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IGNAZIO

Active
Private limited company (pre-2019)founded 200323 yrs activeRue Hoyoux 32, 4040 Herstal, BelgiumKBO/BCE: BE 0479.850.090
Summary

IGNAZIO has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-18k) and a net result of €13k. Equity remains stable across the filed fiscal years (±1.9% per year). Its solvency ranks better than 5% of 301 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Checked score

Score 2025
59 / 100
Fair
Negative equity caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+27
Solvency0=
Growth78▲+46
Track record100
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.3; short-term debt: 294.2% and cash: 44.1% of total assets), and equity is negative.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-194.2%
Return on assets
136.8%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 23 years 0 30 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 301 sector peers (2025).
NBB · sector comparison
Position among 301 sector peers
Solvency
better than 5%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
22 d early
2024
20 d late
2023
27 d late
2022
59 d late
2021
30 d late
2020
23 d late
2019
33 d late
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, full schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€13k▲ 646%
2024 · €2k
Working capital
€-19k▲ 40.3%
2024 · €-32k
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€3k▼ 56.8%€-4k€-7k▼ 73.9%€3k€13k▲ 377%
Net result€3k▼ 58.9%€-5k€-9k▼ 97.6%€2k€13k▲ 646%
Equity€-19k▲ 13.3%€-23k▼ 24.3%€-33k▼ 38.7%€-31k▲ 5.2%€-18k▲ 41.3%
Total assets€11k▲ 6.2%€12k▲ 3.2%€10k▼ 12.4%€4k▼ 63.7%€9k▲ 147%
Debt€30k▼ 6.8%€35k▲ 16.4%€43k▲ 21.5%€35k▼ 19.4%€27k▼ 20.8%
Working capital€-20k▲ 13.0%€-25k▼ 21.8%€-34k▼ 35.9%€-32k▲ 5.5%€-19k▲ 40.3%
Staff (FTE)0.3▲ 50.0%0.3=0.3=0.3=0.3=
Result per fiscal year
Operating resultNet result
€-10k€0€10kOperating result 2021: €3k€3kNet result 2021: €3k€3kOperating result 2022: €-4k€-4kNet result 2022: €-5k€-5kOperating result 2023: €-7k€-7kNet result 2023: €-9k€-9kOperating result 2024: €3k€3kNet result 2024: €2k€2kOperating result 2025: €13k€13kNet result 2025: €13k€13k20212022202320242025€-10k€0€10kOperating result 2023: €-7k€-7.3kNet result 2023: €-9k€-9.1kOperating result 2024: €3k€2.8kNet result 2024: €2k€1.7kOperating result 2025: €13k€13kNet result 2025: €13k€13k202320242025
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 377% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €9k
Fixed assets €1k ▼ 11.6%
Current assets €8k ▲ 218%
Key figures and ratios
2025 value · change against 2024
EBITDA
€13k▲
2024 · €3k
Cash flow
€13k▲
2024 · €2k
Solvency
-194.2%
Current ratio
0.30
Quick ratio
0.30
Debt to equity
-1.51
ROA
136.8%
Interest coverage
28.61▲
2024 · 2.75
Debt ≤ 1 year
€27k▼
2024 · €35k
Staff costs
€1k▼
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet Code20242025
Assets
Total assets20/58€4k€9k▲
Fixed assets21/28€1k€1k▼
Tangible fixed assets22/27€1k€928▼
Furniture and vehicles24€25-
Other tangible fixed assets26€1k€928▼
Financial fixed assets28€100€100=
Current assets29/58€3k€8k▲
Stocks and contracts in progress3€230€80▼
Stocks30/36€230€80▼
Amounts receivable within one year40/41€944€4k▲
Trade receivables40€944€4k▲
Cash at bank and in hand54/58€1k€4k▲
Equity and liabilities
Total equity and liabilities10/49€4k€9k▲
Equity10/15€-31k€-18k▲
Contributions10/11€16k€16k=
Capital10€16k€16k=
Issued capital100€19k€19k=
Uncalled capital101€2k€2k=
Profit (loss) carried forward14€-47k€-34k▲
Amounts payable17/49€35k€27k▼
Amounts payable within one year42/48€35k€27k▼
Trade debts44€9k€6k▼
Suppliers440/4€9k€6k▼
Taxes, remuneration and social security45€4k€2k▼
Taxes450/3€4k€2k▼
Remuneration and social security454/9€272€100▼
Other amounts payable47/48€21k€20k▼
Income statement Code20242025
Remuneration, social security and pensions62€4k€1k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€144€135▼
Other operating charges640/8€818€421▼
Gross operating margin9900€8k€15k▲
Operating profit (loss)9901€3k€13k▲
Financial charges65/66B€1k€467▼
Recurring financial charges65€1k€467▼
Profit (loss) for the period before taxes9903€2k€13k▲
Profit (loss) for the period9904€2k€13k▲
Profit (loss) for the period to be appropriated9905€2k€13k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-47k€-34k▲
Profit (loss) brought forward from the previous period14P€-49k€-47k▲
Social balance
Average headcount (FTE)90870.30.3=

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Remuneration, social security and pensions62€9k€11k€13k€4k€1k▼ 75.5%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€143€143€144€144€135▼ 6.3%
Other operating charges640/8€347€348€3€818€421▼ 48.5%
Gross operating margin9900€13k€7k€6k€8k€15k▲ 85.8%
Operating profit (loss)9901€3k€-4k€-7k€3k€13k▲ 377%
Financial charges65/66B€247€414€2k€1k€467▼ 56.0%
Recurring financial charges65€247€414€2k€1k€467▼ 56.0%
Profit (loss) for the period before taxes9903€3k€-5k€-9k€2k€13k▲ 646%
Profit (loss) for the period9904€3k€-5k€-9k€2k€13k▲ 646%
Profit (loss) for the period to be appropriated9905€3k€-5k€-9k€2k€13k▲ 646%
Line20212022202320242025Change
Assets
Total assets20/58€11k€12k€10k€4k€9k▲ 147%
Fixed assets21/28€2k€1k€1k€1k€1k▼ 11.6%
Tangible fixed assets22/27€1k€1k€1k€1k€928▼ 12.7%
Furniture and vehicles24€124€91€58€25--
Other tangible fixed assets26€1k€1k€1k€1k€928▼ 10.6%
Financial fixed assets28€100€100€100€100€100=
Current assets29/58€10k€10k€9k€3k€8k▲ 218%
Stocks and contracts in progress3€927€401€152€230€80▼ 65.2%
Stocks30/36€927€401€152€230€80▼ 65.2%
Amounts receivable within one year40/41---€944€4k▲ 335%
Trade receivables40---€944€4k▲ 335%
Cash at bank and in hand54/58€9k€10k€9k€1k€4k▲ 187%
Deferred charges and accrued income490/1-€423----
Equity and liabilities
Total equity and liabilities10/49€11k€12k€10k€4k€9k▲ 147%
Equity10/15€-19k€-23k€-33k€-31k€-18k▲ 41.3%
Contributions10/11€16k€16k€16k€16k€16k=
Capital10€16k€16k€16k€16k€16k=
Issued capital100€19k€19k€19k€19k€19k=
Uncalled capital101€2k€2k€2k€2k€2k=
Profit (loss) carried forward14€-35k€-40k€-49k€-47k€-34k▲ 27.1%
Amounts payable17/49€30k€35k€43k€35k€27k▼ 20.8%
Amounts payable within one year42/48€30k€35k€43k€35k€27k▼ 20.8%
Trade debts44€5k€8k€5k€9k€6k▼ 40.3%
Suppliers440/4€5k€8k€5k€9k€6k▼ 40.3%
Taxes, remuneration and social security45€4k€5k€6k€4k€2k▼ 46.9%
Taxes450/3€3k€3k€4k€4k€2k▼ 45.7%
Remuneration and social security454/9€2k€2k€2k€272€100▼ 63.2%
Other amounts payable47/48€20k€22k€32k€21k€20k▼ 7.4%
Line20212022202320242025Change
Profit (loss) for the period9904€3k€-5k€-9k€2k€13k▲ 646%
+ Depreciation and write-downs630€143€143€144€144€135▼ 6.3%
Operating cash flow (approximation)€3k€-4k€-9k€2k€13k▲ 596%
Investment in fixed assets (approximation)-€0€0€0€0-
Change in cash-€616€-660€-7k€3k▲ 136%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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More with these figures Sector benchmark What changed Value indication

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
09-07
NBB filing Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial Highest result since 2018net €13k ▲646%
Operating result €13k, net result €13k, both a record.
20-08
NBB filing Annual accounts filed
fiscal year 2024 · full schema · 20 days late
2024
31-12
Financial Back to profitnet €2k
Net result €2k after 2 loss-making years.
27-08
NBB filing Annual accounts filed
fiscal year 2023 · full schema · 27 days late
2023
31-12
Financial Weakest financial yearnet €-9k
Net result drops to €-9k, the lowest in the series; recovery starts the following year.
28-09
NBB filing Annual accounts filed
fiscal year 2022 · full schema · 59 days late
2022
30-08
NBB filing Annual accounts filed
fiscal year 2021 · full schema · 30 days late
2021
23-08
NBB filing Annual accounts filed
fiscal year 2020 · full schema · 23 days late
2020
31-12
Financial Back to profitnet €7k
Net result €7k after one loss-making year.
02-09
NBB filing Annual accounts filed
fiscal year 2019 · full schema · 33 days late
2019
28-08
NBB filing Annual accounts filed
fiscal year 2018 · full schema · 28 days late
2018
13-09
NBB filing Annual accounts filed
fiscal year 2017 · full schema · 44 days late
2017
30-08
NBB filing Annual accounts filed
fiscal year 2016 · full schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herstal · 1 establishment unit since 2004
seat establishment The establishment unit on the map
Ground area
63 m²
Building footprint
25 m²
Volume, LiDAR
217 m³
Parcel 62313E0747/00G000, Wallonia · tallest building 9.1 m, ±3 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
SPRL IGNAZIO
Rue Hoyoux 32, 4040 HerstalNACE 93021
since 20042.136.339.777
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
62313E0747/00G000 Wallonia 63 m² 1 · 25 m² 9.1 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 21,739 companies in sector 96210 we hold annual accounts for 2,827. 210 are within a factor 10 of this headcount. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company (pre-2019)
Founded26-03-2003
Fiscal year end31-12
Activities, NACEBEL 2025
96210Hairdressing and barber services

Scores and ratios are computed by Checked and are not a credit decision.