB · annual accounts
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
31 days late
2024
54 days late
2023
on the day
2022
on the day
2021
117 days late
2020
31 days late
2019
60 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 42 days after the deadline. In the sector (NACE 56), the median for financial year 2024 was 7 days after the deadline, and 53% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (4 of the last 5 accounts filed within 31 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Equity rose in 2025from €70,525 to €692,072 ▲ 881% View
  • Positive: Higher net result than 95% of companies in food and beverage servicesector median €4,876 · 16,939 companies €621,547 View
  • Caution: Board changedlatest change 26-02-2026 · 1 in office 1 joined · 1 left View
  • Positive: 8 profitable years in a rowprofit 2025: €621,547, mostly one-off 8 years View

Comparable companies

These companies have the same main activity as IL RICORDO: full-service restaurants (NACE 56111). They are comparable in size and age: total assets between €846,000 and €1.2m, founded between 1996 and 2004.

CompanyTotal assetsGross margin
IL RICORDO Deinze€1.0m€1.2m
't Zonneken Sint-Niklaas€0.9m€1.0m
LE STAR PUB Huy€1.0m€1.1m
HENDERS et YEN INTERNATIONAL Brussel€1.0m€1.3m
Craenenburg Brugge€0.8m€1.2m
DE GOEI GOESTING Hasselt€1.2m€1.2m
La Mise en Cène Binche€1.0m€1.1m
Full comparison

Documents

Annual accounts at the NBB

All 26 annual accounts

Articles and registers

Key facts about IL RICORDO

What is the company number of IL RICORDO?
The company number of IL RICORDO is 0468.872.660. The VAT number is the same number with BE in front: BE 0468.872.660.
Where is IL RICORDO based?
The registered office is at Dorpsstraat 94, 9800 Deinze.Company details
What does IL RICORDO do?
According to the KBO register, the main activity is full-service restaurants (NACE 56111).
What is the legal form of IL RICORDO?
The legal form of IL RICORDO is Private limited company (BV).
When was IL RICORDO founded?
IL RICORDO was founded on 28-12-1999.
Is IL RICORDO still active?
Yes, IL RICORDO is an active enterprise in the KBO register.
How many employees does IL RICORDO have?
IL RICORDO had an average of 12.6 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of IL RICORDO?
The turnover in financial year 2025 is ≈ €2.2m. This figure is estimated from the gross margin of €1.2m and 56 comparable companies of the same size. It probably lies between €1.4m and €2.9m. It is a rough estimate.
Is IL RICORDO profitable?
In financial year 2025, IL RICORDO made a profit of €621,547.
Where can I find the annual accounts of IL RICORDO?
IL RICORDO filed 26 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of IL RICORDO due?
IL RICORDO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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