Financials
- Financial year
- 2025
- Total assets
- €131,803
- Profit
- €12,111
- Solvency
- 11.8%
IL GIARDINO
ActiveSummary
IL GIARDINO has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €15,611 and a net result of €12,111. Its solvency ranks better than 17% of 10,771 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Overview
Activity
Activities of head offices
NACE 70100
1 site
Size
≈ €81,000turnover 2025, estimated
- Equity
- €15,611
- Profit
- €12,111
Turnover estimated from the gross margin
Why 84raises riskFounded in 2025Liquidity: current ratio 0.12, cash €5,069lowers riskSector: Activities of head offices; management consultancy activities (NACE 70)Size: total assets €131,803Show the evidence
Checked score
Score 2025
84
/ 100
Excellent
Probability in this band: under 0.55%
Financially better than 29% of its sector peers (NACE 70, micro)
Financial strength
Average
Solvency
37
equity 11.8% of total assets
Liquidity
41
short-term debt 31.7% · cash 3.8%
Profitability
80
return on assets 9.2%
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
06-2026: 0.4%
07-2026: 0.4%● unchanged vs 06-2026
08-2026: 0.4%● unchanged vs 07-2026highest value
09-2026: 0.3%▼ -0.1 percentage points vs 08-2026lowest value
10-2026: 0.3%● unchanged vs 09-2026
Credit of up to €1,000 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.12, below 1; short-term debt: 31.7% and cash: 3.8% of total assets), and 88.2% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro): better than 18% on solvency, 21% on liquidity and 47% on profitability.
The bankruptcy probability was computed on 28-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Six signals.
lowers riskraises risk
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 10771 sector peers (2025).
NBB · sector comparisonPosition among 10771 sector peers
Solvency
better than 17%
← weakest
strongest →
raises risk · 2025 accounts filed 28 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2025
28 days late
← before the deadline
after the deadline →
Searched, nothing found (1)
- Annual accounts filedfinancial year 2025 · abbreviated…
- IncorporationAppointment: SPINIELLO Salvatore (director) ·…
Key points
By topic
Board & ownership
- Board
- 1 member
- SPINIELLO SalvatoreDirector
Timeline
- Events
- 2
- Since
- 2025
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Activities of head officesNACE 70100
- Founded
- 20-05-2025
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 16
- Who signs
- Each director alone
- Annual meeting
- Second Monday of June at 18:00
- Statutory auditor
- No statutory auditor
Key facts about IL GIARDINO
- What is the company number of IL GIARDINO?
- 1023.491.342. In Belgium the VAT number is the company number with BE in front: BE 1023.491.342.
- Where is IL GIARDINO based?
- The registered office is at Scheewege 1, 8340 Damme.Company details
- What does IL GIARDINO do?
- According to the KBO register, the main activity is activities of head offices (NACE 70100).
- What is the legal form of IL GIARDINO?
- Private limited company (BV).
- When was IL GIARDINO founded?
- On 20-05-2025.
- Is IL GIARDINO still active?
- Yes, IL GIARDINO is an active enterprise in the KBO register.
- What is the turnover of IL GIARDINO?
- Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
- Is IL GIARDINO profitable?
- In financial year 2025, IL GIARDINO made a profit of €12,111.
- Where can I find the annual accounts of IL GIARDINO?
- IL GIARDINO filed 1 annual account with the National Bank of Belgium, for financial year 2025.
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