IGH IMMO
ActiveIGH IMMO has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €382k and a net result of €238k. Equity remains stable across the filed fiscal years (±2% per year). Its solvency ranks better than 35% of 31584 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
75
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability97▲+18
Solvency61▼-3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity short (current ratio 0.8 against 0.75 in 2024; short-term debt: 45.5% and cash: 3.8% of total assets), and 63.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
36.4%
Return on assets
22.7%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-08-2026, 18 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
18 d late
2024
6 d early
2023
23 d early
2022
39 d early
2021
3 d early
2020
1 d late
2019
17 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€238k▲ 209%
2024 · €77k
2019: €74k
2020: €89k
2021: €88k
2022: €57k
2023: €102k
2024: €77k
2019 → 2025
Working capital
€-94k▼ 6.6%
2024 · €-88k
2019: €33k
2020: €85k
2021: €98k
2022: €46k
2023: €25k
2024: €-88k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€488k-€545k▲ 11.7%€472k▼ 13.4%€374k▼ 20.8%€382k▲ 2.1%
Operating result€134k-€82k▼ 38.5%€134k▲ 62.8%€114k▼ 15.0%€63k▼ 44.7%
Net result€88k-€57k▼ 35.2%€102k▲ 79.2%€77k▼ 24.5%€238k▲ 209%
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 45% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.05M
Fixed assets
€666k▼ 5.6%
Current assets
€383k▲ 45.3%
Equity and liabilities €1.05M
Equity
€382k▲ 2.1%
Debt
€668k▲ 12.1%
The debt ratio rises from 61.4% to 63.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€103k▼
2024 · €173k
Cash flow
€278k▲
2024 · €136k
Solvency
36.4%▼
2024 · 38.6%
Current ratio
0.80▲
2024 · 0.75
Quick ratio
0.80▲
2024 · 0.75
Debt / equity
1.75▲
2024 · 1.59
ROE
62.3%▲
2024 · 20.6%
ROA
22.7%▲
2024 · 7.9%
Interest coverage
13.76▼
2024 · 33.67
Debt
€668k▲
2024 · €596k
Debt ≤ 1 year
€477k▲
2024 · €352k
Debt > 1 year
€190k▼
2024 · €234k
Income taxes
€13k▼
2024 · €32k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€970k€1.05M▲
Fixed assets21/28€706k€666k▼
Tangible fixed assets22/27€391k€351k▼
Land and buildings22€391k€351k▼
Financial fixed assets28€315k€315k=
Current assets29/58€264k€383k▲
Amounts receivable within one year40/41€174k€148k▼
Trade receivables40€6k€3k▼
Other amounts receivable41€168k€145k▼
Cash at bank and in hand54/58€87k€40k▼
Deferred charges and accrued income490/1€2k€195k▲
Equity and liabilities
Total equity and liabilities10/49€970k€1.05M▲
Equity10/15€374k€382k▲
Contributions10/11€22k€20k▼
Reserves13€352k€354k▲
Tax-exempt reserves132€33k€33k=
Distributable reserves133€319k€321k▲
Profit (loss) carried forward14€306€8k▲
Amounts payable17/49€596k€668k▲
Amounts payable after more than one year17€234k€190k▼
Financial debts170/4€234k€190k▼
Amounts payable within one year42/48€352k€477k▲
Current portion of amounts payable after more than one year42€43k€43k=
Trade debts44€27k€38k▲
Suppliers440/4€27k€38k▲
Taxes, remuneration and social security45€32k€15k▼
Taxes450/3€32k€15k▼
Other amounts payable47/48€250k€382k▲
Accrued charges and deferred income492/3€10k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€59k€40k▼
Other operating charges640/8€20k€12k▼
Gross operating margin9900€193k€115k▼
Operating profit (loss)9901€114k€63k▼
Financial income75/76B€338€195k▲
Recurring financial income75€338€195k▲
Financial charges65/66B€5k€7k▲
Recurring financial charges65€5k€7k▲
Profit (loss) for the period before taxes9903€109k€251k▲
Income taxes67/77€32k€13k▼
Profit (loss) for the period9904€77k€238k▲
Profit (loss) for the period to be appropriated9905€77k€238k▲
Appropriation of the result
Profit (loss) to be appropriated9906€80k€238k▲
Profit (loss) brought forward from the previous period14P€3k€306▼
Transfer from equity791/2€95k-
Profit to be distributed694/7€175k€230k▲
Return on contributions (dividend)694€175k€230k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 18 days late
2025
31-12
Financial
Highest result since 2019net €238k ▲209%
Net result €238k, the highest in the series.
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
08-01
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2022
23-12
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
30-06
Financial
Weakest financial yearnet €57k ▼35.2%
Net result drops to €57k, the lowest in the series; recovery starts the following year.
30-06
Financial
Equity above €500kEq €545k ▲11.7%
4 profitable years in a row build equity to €545k.
28-01
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
01-02
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 1 day late
2020
14-01
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
15-01
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
12-01
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
13-01
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Chastre · 1 establishment unit since 1987
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Route Provinciale 1001450 ChastreGround area
1,773 m²
Building footprint
106 m²
Volume, LiDAR
622 m³
Parcel 25017C0464/00A000, Wallonia · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Route Provinciale 100, 1450 Chastre
since 19872.029.510.214
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25017C0464/00A000 | Wallonia | 1,773 m² | 1 · 106 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ESG-CONSULTANCY
BE 0417.151.171
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ArnoLaur
BE 0898.102.214
Lincent · Eq €382k
ACNC
BE 0459.338.154
Oud-Heverlee · Eq €382k
CJW SERVICES
BE 0649.828.437
Schoten · Eq €382k
HELIS
BE 0465.139.546
Berlare · Eq €382k
Of 82,546 companies in sector 70200 we hold annual accounts for 52,574. 36,661 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-06-1987
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 38 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.