Equity
III AMIS has made a profit without a break since 2016.
III AMIS has made a profit without a break since 2016.
The micro format states no turnover.
Short-term debts fell from €16,949 to €15,105.
Latest accounts filed late: after the legal deadline.
New director. Latest change 01-12-2025 · 1 in office.
Higher solvency than 94% of companies in retail trade. Sector median 33.1% · 22,909 companies.
The dashed line is the sector median: 0.6% across 40,271 companies (NACE 47, micro).
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 92% of them on solvency, 97% on liquidity, 90% on profitability and 82% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
In July 2024, 34,693 companies had the same profile as III AMIS has now. Each dot stands for 87 companies, two years later.
That fits the bankruptcy probability of III AMIS itself: 0.3% within 12 months.
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 34,693 companies, not a prediction for III AMIS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Liquidity is ample, with a current ratio of 9.75 (6.71 in 2024), above the usual 1.5. Short-term debt is 10.3% and cash 40.9% of total assets. 10.3% of the assets are financed with debt and provisions.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 7 accounts on average 106 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
| Company | ||||
|---|---|---|---|---|
| III AMIS Molenbeek-Saint-Jean | €147,272 | €40,269 | 89.7% | - |
| ZEM GROUPE Molenbeek-Saint-Jean | €117,615 | €34,125 | 71.1% | - |
| ABDELILAHMOUSS Jette | €128,416 | €36,367 | 46.9% | - |
| PARSDANESH Zaventem | €131,273 | €41,966 | 65.0% | - |
| MG Antwerp | €140,589 | €34,105 | 40.5% | - |
| @Tavie Erpe-Mere | €142,135 | €32,714 | 94.7% | - |
| OLD CITY Willebroek | €141,304 | €52,578 | 24.4% | - |
These companies have the same main activity as III AMIS: non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110). They are comparable in size and age: total assets between €118,000 and €142,000, founded between 2014 and 2016.
III AMIS files the micro format. That format states no turnover. The gross margin rose from €673 in 2015 to €40,269 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €470,000. Estimated: probably between €310,000 and €720,000.
Higher than 94% of 22,909 companies in 2025.
Higher than 94% of 22,039 companies in 2025.
Higher than 88% of 22,189 companies in 2025.
Net result: top quarter · Equity: top quarter · Balance sheet total: middle half · Working capital: top quarter
| Line | Trend | 2025 | 2024 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Balance sheet: assets | |||||||||||
20/58 |
147,272 | 113,727 | 81,923 | 107,344 | 67,177 | 46,182 | 17,074 | 10,007 | 6,990 | 5,342 | |
20 |
- | - | - | - | - | - | - | - | 250 | 767 | |
21/28 |
- | - | - | - | - | - | 4,500 | 6,000 | - | 767 | |
22/27 |
- | - | - | - | - | - | 4,500 | 6,000 | - | - | |
24 |
- | - | - | - | - | - | 4,500 | 6,000 | - | - | |
29/58 |
147,272 | 113,727 | 81,923 | 107,344 | 67,177 | 46,182 | 12,574 | 4,007 | 6,740 | 4,575 | |
3 |
44,582 | 8,687 | 9,970 | 50,000 | - | - | - | - | - | - | |
30/36 |
44,582 | 8,687 | 9,970 | 50,000 | - | - | - | - | - | - | |
40/41 |
42,420 | 52,869 | 21,385 | 37,179 | 588 | 43,000 | 270 | - | - | 449 | |
40 |
511 | 9,076 | 21,161 | 37,146 | - | - | - | - | - | - | |
41 |
41,908 | 43,792 | 224 | 33 | 588 | 43,000 | 270 | - | - | 449 | |
54/58 |
60,271 | 52,171 | 50,567 | 20,165 | 66,589 | 3,182 | 12,305 | 4,007 | 6,740 | 4,126 | |
| Balance sheet: equity and liabilities | |||||||||||
10/49 |
147,272 | 113,727 | 81,923 | 107,344 | 67,177 | 46,182 | 17,074 | 10,007 | 6,990 | 5,342 | |
10/15 |
132,167 | 96,778 | 74,766 | 66,581 | 56,980 | 44,606 | 14,731 | 7,213 | 5,827 | 5,159 | |
10/11 |
6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | |
10 |
- | - | 6,200 | - | - | - | - | - | - | - | |
100 |
- | - | 18,600 | - | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | |
101 |
- | - | 12,400 | - | 12,400 | 12,400 | 12,400 | 12,400 | 12,400 | 12,400 | |
13 |
1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 427 | 51 | - | - | |
130/1 |
1,860 | 1,860 | 1,860 | 1,860 | 1,860 | - | - | - | - | - | |
130 |
- | - | 1,860 | - | 1,860 | 1,860 | 427 | 51 | - | - | |
1319 |
1,860 | 1,860 | - | 1,860 | - | - | - | - | - | - | |
14 |
124,107 | 88,718 | 66,706 | 58,521 | 48,920 | 36,546 | 8,104 | 962 | -373 | -1,041 | |
17/49 |
15,105 | 16,949 | 7,156 | 40,763 | 10,197 | 1,576 | 2,344 | 2,794 | 1,163 | 183 | |
42/48 |
15,105 | 16,949 | 7,156 | 40,763 | 10,197 | 1,576 | 2,344 | 2,794 | 1,163 | 183 | |
44 |
4,099 | 11,380 | 921 | 451 | 197 | 296 | 185 | 1,336 | 862 | 5 | |
440/4 |
4,099 | 11,380 | 921 | 451 | 197 | 296 | 185 | 1,336 | 862 | 5 | |
45 |
9,611 | 5,032 | 5,353 | 312 | - | 1,280 | 2,159 | 1,458 | 301 | 178 | |
450/3 |
9,611 | 5,032 | 5,353 | 312 | - | 1,280 | 2,159 | 1,458 | 301 | 178 | |
47/48 |
1,395 | 536 | 882 | 40,000 | 10,000 | - | - | - | - | - | |
| Income statement | |||||||||||
9900 |
40,269 | 17,183 | 19,771 | 57,997 | 25,183 | 34,153 | 9,841 | 4,737 | 2,050 | 673 | |
630 |
- | - | - | - | - | - | 1,500 | 1,750 | 518 | 518 | |
640/8 |
3,391 | 819 | 797 | 691 | 1,151 | 1,189 | 738 | 1,537 | 888 | 1,165 | |
66A |
- | - | - | - | - | 2,021 | - | - | - | - | |
9901 |
36,878 | 16,364 | 18,974 | 57,307 | 24,031 | 30,944 | 7,604 | 1,450 | 645 | -1,010 | |
75/76B |
2,156 | - | - | - | - | - | - | - | 145 | - | |
75 |
2,156 | - | - | - | - | - | - | - | 145 | - | |
65/66B |
40 | 77 | - | 0 | 20 | 52 | 86 | 64 | 121 | 31 | |
65 |
40 | 77 | - | 0 | 20 | 52 | 86 | 64 | 121 | 31 | |
9903 |
38,993 | 16,286 | 18,974 | 57,306 | 24,011 | 30,892 | 7,518 | 1,385 | 668 | -1,041 | |
67/77 |
3,604 | 4,673 | 10,789 | 7,705 | 1,637 | 1,017 | - | - | - | - | |
9904 |
35,390 | 11,614 | 8,185 | 49,602 | 22,374 | 29,875 | 7,518 | 1,385 | 668 | -1,041 | |
9905 |
35,390 | 11,614 | 8,185 | 49,602 | 22,374 | 29,875 | 7,518 | 1,385 | 668 | -1,041 | |
| Appropriation of the result | |||||||||||
9906 |
124,107 | 88,718 | 66,706 | 98,521 | 58,920 | 37,979 | 8,480 | 1,013 | -373 | -1,041 | |
14P |
88,718 | 77,104 | 58,521 | 48,920 | - | - | - | - | - | - | |
691/2 |
- | - | - | - | - | 1,433 | 376 | 51 | - | - | |
6920 |
- | - | - | - | - | 1,433 | 376 | 51 | - | - | |
694/7 |
- | - | - | 40,000 | 10,000 | - | - | - | - | - | |
696 |
- | - | - | - | 10,000 | - | - | - | - | - | |
697 |
- | - | - | 40,000 | - | - | - | - | - | - | |
| Document | |||||||||||
The notes to these accounts have 1 item. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 15-10-2026.
2025 annual accounts filed 76 days after the deadline. Filed on 15 October 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00567478.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 15-10-2026 | 2026-00567478 | |
| 31-12-2024 | micro format | 19-11-2025 | 2025-00568163 | |
| 31-12-2022 | micro format | 26-01-2024 | 2024-00008297 | |
| 31-12-2021 | micro format | 07-10-2022 | 2022-20456514 | |
| 31-12-2020 | micro format | 31-10-2021 | 2021-76400077 | |
| 31-12-2019 | micro format | 29-11-2020 | 2020-72900013 | |
| 31-12-2018 | micro format | 31-10-2019 | 2019-72400205 | |
| 31-12-2017 | micro format | 15-12-2018 | 2018-74700575 | |
| 31-12-2016 | micro format | 28-11-2017 | 2017-70600297 | |
| 31-12-2015 | full format | 19-10-2016 | 2016-66100107 |
| Line | Trend | 2025 | 2024 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| - | - | - | - | - | - | 9,104 | 3,200 | 1,162 | -492 | ||
| - | - | - | - | - | - | 9,018 | 3,135 | 1,186 | -523 | ||
| - | - | - | - | - | - | 0 | 7,500 | 0 | - | ||
| 8,100 | - | 30,402 | -46,423 | 63,407 | -9,123 | 8,298 | -2,734 | 2,615 | - | ||
| 132,167 | 96,778 | 74,766 | 66,581 | 56,980 | 44,606 | 10,231 | 1,213 | 5,578 | 4,392 | ||
| 89.7% | 85.1% | 91.3% | 62.0% | 84.8% | 96.6% | 86.3% | 72.1% | 83.4% | 96.6% | ||
| 9.75 | 6.71 | 11.45 | 2.63 | 6.59 | 29.31 | 5.36 | 1.43 | 5.80 | 24.94 | ||
| 6.80 | 6.20 | 10.05 | 1.41 | 6.59 | 29.31 | 5.36 | 1.43 | 5.80 | 24.94 | ||
| 0.11 | 0.18 | 0.10 | 0.61 | 0.18 | 0.04 | 0.16 | 0.39 | 0.20 | 0.04 | ||
| 26.8% | 12.0% | 10.9% | 74.5% | 39.3% | 67.0% | 51.0% | 19.2% | 11.5% | -20.2% | ||
| 24.0% | 10.2% | 10.0% | 46.2% | 33.3% | 64.7% | 44.0% | 13.8% | 9.6% | -19.5% |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
The operating result for 2025 is 125% higher than in 2024 and the highest since 2021.
Debt's share of the balance-sheet total falls from 14.9% to 10.3%. Equity is higher and debt is lower.
III AMIS has no parent and no holdings in its annual accounts. ACHAHCHAH Najib is the only director. III AMIS shares no director with another company.
| Seddik, Nadia (sole trader)
establishment since 19-01-2026 |
founded in 2026 1033.226.875 |
Deadline for the 2026 accounts: 31-07-2027
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
| Establishment | Since | Unit number | FASFC approval |
|---|---|---|---|
| Vanderdussenstraat 22 registered office 1080 Molenbeek-Saint-Jean | 17-02-2015 | 2.239.528.179 | Retail trade |
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 21523B0742/00G009 | 113 m² | 1 · 87 m² | 17.0 m · 5 |
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