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IHS construct

Active
Steenweg op Mechelen 455 ·1950 Kraainem, Belgium
KBO/BCE: BE 0789.854.568
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Age3 yrs
Board1
Connections16
Real estate2 parcels · 1.1 ha

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of IHS construct is 2.4% (moderate). The 2024 annual accounts show equity of €6k and a net result of €450. Its solvency ranks better than 78% of 6698 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Signals

1 signal · with evidence
Strong solvency vs sector
Solvency is in the sector's strongest quartile: better than 78% of 6698 peers (2024). A comfortable equity buffer.
View the sector comparison

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 23-12-2025, 145 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
How we compute the deadline
There is a single filed set of accounts, closing on 31-12. That date is certain, but one observation does not establish the rhythm (a first financial year may run longer than twelve months), so we project no following year. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2024 31-07-2025 23-12-2025 145 d late 2026-00001146

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
2.4% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€450
Working capital€12k

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 23-12-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 47, Retail trade · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 53.8% 20.4%
better than 78% of 6698 sector peers
Net result €450 €4k
better than 39% of 6678 sector peers
Equity €6k €16k
better than 37% of 6712 sector peers
Gross operating margin €600 €24k
better than 22% of 6657 sector peers
Total assets €12k €94k
better than 10% of 6702 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2024
Depositmicro
Revenue-
EBITDA-
Net profit€450
Cash flow-
Staff costs-
Income taxes€150
Dividends-
Total assets€12k
Equity€6k
Debt€6k
of which ≤ 1y€150
of which > 1y-
Working capital€12k
Employees (FTE)-
Ratios (computed)
2024
Current ratio80.00
Quick ratio80.00
Working capital ratio98.8%
Solvency53.8%
Debt / equity0.86
Long-term debt ratio-
Interest coverage-
Gross margin-
Net margin-
ROA3.8%
ROE7.0%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€12k
Current assets 29/58€12k
Amounts receivable within one year 40/41€12k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€12k
Equity 10/15€6k
Contributions / capital 10/11€6k
Accumulated profits (losses) 14€450
Amounts payable 17/49€6k
Amounts payable within one year 42/48€150
Income statement
Gross operating margin 9900€600
Operating result 9901€600
Result before taxes 9903€600
Income taxes 67/77€150
Net result for the period 9904€450
Result to be appropriated 9905€450
Ratios computed by Checked.

Health barometer

FY 2024 · computed
78 / 100 Excellent
050100
Computed from 3 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Directors

Directors & mandates

2 directors
Current directors & mandates
  • DEMETER STEPHANE
    Director
    State Gazette act 25161136 (22-12-2025)
    Current
    01-09-2025 → present
Former directors (1)
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen(47110)
Legal form Private limited company(610)
Incorporation22-08-2022
StatusActive
Postal code1950

Structure & network

Connections & network

16 connected companies
ANSO CONSTRUCTIONS, Shared address ACANSOCONSTRUCTIONSAT-GDM Construct, Shared address ACAT-GDMConstructAWLEST, Shared address AAWLESTBenH.drive, Shared address BBenH.driveBO PROJECT, Shared address BPBO PROJECTDIROMA, Shared address DDIROMAEFFICY, Shared address EEFFICYESPACE INDIGO, Shared address EIESPACE INDIGOPOY GROUP, Shared address PGPOY GROUPRED START LINE, Shared address RSRED START LINESOU GROUP, Shared address SGSOU GROUPVIBE VAPE, Shared address VVVIBE VAPEWALL STYLE CREATION, Shared address WSWALL STYLECREATIONWILLIAM PARKER, Shared address WPWILLIAM PARKERIHS construct IHSconstruct0789.854.568
Shared address / shareholder
Network connections
ANSO CONSTRUCTIONS
Shared address
→
AT-GDM Construct
Shared address
→
AWLEST
Shared address
→
BenH.drive
Shared address
→
BO PROJECT
Shared address
→
DIROMA
Shared address
→
EFFICY
Shared address
→
ESPACE INDIGO
Shared address
→
POY GROUP
Shared address
→
RED START LINE
Shared address
→
SOU GROUP
Shared address
→
VIBE VAPE
Shared address
→
WALL STYLE CREATION
Shared address
→
WILLIAM PARKER
Shared address
→
YACOUB
Shared address
→
YB COMPANY
Shared address
→
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Steenweg op Mechelen 4551950 Kraainem

Establishment units

1 location
Family Market
Piersstraat 26, 1080 Sint-Jans-MolenbeekAlgemene bouw van residentiële gebouwen
since 20242.366.501.971
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area1.1 ha
Buildings2
Building footprint959 m²
Volume (LiDAR)34,623 m³
Tallest building42.8 m · ±14 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (50%) Brussels 1 (50%)
Parcel (capakey) Region Area Buildings Height / fl.
22002C0073/00N009 Flanders 1.1 ha 1 · 865 m² 42.8 m · 14 fl.
21522B0006/00A004 Brussels 118 m² 1 · 94 m² 13.7 m · 1 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

3 acts
Address history · 1
08-05-2024
v3.2
All acts · 3 updated 7 months ago
2025
22-12-2025 1 director appointed, 1 resigning Director changes
  • DEMETER STEPHANE, Bestuurder
  • El Yattouti, Youness, Bestuurder
Summary: v3.2
2024
08-05-2024 Registered office moved from Dilbeek to Kraainem Registered-office change
  • Oudesmidsestraat 20, 1700 Dilbeek → Mechelsesteenweg 455, 1950 Kraainem
Summary: v3.2
2022
24-08-2022 Incorporation of a new BV Incorporation
Summary: oprichting

Analysis

Snowflake analysis

financial profile on 5 axes
Health78Profitability35Solvency97Growth-Stability79
72 / 100

Strong profile, led by solvency.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 78
Profitability 35
Solvency 97
Growth -
Stability 79

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AI due-diligence brief

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Credit advice

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Comparable size, same sector
We hold annual accounts for 1,627 of the 10,428 companies in this sector. 1,072 of them are within a factor 10 of this company's equity.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen47110Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte tussen 100 m² en minder dan 400 m²)47113Ontwikkeling van niet-residentiële bouwprojecten41102Ontwikkeling van niet-residentiële bouwprojecten68122
Primary activity highlighted.
Names & trade names
Legal nameNL IHS construct
Registered office
Steenweg op Mechelen 455 bus 1
1950 Kraainem, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.