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IJJOU

Active
Private limited company (pre-2019)founded 20187 yrs activeRue de Jumet 173, 6030 Charleroi, BelgiumKBO/BCE: BE 0711.905.170
Summary

The computed 12-month bankruptcy probability of IJJOU is 4.2% (elevated). The 2025 annual accounts show equity of €6,468 and a net result of -€1,195. Equity is shrinking by ~13.7% per year across the filed fiscal years. Its solvency ranks better than 95% of 4559 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch ReportCompare
IJJOUActiveChecked score 48/100
Risk analysis ReportCompare

Overview

Activity
Limited-service restaurants, excluding mobile food services
NACE 56112
1 site
Size
€6,880total assets 2025
Equity
€6,468
Loss
-€1,195
Turnover not published (abridged schema)
Financial health
48 Fair Checked score 2025
Bankruptcy chance 12 m
4.2%
Structure
Accounts filed 60 d late0 of 5 deeds read
Why 48- Sector Food and beverage service activities (NACE 56)- Latest accounts 60 days late; 1 of the last 3 late- Liquidity: current ratio 16.69, cash €0- Founded in 2018Show the evidence

Checked score

Score 2025
48 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 45% of its sector peers (NACE 56, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Average
Solvency 100=
equity 94.0% of total assets
Liquidity 50=
short-term debt 6.0% · cash 0.0%
Profitability 0=
return on assets -17.4%
Bankruptcy probability, 12 months
4.2% Elevated
0%0.5%1.5%4%10%≥ 25%

About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.8% (23,690 companies)
Last 24 months 11-2024: 8.7%highest value 12-2024: 8.7%● 0.0% vs 11-2024highest value 01-2025: 7.4%▼ -15.0% vs 12-2024 02-2025: 7.4%● 0.0% vs 01-2025 03-2025: 7.4%● 0.0% vs 02-2025 04-2025: 3.3%▼ -56.0% vs 03-2025 05-2025: 3.4%▲ +3.2% vs 04-2025 06-2025: 3.3%▼ -2.8% vs 05-2025 07-2025: 3.7%▲ +13.2% vs 06-2025 08-2025: 5.9%▲ +60.5% vs 07-2025 09-2025: 5.9%● 0.0% vs 08-2025 10-2025: 5.9%● 0.0% vs 09-2025 11-2025: 5.9%▼ -0.5% vs 10-2025 12-2025: 5.9%● 0.0% vs 11-2025 01-2026: 5.9%● 0.0% vs 12-2025 02-2026: 5.9%● 0.0% vs 01-2026 03-2026: 6.0%▲ +0.7% vs 02-2026 04-2026: 6.3%▲ +6.4% vs 03-2026 05-2026: 4.2%▼ -33.3% vs 04-2026 06-2026: 3.8%▼ -9.2% vs 05-2026 07-2026: 4.0%▲ +5.1% vs 06-2026 08-2026: 3.0%▼ -26.3% vs 07-2026lowest value 09-2026: 3.1%▲ +3.3% vs 08-2026 10-2026: 4.2%▲ +35.8% vs 09-2026
  • Sector Food and beverage service activities (NACE 56) raises the probability
  • Latest accounts 60 days late; 1 of the last 3 late raises the probability
  • Liquidity: current ratio 16.69, cash €0 raises the probability
  • Founded in 2018 raises the probability for this profile
No publishable credit limit; credit only on tighter terms
Liquidity ample (current ratio 16.69 against 40.32 in 2024; short-term debt: 6% and cash: 0% of total assets), and 6% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 56, micro). Better than this share of them on solvency 94%, liquidity 51%, profitability 8%, growth against the median 27%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Sector Food and beverage service activities (NACE 56)
In the bankruptcy model this factor raises the probability.
KBO
raises risk · Latest accounts 60 days late; 1 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
raises risk · Liquidity: current ratio 16.69, cash €0
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Founded in 2018
In the bankruptcy model this factor raises the probability for this profile.
KBO
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-09-2026, 60 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filings
Deviation from the deadline
2025
60 d late
2024
15 d early
2023
20 d late
2022
16 d late
2021
22 d late
2020
3 d early
2019
31 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 19 days after the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 53% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 21 August (4 of the last 5 filed years within 36 days of that day).
Companies Code · seven months
Position in the running window
05-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Liquidity times 23current ratio 40.32

Key points

  • Risk: 4 loss-making years in a rowloss fiscal year 2025 -€1,195 View
  • Positive: Among the best 5% on solvencysector median 29.6% · 4,559 companies 94.0% View
  • Total assets 20256 fiscal years filed €6,880 View

By topic

Financials

Fiscal year
2025
Total assets
€6,880
Loss
-€1,195
Solvency
94.0%
Total assets▼ 12.3%
Net result
20192025
Go to Financials

Timeline

Events
11
Since
2020
Next accounts
by 31-07-2027
  1. 29-09-2026Annual accounts filed
  2. 16-07-2025Annual accounts filed
  3. 31-12-2024Liquidity times 23
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Activity
Limited-service restaurants, excluding mobile food servicesNACE 56112
Founded
19-10-2018
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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