Ijmaro
ActiveIjmaro has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €26k and a net result of €23k. Its solvency ranks better than 65% of 31487 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes
Profitability100
Solvency100
Growth-
Stability67
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 3.29), and 29.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
70.8%
Return on assets
62.7%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
31 d late
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€26k
Total assets
€37k
Net result
€23k
Working capital
€25k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €37k
Fixed assets
€1k
Current assets
€35k
Equity and liabilities €37k
Equity
€26k
Debt
€11k
Debt finances 29.2% of the balance-sheet total.
Key figures and ratios
EBITDA
€32k
Cash flow
€23k
Solvency
70.8%
Current ratio
3.29
Quick ratio
3.29
Debt / equity
0.41
ROE
88.5%
ROA
62.7%
Interest coverage
27.89
Debt
€11k
Debt ≤ 1 year
€11k
Income taxes
€7k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€37k
Fixed assets21/28€1k
Tangible fixed assets22/27€1k
Furniture and vehicles24€1k
Current assets29/58€35k
Amounts receivable within one year40/41€12k
Trade receivables40€12k
Cash at bank and in hand54/58€23k
Equity and liabilities
Total equity and liabilities10/49€37k
Equity10/15€26k
Contributions10/11€3k
Profit (loss) carried forward14€23k
Amounts payable17/49€11k
Amounts payable within one year42/48€11k
Trade debts44€1k
Suppliers440/4€1k
Taxes, remuneration and social security45€9k
Taxes450/3€7k
Remuneration and social security454/9€2k
Other amounts payable47/48€375
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€114
Gross operating margin9900€32k
Operating profit (loss)9901€32k
Financial income75/76B€28
Recurring financial income75€28
Financial charges65/66B€1k
Recurring financial charges65€1k
Profit (loss) for the period before taxes9903€31k
Income taxes67/77€7k
Profit (loss) for the period9904€23k
Profit (loss) for the period to be appropriated9905€23k
Appropriation of the result
Profit (loss) to be appropriated9906€23k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 2025
Ground area
140 m²
Building footprint
74 m²
Volume, LiDAR
341 m³
Parcel 31014A0240/00S000, Flanders · tallest building 7.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Ijmaro
since 20252.370.818.966
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31014A0240/00S000 | Flanders | 140 m² | 1 · 74 m² | 7.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DEWAN
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STMA CONSULTING
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ACERA
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Willo
BE 0781.933.232
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Of 82,201 companies in sector 70200 we hold annual accounts for 52,400. 33,174 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-01-2025
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 10-09-2026. Scores and ratios are computed by Checked and are not a credit decision.