Equity
-€101,036
Debts exceed assets in financial year 2025.
IKAMVA
Lifetime
10 annual accounts with figures on one time axispeak €88,732 (2023)
-€58,027▼ €25,221
lowest -€79,620 (2024)
-€68,567▲ €11,052
peak €53,764 (2021)
-€101,036▼ €68,567
€3.7m▲ 27.0%
peak 0 FTE (2023)
-not published
Board4 names since 2015
4 directorsHERTEN Frederik and 3 others
Owners
50%LOJUNI
Documentsfilings and deeds
31-08-202631 days late
2025abbreviated format
Gross margin from -€32,806 to -€58,027Loss of €68,567Equity from -€32,469 to -€101,036Debts from €2.9m to €3.7m
Key points
from the 2025 annual accountsLosses
-€148,187 in two years
The 2024 and 2025 financial years closed with a loss. 2024 was the heaviest.
Debts
€3.7m 103% of the balance sheet
Financial debts 38%Suppliers 0%Other 62%
Of this, €14,813 falls due within a year.
2025 accounts filed 31 days after the deadlineFinancial institution: outside the modelBankruptcy probability: sector outside the model
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months
The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Two signals.
raises risk
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 1857 sector peers (2025).
NBB · sector comparisonPosition among 1857 sector peers
Solvency
better than 5%
← weakest
strongest →
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
31 days late
2024
17 days late
2023
26 days late
2022
3 days early
2021
10 days late
2020
31 days late
2019
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 16 days after the deadline. In the sector (NACE 66), the median for financial year 2024 was 5 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 August (3 of the last 3 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0632886594
Registered office moved from Ardooie to Wingene
New registered office: Polderdreef 3, 8750 Wingene · Previous registered office: Wezestraat 57, 8850 Ardooie · Changes of role: HERTEN Frederik (statutory director), HASPESLAGH Celine (director), BOUCKAERT Christine (director) and HASPESLAGH Xavier (director) · General meeting of 26-06-2023 · Gazette deed
Registered office moved from Heverlee to Ardooie
New registered office: Wezestraat 57 te 8850 Ardooie · Previous registered office: Jules Vandenbemptlaan 51, 3001 Heverlee · Appointments: Bouckaert Christine (director) and Haspeslagh Xavier (director) · General meeting of 15-09-2021 · Gazette deed
Appointment: Haspeslagh Celine (manager)
General meeting of 01-01-2018 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| IKAMVA Wingene | €3.6m | -€58,027 | -2.8% | - |
| SEGURAX Antwerp | €3.0m | -€1,489 | 22.0% | - |
| BORGHOF MANAGER Geel | €3.4m | -€4,004 | 2.8% | - |
| SKYSUN Genappe | €2.5m | -€790,981 | -113.4% | 8.8 |
| REScoop Mutual for Energy Communities Investing in a Sustainable Europe Saint-Josse-ten-Noode | €4.7m | -€58,636 | -1.6% | - |
| EMMAH K Kortrijk | €8.4m | -€19,301 | 60.2% | 0 |
| ULTEA Woluwe-Saint-Pierre | €9.0m | -€170,205 | 0.3% | - |
These companies have the same main activity as IKAMVA: other activities auxiliary to financial services, excluding insurance and pension funding (NACE 66199). They are comparable in size and age: total assets between €2.5m and €9m, founded between 2012 and 2018.
Official details
Source: KBO- Status
- Active since 30-06-2015Normal situation
- Activity
- Other activities auxiliary to financial services, excluding insurance and pension fundingNACE 66199and 3 others
- Establishment unit
- 2.243.771.3368750 Wingene, since 01-07-2015
- Financial year end
- 31 December
- Peppol
- Reachable since 02-09-2025
Insights on IKAMVA
IKAMVA files the abbreviated format. That format states no turnover. The gross margin fell from €16,647 in 2016 to -€58,027 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about IKAMVA
- What is the company number of IKAMVA?
- The company number of IKAMVA is 0632.886.594. The VAT number is the same number with BE in front: BE 0632.886.594.
- Where is IKAMVA based?
- The registered office is at Polderdreef 3, 8750 Wingene.Company details
- What does IKAMVA do?
- According to the KBO register, the main activity is other activities auxiliary to financial services, excluding insurance and pension funding (NACE 66199).
- What is the legal form of IKAMVA?
- IKAMVA is a private limited company (BV).
- When was IKAMVA founded?
- IKAMVA was founded on 30-06-2015.
- Is IKAMVA still active?
- Yes, IKAMVA is an active enterprise in the KBO register.
- What is the turnover of IKAMVA?
- The annual accounts for financial year 2025 state no turnover. The abbreviated or micro format does not require it.Financials
- Is IKAMVA profitable?
- In financial year 2025, IKAMVA made a loss of €68,567.
- Where can I find the annual accounts of IKAMVA?
- IKAMVA filed 10 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of IKAMVA due?
- IKAMVA must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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