Financials
- Financial year
- 2025
- Total assets
- €95,956
- Profit
- €2,563
- Solvency
- 4.2%
IK MOTOR
ActiveSummary
The computed 12-month bankruptcy probability of IK MOTOR is 5.3% (elevated). The 2025 annual accounts show equity of €4,063 and a net result of €2,563. Its solvency ranks better than 20% of 3,232 sector peers (NACE 95, financial year 2025). The company has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
General maintenance and repair of cars and light vans (up to 3.5 tonnes)
NACE 95311
1 site
Size
€95,956total assets 2025
- Equity
- €4,063
- Profit
- €2,563
Turnover not published (micro format)
Structure
Accounts filed 31 days late
Why 35raises riskFounded in 2025Liquidity: current ratio 1.041 change of registered office in 24 monthslowers riskFigures for financial year 2025 (filed 31-08-2026)Show the evidence
Checked score
Score 2025
35
/ 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 15% of its sector peers (NACE 95, micro)
Financial strength
Weak
Solvency
29
equity 4.2% of total assets
Liquidity
0
short-term debt 95.8%
Profitability
44
return on assets 2.7%
Bankruptcy probability, 12 months
5.3%
Elevated
0%0.5%1.5%4%10%≥ 25%
About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
03-2026: 1.8%lowest value
04-2026: 1.8%● unchanged vs 03-2026lowest value
05-2026: 3.9%▲ +2.1 percentage points vs 04-2026
06-2026: 4.2%▲ +0.3 percentage points vs 05-2026
07-2026: 4.5%▲ +0.3 percentage points vs 06-2026
08-2026: 4.9%▲ +0.4 percentage points vs 07-2026
09-2026: 5.0%▲ +0.1 percentage points vs 08-2026
10-2026: 5.3%▲ +0.3 percentage points vs 09-2026highest value
No publishable credit limit; credit only on tighter terms
Liquidity tight (current ratio 1.04, below the usual 1.5; short-term debt: 95.8% of total assets), and 95.8% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 95, micro): better than 19% on solvency, 0% on liquidity and 25% on profitability.
The bankruptcy probability was computed on 19-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 3232 sector peers (2025).
NBB · sector comparisonPosition among 3232 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2025
31 days late
← before the deadline
after the deadline →
Searched, nothing found (1)
- Annual accounts filedfinancial year 2025 · micro…
- Registered officeRegistered-office move
- IncorporationAppointment: NACEUR Ismaël (director) ·…
Key points
By topic
Timeline
- Events
- 3
- Since
- 2025
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- General maintenance and repair of cars and light…NACE 95311
- Founded
- 21-02-2025
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 24
- Purpose
- “Autohandel, garage, car-wash, benzinestation; Import en export, groot- en detailhandel in…” (deed in Dutch)
- Statutory auditor
- No statutory auditor
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