iGuards
ActiveiGuards has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €37k and a net result of €27k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 28% of 7687 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+100
Solvency22▲+18
Growth78▲+46
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity short (current ratio 0.67 against 0.43 in 2024), and 78.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-05-2025 was due by 31-12-2025 and was filed on 09-12-2025, 22 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
22 d early
2024
21 d early
2023
13 d early
2022
4 d late
2021
8 d early
2020
5 d late
2019
11 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-05-2026 and is due by 31-12-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-05-2026 close14-09-2026 today31-12-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€37k▲ 265%
2024 · €10k
2019: €13k
2020: €5k
2021: €5k
2022: €-13k
2023: €33k
2024: €10k
2019 → 2025
Total assets
€167k▼ 8.7%
2024 · €183k
2019: €465k
2020: €328k
2021: €297k
2022: €185k
2023: €245k
2024: €183k
2019 → 2025
Net result
€27k
2024 · €-23k
2019: €7k
2020: €-8k
2021: €-90
2022: €-18k
2023: €46k
2024: €-23k
2019 → 2025
Working capital
€-43k▲ 53.8%
2024 · €-94k
2019: €-222k
2020: €-230k
2021: €-199k
2022: €-186k
2023: €-104k
2024: €-94k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€5k-€-13k€33k€10k▼ 70.0%€37k▲ 265%
Operating result€482-€-17k€50k€-22k€29k
Net result€-90-€-18k▼ 19,911%€46k€-23k€27k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €29k after a loss of €22k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €167k
Fixed assets
€80k▼ 27.9%
Current assets
€87k▲ 20.7%
Equity and liabilities €167k
Equity
€37k▲ 265%
Debt
€131k▼ 24.6%
The debt ratio falls from 94.5% to 78.1%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€60k▲
2024 · €9k
Cash flow
€58k▲
2024 · €8k
Solvency
21.9%▲
2024 · 5.5%
Current ratio
0.67▲
2024 · 0.43
Quick ratio
0.67▲
2024 · 0.43
Debt / equity
3.56▼
2024 · 17.26
ROE
72.6%▲
2024 · -233.5%
ROA
15.9%▲
2024 · -12.8%
Interest coverage
49.35▲
2024 · 6.03
Debt
€131k▼
2024 · €173k
Debt ≤ 1 year
€131k▼
2024 · €166k
Income taxes
€1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€183k€167k▼
Fixed assets21/28€111k€80k▼
Intangible fixed assets21€111k€80k▼
Current assets29/58€72k€87k▲
Amounts receivable within one year40/41€61k€82k▲
Trade receivables40€17k€38k▲
Other amounts receivable41€44k€45k▲
Current investments50/53€0€0▼
Cash at bank and in hand54/58€1k€5k▲
Deferred charges and accrued income490/1€10k€0▼
Equity and liabilities
Total equity and liabilities10/49€183k€167k▼
Equity10/15€10k€37k▲
Contributions10/11€6k€6k=
Outside capital11-€6k
Other1109/19-€6k
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€2k€29k▲
Amounts payable17/49€173k€131k▼
Amounts payable within one year42/48€166k€131k▼
Financial debts43€4k€0▼
Credit institutions430/8€4k€0▼
Trade debts44€16k€17k▲
Suppliers440/4€16k€17k▲
Taxes, remuneration and social security45-€2k
Taxes450/3-€2k
Other amounts payable47/48€146k€111k▼
Accrued charges and deferred income492/3€7k€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€31k€31k=
Other operating charges640/8€723€702▼
Gross operating margin9900€10k€61k▲
Operating profit (loss)9901€-22k€29k▲
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€-23k€28k▲
Income taxes67/77-€1k
Profit (loss) for the period9904€-23k€27k▲
Profit (loss) for the period to be appropriated9905€-23k€27k▲
Appropriation of the result
Profit (loss) to be appropriated9906€2k€29k▲
Profit (loss) brought forward from the previous period14P€25k€2k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
09-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-05
Financial
Back to profitnet €27k
Net result €27k after one loss-making year.
2024
10-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-05
Financial
Weakest financial yearnet €-23k ▼151%
Net result drops to €-23k, the lowest in the series; recovery starts the following year.
2023
18-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-05
Financial
Back to profitnet €46k
Net result €46k after 3 loss-making years.
04-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 4 days late
2021
23-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
05-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 5 days late
2020
11-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 11 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2024
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
01-02-2024
Resigned as Director
01-10-2022
Appointed as Director
Location & real-estate footprint
Registered office, Destelbergen · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Heibosstraat 209070 DestelbergenGround area
1,839 m²
Building footprint
158 m²
Volume, LiDAR
1,167 m³
Parcel 44013A0384/00R000, Flanders · tallest building 13.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
iGuards
since 20182.273.353.366
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44013A0384/00R000 | Flanders | 1,839 m² | 1 · 158 m² | 13.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
RCTRONIC
BE 0785.291.214
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ADNEXIO
BE 0774.329.620
Hasselt · Eq €37k
DE KACHTELING
BE 1000.297.751
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Hachidori
BE 0759.408.644
Brasschaat · Eq €37k
SCK Consulting
BE 1000.335.462
Heist-op-den-Berg · Eq €37k
Of 24,423 companies in sector 82990 we hold annual accounts for 9,361. 6,555 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formCoöperatieve vennootschap met beperkte aansprakelijkheid
Founded31-01-2018
Fiscal year end31-05
Activities, NACEBEL
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.