IGR
ActiveSummary
IGR has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €123,247 and a net result of €118,247. Its solvency ranks better than 13% of 39,137 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Overview
Activity
Business and other management consultancy
NACE 70200
9th largest company by total assets in La Louvière, Professional and technical services sector
Size
€2.4mtotal assets 2025
- Equity
- €123,247
- Profit
- €118,247
Turnover not published (micro format)
Why 79raises riskLiquidity: current ratio 0.02, cash €3,888No registered site in the KBOlowers riskSector: Activities of head offices; management consultancy activities (NACE 70)Size: total assets €2.4mShow the evidence
Checked score
Score 2025
79
/ 100
Excellent
Probability in this band: under 0.55%
Financially better than 19% of its sector peers (NACE 70, small)
Financial strength
Weak
Solvency
30
equity 5.2% of total assets
Liquidity
43
short-term debt 21.9% · cash 0.2%
Profitability
33
return on assets 5.0%
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
01-2026: 0.6%
02-2026: 0.6%● unchanged vs 01-2026
03-2026: 0.6%● unchanged vs 02-2026
04-2026: 0.6%● unchanged vs 03-2026
05-2026: 0.6%● unchanged vs 04-2026
06-2026: 0.7%▲ +0.1 percentage points vs 05-2026highest value
07-2026: 0.7%● unchanged vs 06-2026highest value
08-2026: 0.4%▼ -0.3 percentage points vs 07-2026
09-2026: 0.5%▲ +0.1 percentage points vs 08-2026
10-2026: 0.4%▼ -0.1 percentage points vs 09-2026lowest value
Credit of up to €9,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Liquidity insufficient (current ratio 0.02, below 1; short-term debt: 21.9% and cash: 0.2% of total assets), and 94.8% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, small): better than 9% on solvency, 29% on liquidity and 19% on profitability.
The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Seven signals.
lowers riskraises riskneutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 39137 sector peers (2025).
NBB · sector comparisonPosition among 39137 sector peers
Solvency
better than 13%
← weakest
strongest →
raises risk · Young company
Founded in 2024, a year ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
9 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
- Annual accounts filedfinancial year 2025 · micro…
- IncorporationAppointment: GOBERT, Léandre (director) ·…
Financials · financial year 2025, micro format
In the rankings
#9 company by total assets in La Louvière, Professional and technical services sector
Equity
€123,247
Total assets
€2.4m
Net result
€118,247
Working capital
-€511,285
Turnover and EBIT margin not published: the micro format does not require them.
Balance-sheet composition
Assets €2.4m
Fixed assets
€2.4m
Current assets
€9,195
Equity and liabilities €2.4m
Equity
€123,247
Debt
€2.3m
Debt finances 94.8% of the balance-sheet total.
Key figures and ratios
EBITDA
€47,959
Cash flow
€139,540
Current ratio
0.02
Debt to equity
18.29
ROE
95.9%
ROA
5.0%
Interest coverage
1.00
Debt ≤ 1 year
€520,481
Debt > 1 year
€1.7m
Income taxes
€12,115
Annual accounts
| Line | 2025 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €21,293 |
| Other operating charges640/8 | €1,312 |
| Non-recurring operating charges66A | €308 |
| Gross operating margin9900 | €49,579 |
| Operating profit (loss)9901 | €26,666 |
| Financial income75/76B | €151,552 |
| Recurring financial income75 | €151,552 |
| Financial charges65/66B | €47,856 |
| Recurring financial charges65 | €47,856 |
| Profit (loss) for the period before taxes9903 | €130,363 |
| Income taxes67/77 | €12,115 |
| Profit (loss) for the period9904 | €118,247 |
| Profit (loss) for the period to be appropriated9905 | €118,247 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €2.4m | |
| Fixed assets21/28 | €2.4m | |
| Tangible fixed assets22/27 | €0.07m | |
| Furniture and vehicles24 | €0.07m | |
| Financial fixed assets28 | €2.3m | |
| Current assets29/58 | €0.009m | |
| Amounts receivable within one year40/41 | €0.005m | |
| Other amounts receivable41 | €0.005m | |
| Cash at bank and in hand54/58 | €0.004m | |
| Deferred charges and accrued income490/1 | €0.001m | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €2.4m | |
| Equity10/15 | €0.1m | |
| Contributions10/11 | €0.005m | |
| Reserves13 | €0.1m | |
| Distributable reserves133 | €0.1m | |
| Amounts payable17/49 | €2.3m | |
| Amounts payable after more than one year17 | €1.7m | |
| Financial debts170/4 | €1.7m | |
| Amounts payable within one year42/48 | €0.5m | |
| Current portion of amounts payable after more than one year42 | €0.1m | |
| Trade debts44 | €0.003m | |
| Suppliers440/4 | €0.003m | |
| Taxes, remuneration and social security45 | €0.01m | |
| Taxes450/3 | €0.01m | |
| Other amounts payable47/48 | €0.4m | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €118,247 |
| + Depreciation and write-downs630 | €21,293 |
| Operating cash flow (approximation) | €139,540 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (1)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 22-07-2026 | 2026-00317631 |
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Of the 82,448 active companies whose main activity is business and other management consultancy (NACE 70200), figures are known for 54,254. 42,065 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Directors
1 director, no change since 2025
GOBERT Léandre
CurrentDirector (not named in the articles) · since 03-01-2025
Derived from published Gazette deeds. The KBO keeps the official list of office holders; we do not read it, so the two can differ.
See the directors and other office holders in the KBO →
Mandate history
1 person since 2025, 1 in office
- Board
| Name | Functions and periods |
|---|---|
| GOBERT Léandre |
|
Owners and capital
Capital and shareholders
Shareholders according to the deeds
At incorporation
act of 03-01-2025 ↗
- GOBERT, Léandre 100 shares (100%) · €5,000
The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.
Capital over the years
- 03-01-2025 Incorporation · €5,000 · 100 shares
Group and network
Connections & network
1 connected companyThe connected companies are in the list below.
This company
Company
Director
Shareholding
+N: links not shown yet
Click a node to look further, drag to arrange, zoom with the mouse wheel.
Linked via shared directors
BUREAU D'ASSURANCES JACQUES GOBERT & FILS
via GOBERT Léandre · Administrateur personne morale
→
History
Acts, filings and financial milestones
2026
22-07
NBB filing
Annual accounts filed
financial year 2025 · micro format
2025
03-01
Gazette deed
IncorporationAppointment: GOBERT, Léandre (director) · Founder · Founding capital8 facts ▸
Gazette deed
Incorporation
Appointment: GOBERT, Léandre (director) · Founder · Founding capital8 facts ▸
- Incorporation, “IGR” (deed in French)
- Founder, GOBERT, Léandre
- Founding capital, €5,000
- Capital
- Other provision, “conformément à la loi, comparant prend à l’unanimité décisions suivantes” (deed in French)
- Registered office clause, “7110 La Louvière(Strépy-Bracquegnies),rue Joseph Wauters 31, dépôt au greffe d’une expédition” (deed in French)
- Board rule, 1, “dépôt au greffe d’une expédition” (deed in French)
- Director appointment, GOBERT, Léandre (director (not named in the articles))
Gazette deedNBB filing
1 of 1 deed read
Register details
Identification
Legal formPrivate limited company
Founded31-12-2024
Financial year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
E-invoicing
Not found in the Peppol Directory
No listing in the Peppol Directory under this enterprise or VAT number. That proves nothing: being listed there is voluntary.
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If you follow this company, Checked tells you the day it appears in the Peppol register.
Register as of 26 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “L’exercice de l’activité d’intermédiaire, d’agent en opérations financières ou de crédit,; Le courtage en matière d’assurances et bancaire…” (deed in French)
16 activities (deed in French)
- L’exercice de l’activité d’intermédiaire, d’agent en opérations financières ou de crédit,
- Le courtage en matière d’assurances et bancaire,
- Le conseil, l’assistance et la prestation de tous services aux personnes physiques ou morales, dans le domaine du management,
- La consultance, l’expertise et le courtage en matière de crédit,
- La gestion opérationnelle et l’organisation interne de toutes sociétés y compris la rédaction d’articles et de rapports,
- La formation, le coaching en entreprise et auprès de particuliers,
- La prestation de services et sous-traitance administrative,
- La sous-traitance et la représentation commerciale,
- Le marketing et la publicité,
- La vente, l’achat, le négoce de tous produits,
- L’importation et l’exportation,
- La fonction d’intermédiaire commercial et/ou financier,
- Toutes opérations immobilières ou de crédit.
- Elle exercera également comme activité toutes opérations généralement quelconques se rapportant à la consultation, l’expertise, l’ingénierie, l’étude, le conseil en matière de gestion du patrimoine.
- Toutes activités et opérations d’une société d’investissement et de holding, toutes opérations généralement quelconques, industrielles, commerciales, financières, mobilières ou immobilières se rapportant directement ou indirectement à l’achat, la vente, l’échange, la réalisation, la mise en valeur, la conception, l’examen, l’expertise, l’analyse, les études, la coordination, la transformation, la décoration, l’aménagement, l’exploitation, la location, la gestion, la gérance, le lotissement de tous biens immeubles ainsi que la promotion sous toutes ses formes dans le domaine immobilier, ainsi que le cautionnement pour l’exécution de travaux publics ou privés ;
- Toutes opérations généralement quelconques relatives aux prestataires de service de secrétariat, intermédiaire commercial, activité de consultance d’organisation administrative ainsi que toutes opérations généralement quelconques relatives à l’achat, la vente, la location de biens meubles, la location de matériel roulant divers et de matériel de génie civil.
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- IGR
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Région wallonne, peut établir sièges administratifs, agences, ateliers, dépôts et succursales, tant en Belgique qu'à l'étranger” (deed in French)
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- Each director alone
- Board ruleHow the board is made up, meets and takes decisions.
- “Article 10, sans limitation de durée si durée non indiquée” (deed in French)
Capital, shares and profit
- Kind of sharesWhich classes of shares exist and what rights each class carries.
- “Nominatives, inscrites dans registre des actions nominatives avec mentions requises par Code des sociétés et des associations; titulaires…” (deed in French)
- Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
- “Moitié cédant,moitié acquéreurs au prorata actions acquises, mêmes formalités si non actionnaires de plein droit” (deed in French)
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- Last Friday of June at 18:00
Oversight and winding up
- Statutory auditorA statutory auditor is a registered auditor who checks the accounts; small companies need not have one.
- No statutory auditor
- Dissolution ruleWhen and by whom the company can be dissolved.
- “Assemblée générale, prévues pour modifications aux statuts” (deed in French)
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- “Dissolution pour quelque cause et à quelque moment, faculté assemblée générale désigner un ou plusieurs liquidateurs et déterminer pouvoirs…” (deed in French)