Ikveil.be
ActiveIkveil.be has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €15k and a net result of €-2k. Equity is shrinking by ~10% per year across the filed fiscal years. Its solvency ranks better than 90% of 16989 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability14▲+8
Solvency100=
Growth58▼-20
Track record94
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 8.8 against 13.91 in 2024; short-term debt: 8.6% and cash: 50.2% of total assets), and 8.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
91.4%
Return on assets
-9.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
1 d early
2024
56 d late
2023
6 d late
2022
176 d late
2021
29 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€15k▼ 9.3%
2024 · €16k
2021: €15k
2022: €21k
2023: €19k
2024: €16k
2021 → 2025
Total assets
€16k▼ 6.3%
2024 · €17k
2021: €15k
2022: €21k
2023: €19k
2024: €17k
2021 → 2025
Net result
€-2k▲ 30.2%
2024 · €-2k
2022: €-4k
2023: €-2k
2024: €-2k
2022 → 2025
Working capital
€11k▼ 12.4%
2024 · €12k
2023: €15k
2024: €12k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€15k-€21k▲ 39.6%€19k▼ 10.8%€16k▼ 11.8%€15k▼ 9.3%
Operating result€-4k€-2k▲ 43.8%€-2k▲ 2.7%€-2k▲ 30.2%
Net result€-4k€-2k▲ 44.2%€-2k▲ 2.7%€-2k▲ 30.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €2k in 2025 against €2k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €16k
Fixed assets
€4k=
Current assets
€12k▼ 8.2%
Equity and liabilities €16k
Equity
€15k▼ 9.3%
Debt
€1k▲ 45.1%
The debt ratio rises from 5.5% to 8.6%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
91.4%▼
2024 · 94.5%
Current ratio
8.80▼
2024 · 13.91
Quick ratio
8.80▼
2024 · 13.91
Debt / equity
0.09▲
2024 · 0.06
ROE
-10.3%▲
2024 · -13.4%
ROA
-9.4%▲
2024 · -12.7%
Debt
€1k▲
2024 · €965
Debt ≤ 1 year
€1k▲
2024 · €965
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€17k€16k▼
Fixed assets21/28€4k€4k=
Intangible fixed assets21€4k€4k=
Current assets29/58€13k€12k▼
Amounts receivable within one year40/41-€4k
Trade receivables40-€4k
Cash at bank and in hand54/58€13k€8k▼
Equity and liabilities
Total equity and liabilities10/49€17k€16k▼
Equity10/15€16k€15k▼
Contributions10/11€25k€25k=
Profit (loss) carried forward14€-9k€-10k▼
Amounts payable17/49€965€1k▲
Amounts payable within one year42/48€965€1k▲
Trade debts44€756€961▲
Suppliers440/4€756€961▲
Taxes, remuneration and social security45€209€439▲
Taxes450/3€209€439▲
Income statement
Code20242025
Other operating charges640/8€0-
Gross operating margin9900€-2k€-2k▲
Operating profit (loss)9901€-2k€-2k▲
Profit (loss) for the period before taxes9903€-2k€-2k▲
Profit (loss) for the period9904€-2k€-2k▲
Profit (loss) for the period to be appropriated9905€-2k€-2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-9k€-10k▼
Profit (loss) brought forward from the previous period14P€-6k€-9k▼
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
25-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 56 days late
2024
06-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 6 days late
23-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 176 days late
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
NBB filing
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ledegem · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Klein Schardauw 148880 LedegemGround area
926 m²
Building footprint
227 m²
Volume, LiDAR
1,032 m³
Parcel 36018A0359/00F002, Flanders · tallest building 7.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Klein Schardauw 14, 8880 Ledegem
since 20212.382.094.227
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36018A0359/00F002 | Flanders | 926 m² | 1 · 227 m² | 7.3 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Esito Consulting
BE 0871.908.155
Beringen · Eq €15k
VITTOTECH
BE 0651.993.220
Mettet · Eq €15k
I.Q.S. INFORMATIC QUALITY SERVICES
BE 0466.613.352
Brussel · Eq €15k
TTc4You
BE 0798.294.063
Le Roeulx · Eq €15k
HARDEB INFO
BE 0447.420.616
Chaudfontaine · Eq €15k
Of 3,211 companies in sector 62900 we hold annual accounts for 1,741. 1,010 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-08-2021
Fiscal year end31-12
Activities, NACEBEL
62900Other information technology and computer services
62010Computer programming, consultancy and related activities
62100Computer programming
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.