Igor Hamme
ActiveSummary
Igor Hamme has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-66k) and a net result of €-22k. Equity is shrinking by ~48.2% per year across the filed fiscal years. Its solvency ranks better than 14% of 9234 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability36=
Solvency23=
Growth32▼-26
Track record94
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity ample (current ratio 14.58 against 44.08 in 2024; short-term debt: 6.9% and cash: 0.7% of total assets), but equity is negative.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-2.3%
Return on assets
-0.8%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
22232425
2022 to 2025 · latest year €-66k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-06-2026, 60 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
60 d early
2024
56 d early
2023
19 d early
2022
7 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€-66k▼ 51.0%
2024 · €-44k
2022: €-16khighest in 4 years
2023: €-27k▼ -61.1% vs 2022
2024: €-44k▼ -65.2% vs 2023
2025: €-66k▼ -51.0% vs 2024lowest in 4 years
2022 → 2025
Total assets
€2.86M▲ 24.8%
2024 · €2.29M
2022: €2.09Mlowest in 4 years
2023: €2.12M▲ +1.7% vs 2022
2024: €2.29M▲ +8.1% vs 2023
2025: €2.86M▲ +24.8% vs 2024highest in 4 years
2022 → 2025
Net result
€-22k▼ 29.3%
2024 · €-17k
2022: €-17k
2023: €-10k▲ +42.4% vs 2022highest in 4 years
2024: €-17k▼ -71.9% vs 2023
2025: €-22k▼ -29.3% vs 2024lowest in 4 years
2022 → 2025
Working capital
€2.67M▲ 19.0%
2024 · €2.24M
2022: €75k
2023: €-27k▼ -136% vs 2022lowest in 4 years
2024: €2.24M▲ +8541% vs 2023
2025: €2.67M▲ +19.0% vs 2024highest in 4 years
2022 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€-16k-€-27k▼ 61.1%€-44k▼ 65.2%€-66k▼ 51.0%
2022: €-16khighest in 4 years
2023: €-27k▼ -61.1% vs 2022
2024: €-44k▼ -65.2% vs 2023
2025: €-66k▼ -51.0% vs 2024lowest in 4 years
Operating result€36k-€-3k€-5k▼ 49.2%€-19k▼ 299%
2022: €36khighest in 4 years
2023: €-3k▼ -109% vs 2022
2024: €-5k▼ -49.2% vs 2023
2025: €-19k▼ -299% vs 2024lowest in 4 years
Net result€-17k-€-10k▲ 42.4%€-17k▼ 71.9%€-22k▼ 29.3%
2022: €-17k
2023: €-10k▲ +42.4% vs 2022highest in 4 years
2024: €-17k▼ -71.9% vs 2023
2025: €-22k▼ -29.3% vs 2024lowest in 4 years
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €19k in 2025 against €5k in 2024; the loss grows and 2025 has the lowest result in the available series.
Key figures and ratios
Solvency
-2.3%▼
2024 · -1.9%
Current ratio
14.58▼
2024 · 44.08
Quick ratio
0.27▲
2024 · 0.18
Debt to equity
-44.21▲
2024 · -53.27
ROA
-0.8%▼
2024 · -0.8%
Debt
€2.93M▲
2024 · €2.34M
Debt ≤ 1 year
€197k▲
2024 · €52k
Debt > 1 year
€2.73M▲
2024 · €2.29M
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 31 lines
Balance sheet
Code20242025
Assets
Total assets20/58€2.29M€2.86M▲
Current assets29/58€2.29M€2.86M▲
Stocks and contracts in progress3€2.28M€2.81M▲
Contracts in progress37€2.28M€2.81M▲
Amounts receivable within one year40/41€8k€32k▲
Other amounts receivable41€8k€32k▲
Cash at bank and in hand54/58€996€21k▲
Equity and liabilities
Total equity and liabilities10/49€2.29M€2.86M▲
Equity10/15€-44k€-66k▼
Contributions10/11€1k€1k=
Profit (loss) carried forward14€-45k€-67k▼
Amounts payable17/49€2.34M€2.93M▲
Amounts payable after more than one year17€2.29M€2.73M▲
Financial debts170/4€2.29M€2.73M▲
Amounts payable within one year42/48€52k€197k▲
Trade debts44€52k€197k▲
Suppliers440/4€52k€197k▲
Other amounts payable47/48€100-
Accrued charges and deferred income492/3€20€38▲
Income statement
Code20242025
Other operating charges640/8€1k€1k▼
Gross operating margin9900€-4k€-18k▼
Operating profit (loss)9901€-5k€-19k▼
Financial income75/76B€58-
Recurring financial income75€58-
Financial charges65/66B€12k€3k▼
Recurring financial charges65€12k€3k▼
Profit (loss) for the period before taxes9903€-17k€-22k▼
Profit (loss) for the period9904€-17k€-22k▼
Profit (loss) for the period to be appropriated9905€-17k€-22k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-45k€-67k▼
Profit (loss) brought forward from the previous period14P€-28k€-45k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Other operating charges640/8 | €3k | €397 | €1k | €1k | ▼ 7.0% |
| Non-recurring operating charges66A | €295 | - | - | - | - |
| Gross operating margin9900 | €40k | €-3k | €-4k | €-18k | ▼ 412% |
| Operating profit (loss)9901 | €36k | €-3k | €-5k | €-19k | ▼ 299% |
| Financial income75/76B | €2k | €1 | €58 | - | - |
| Recurring financial income75 | €2k | €1 | €58 | - | - |
| Financial charges65/66B | €56k | €7k | €12k | €3k | ▼ 76.8% |
| Recurring financial charges65 | €56k | €7k | €12k | €3k | ▼ 76.8% |
| Profit (loss) for the period before taxes9903 | €-17k | €-10k | €-17k | €-22k | ▼ 29.3% |
| Profit (loss) for the period9904 | €-17k | €-10k | €-17k | €-22k | ▼ 29.3% |
| Profit (loss) for the period to be appropriated9905 | €-17k | €-10k | €-17k | €-22k | ▼ 29.3% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €2.09M | €2.12M | €2.29M | €2.86M | ▲ 24.8% |
| Current assets29/58 | €2.09M | €2.12M | €2.29M | €2.86M | ▲ 24.8% |
| Stocks and contracts in progress3 | €1.63M | €1.90M | €2.28M | €2.81M | ▲ 23.0% |
| Stocks30/36 | €1.63M | €1.90M | - | - | - |
| Contracts in progress37 | - | - | €2.28M | €2.81M | ▲ 23.0% |
| Amounts receivable within one year40/41 | €456k | €31k | €8k | €32k | ▲ 285% |
| Other amounts receivable41 | €456k | €31k | €8k | €32k | ▲ 285% |
| Cash at bank and in hand54/58 | €1 | €190k | €996 | €21k | ▲ 2,012% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €2.09M | €2.12M | €2.29M | €2.86M | ▲ 24.8% |
| Equity10/15 | €-16k | €-27k | €-44k | €-66k | ▼ 51.0% |
| Contributions10/11 | €1k | €1k | €1k | €1k | = |
| Profit (loss) carried forward14 | €-17k | €-28k | €-45k | €-67k | ▼ 49.9% |
| Amounts payable17/49 | €2.10M | €2.15M | €2.34M | €2.93M | ▲ 25.3% |
| Amounts payable after more than one year17 | €50k | - | €2.29M | €2.73M | ▲ 19.6% |
| Financial debts170/4 | €50k | - | €2.29M | €2.73M | ▲ 19.6% |
| Amounts payable within one year42/48 | €2.01M | €2.15M | €52k | €197k | ▲ 278% |
| Current portion of amounts payable after more than one year42 | €190k | €190k | - | - | - |
| Financial debts43 | €1.00M | €545k | - | - | - |
| Credit institutions430/8 | €488 | - | - | - | - |
| Other loans439 | €1.00M | €545k | - | - | - |
| Trade debts44 | €821k | €50k | €52k | €197k | ▲ 278% |
| Suppliers440/4 | €821k | €50k | €52k | €197k | ▲ 278% |
| Other amounts payable47/48 | - | €1.36M | €100 | - | - |
| Accrued charges and deferred income492/3 | €41k | - | €20 | €38 | ▲ 86.3% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-17k | €-10k | €-17k | €-22k | ▼ 29.3% |
| Operating cash flow (approximation) | €-17k | €-10k | €-17k | €-22k | ▼ 29.3% |
| Change in cash | - | €190k | €-189k | €20k | ▲ 111% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €-22k
Net result drops to €-22k, the lowest in the series.
05-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Liquidity times 45current ratio 44.08
Current ratio from 0.99 to 44.08; short-term debt falls from €2.15M to €52k.
12-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
24-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rijkevorsel · 1 establishment unit since 2021
Ground area
1.3 ha
Building footprint
1,100 m²
Volume, LiDAR
170 m³
Parcel 13502E0043/00F000, Flanders · tallest building 3.3 m. Linked by address, not a title deed.
36
companies at this address
See who is registered here
1 establishment unit
Igor Hamme
since 20212.333.129.914
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13502E0043/00F000 | Flanders | 1.3 ha | 1 · 1,100 m² | 3.3 m |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 1,292 companies in sector 68122 we hold annual accounts for 901. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded16-04-2021
Fiscal year end31-12
Activities, NACEBEL 2025
68122Development of non-residential building projects
41003General construction of other non-residential buildings
71111Activities of building architects
Scores and ratios are computed by Checked and are not a credit decision.