IG SOLUTIONS
ActiveSummary
IG SOLUTIONS has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €48,011 and a net result of -€19,174. Its solvency ranks better than 56% of 21,099 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Overview
- Equity
- €48,011
- Loss
- -€19,174
Why 92raises riskLoss of €19,174 (financial year 2025)lowers riskSector: Computer programming, consultancy and related activities (NACE 62)Liquidity: current ratio 2.75, cash €66,347Size: total assets €73,568Show the evidence
Checked score
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro): better than 57% on solvency, 69% on liquidity, 5% on profitability and 21% on growth.
The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
This company filed its last 2 accounts on average 57 days before the deadline; the sector median (NACE 62) for financial year 2024 is 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2025 · micro…
- Annual accounts filedfinancial year 2024 · micro…
- IncorporationAppointment: GODINEZ DE ARAUJO Isabelle…
Financials · financial year 2025, micro format
2024 to 2025, 2 financial years
The operating result turns negative in 2025: a loss of €17,469 after €89,495 in 2024.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 62, Computer programming, consultancy and related activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Peer companies
Historical observationOf the 3,223 companies that looked in July 2024 the way this one looks now, 3.4% went bankrupt within 24 months and 87.8% are still going.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a loss of 10% of the balance sheet or more
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: < 0.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 3,223 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,714 | €2,020 | ▲ 17.8% |
| Other operating charges640/8 | €221 | €790 | ▲ 258% |
| Gross operating margin9900 | €91,430 | -€14,659 | - |
| Operating profit (loss)9901 | €89,495 | -€17,469 | - |
| Financial income75/76B | €1 | €5 | ▲ 955% |
| Recurring financial income75 | €1 | €5 | ▲ 955% |
| Financial charges65/66B | €2,227 | €1,559 | ▼ 30.0% |
| Recurring financial charges65 | €2,227 | €1,559 | ▼ 30.0% |
| Profit (loss) for the period before taxes9903 | €87,269 | -€19,023 | - |
| Income taxes67/77 | €21,393 | €151 | ▼ 99.3% |
| Profit (loss) for the period9904 | €65,876 | -€19,174 | - |
| Profit (loss) for the period to be appropriated9905 | €65,876 | -€19,174 | - |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €106,213 | €73,568 | ▼ 30.7% |
| Fixed assets21/28 | €3,844 | €3,303 | ▼ 14.1% |
| Tangible fixed assets22/27 | €3,844 | €3,303 | ▼ 14.1% |
| Furniture and vehicles24 | €3,844 | €3,303 | ▼ 14.1% |
| Current assets29/58 | €102,369 | €70,265 | ▼ 31.4% |
| Amounts receivable within one year40/41 | €18,768 | €777 | ▼ 95.9% |
| Trade receivables40 | €18,751 | €467 | ▼ 97.5% |
| Other amounts receivable41 | €16 | €311 | ▲ 19× |
| Cash at bank and in hand54/58 | €79,647 | €66,347 | ▼ 16.7% |
| Deferred charges and accrued income490/1 | €3,954 | €3,140 | ▼ 20.6% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €106,213 | €73,568 | ▼ 30.7% |
| Equity10/15 | €68,017 | €48,011 | ▼ 29.4% |
| Contributions10/11 | €3,000 | €3,000 | = |
| Reserves13 | €30,961 | €30,961 | = |
| Distributable reserves133 | €30,961 | €30,961 | = |
| Profit (loss) carried forward14 | €34,057 | €14,050 | ▼ 58.7% |
| Amounts payable17/49 | €38,195 | €25,557 | ▼ 33.1% |
| Amounts payable within one year42/48 | €38,195 | €25,557 | ▼ 33.1% |
| Trade debts44 | €787 | €1,475 | ▲ 87.3% |
| Suppliers440/4 | €787 | €1,475 | ▲ 87.3% |
| Taxes, remuneration and social security45 | €36,549 | €23,249 | ▼ 36.4% |
| Taxes450/3 | €34,259 | €22,123 | ▼ 35.4% |
| Remuneration and social security454/9 | €2,290 | €1,126 | ▼ 50.8% |
| Other amounts payable47/48 | €859 | €833 | ▼ 3.0% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €65,876 | -€19,174 | - |
| + Depreciation and write-downs630 | €1,714 | €2,020 | ▲ 17.8% |
| Operating cash flow (approximation) | €67,591 | -€17,154 | - |
| Investment in fixed assets (approximation) | - | -€1,479 | - |
| Change in cash | - | -€13,300 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (2)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 11-06-2026 | 2026-00153450 |
| 31-12-2024 | micro format | 28-05-2025 | 2025-00111212 |
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| GODINEZ DE ARAUJO Isabelle Magally |
|
Owners and capital
Capital and shareholders
- GODINEZ DE ARAUJO Isabelle Magally 100 shares (100%) · €3,000 in cash
The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.
- 07-08-2023 Incorporation · €3,000 · 100 shares
Group and network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
IG SOLUTIONS was incorporated on 3 August 2023 as a private limited company by one natural person, with a starting capital of €3,000.12 Since 2023, GODINEZ DE ARAUJO Isabelle Magally has served as administrateur non statutaire of the company.2 The company has filed 2 sets of annual accounts, the latest for financial year 2025.3
Acts, filings and financial milestones
07-08
Gazette deed
IncorporationAppointment: GODINEZ DE ARAUJO Isabelle Magally (administrateur non statutaire) · Founder · Shareholding15 facts ▸
- Incorporation, “IG SOLUTIONS” (deed in French)
- Founder, GODINEZ DE ARAUJO Isabelle Magally
- Shareholding, GODINEZ DE ARAUJO Isabelle Magally
- Other provision, “plan financier, capitaux propres de départ justifiés” (deed in French)
- Other provision, “responsabilité des fondateurs en cas de faillite dans les trois ans si capitaux propres de départ manifestement insuffisants” (deed in French)
- Founding capital, €3,000
- Bank account, 3000, “Etterbeek” (deed in French)
- Other provision, “dépôt effectué conformément au Code des sociétés et des associations”, 3000 (deed in French)
- Other provision, “arrêt des statuts” (deed in French)
- Capital
- Other provision, “Compte de capitaux propres statutairement indisponible, Néant” (deed in French)
- Registered office clause, “1082 Berchem-Sainte-Agathe,Rue de Ganshoren,82,boîte 3” (deed in French)
- +3 further facts in this act
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 21342B0151/00B002 | Brussels | 603 m² | 1 · 603 m² | 14.3 m · 2 |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “La reproduction,à partir d’une matrice,de logiciels et de données informatiques sur disques,disquettes,disques compacts,bandes ou cassettes…” (deed in French)
36 activities (deed in French)
- La reproduction,à partir d’une matrice,de logiciels et de données informatiques sur disques,disquettes,disques compacts,bandes ou cassettes
- L’installation de systèmes de télécommunication et installations informatiques
- Le commerce de gros et de détails d’ordinateurs,d’équipements informatiques périphériques et de logiciels
- La programmation informatique
- Le conseil informatique
- Toutes activités de conseil aux utilisateurs concernant le type et la configuration du matériel informatique et les applications logicielles
- La gestion d’installations informatiques
- Toutes autres activités informatiques
- La gestion et l’exploitation en continu de matériel informatique appartenant à des tiers
- Le stockage de données : préparation d’un enregistrement informatique de ces informations selon une structure prédéterminée
- La location et location-bail de machines de bureau et de matériel informatique
- La location et location-bail de machines et équipements de bureau,sans opérateur : ordinateurs,machines et matériels informatiques,duplicateurs,photocopieurs,machines à écrire et de traitement de texte,et cetera
- L’entretien et la réparation d’ordinateurs et de matériel informatique périphérique
- La conception et la réalisation de sites internet ainsi que leur maintenance
- La conception et la réalisation de travaux publicitaires,tant au niveau du graphisme,de la création de logos,du prépresse,de la réalisation de travaux imprimés sur tout support ainsi que de toutes autres conceptions virtuelles
- Le développement et la vente de softwares en applications industrielles,commerciales et privées
- La consultance,le conseil et la maintenance dans le domaine de l’informatique
- La gestion d’installations informatiques et de software engeenering
- Le testing
- Le software development life cycle
- L’exploitation d’une salle de sport et de remise en forme
- Le coaching sportif individuel ou d’équipe
- L’enseignement de disciplines sportives
- L’organisation d’évènements sportifs
- L’achat,la vente,l’importation,l’exportation,la représentation,la location,la mise à disposition de tous matériel,appareils,articles et accessoires de sport
- La consultance,l’organisation,la collaboration à des cours,séminaires,colloques,journées d’études et/ou d’informations,stages,initiations présentations,sessions dans les domaines du sport
- Les prestations de services,de conseil/consultance,de gestion,d’organisation et de management d’entreprises,assistance,formation dans son sens le plus large et notamment mais non exclusivement : gestion journalière de sociétés,analyses de besoins,études techniques et scientifiques,études de marché,de méthode de marketing et de commercialisation de services ou de produits,études de sécurité,économiques,analyses financières,organisation et gestion des ressources humaines,politique d’investissement,la gestion de projets,le développement et la mise en place de solutions dans les domaines financiers,administratifs,organisationnels et informatiques,de stratégie managériale,de la communication,de l’audiovisuel,des multimédias,de la publicité,du project management,de la formation et du coaching individuel ou d’équipe
- Toutes activités des voyagistes et des agences de voyage
- L’organisation comme entrepreneur ou sous-entrepreneur,et la vente de voyages à forfait et de séjours à forfait,individuel ou en groupe
- La vente,en qualité d’intermédiaire,de voyages à forfait et de séjours à forfait organisés par des tiers,de bons de logements et de bons de repas
- La vente,en qualité d’intermédiaire,de billets pour tous moyens de transports
- Toutes activités ayant un lien direct ou indirect avec celle d’agence de voyages
- Conseils et aide dans l’organisations de parcours touristiques
- La créations de contenus digital dans le sens le plus large et notamment par la création d’articles de blog,d’images et autres illustrations,de vidéos,d’infographies,de podcasts,de livres blancs,de webinaires (séminaires sur l’internet),de chats,ou par tous autres moyens de publication
- La réalisation et la gestion de projets et de travaux dans les domaines de l’infopreneuriat ou du webmarketing,tels que la rédaction,la mise en ligne et la promotion d’articles de blogs,la production de podcasts (écriture des contenus,enregistrements,montages,mises en ligne et promotion),la production de vidéos (écriture des scénarios,tournages,montages,mises en ligne et promotion),la création de tunnels de vente ou d’autres activités comme le copywriting,l’email marketing,le social media,les outils du web analytics,le webdesign,le branding
- La réalisation,la production et le montage de contenu vidéo au sens le plus large
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- IG SOLUTIONS
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Région de Bruxelles-Capitale, transfert en tout endroit de la Région de Bruxelles-Capitale ou de la région de langue française de Belgique…” (deed in French)
Who represents it, and how
- Board ruleHow the board is made up, meets and takes decisions.
- “Avec ou sans limitation de durée, organe d'administration” (deed in French)“Frais de représentation,voyages et déplacements en sus, fixe ou proportionnelle” (deed in French)
Capital, shares and profit
- Kind of sharesWhich classes of shares exist and what rights each class carries.
- “Nominatives, registre des actions nominatives avec mentions requises par Code des sociétés et des associations” (deed in French)
- Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
- “Cessions entre vifs onéreuses ou gratuites,volontaires ou forcées,y compris exclusion et retrait,en usufruit,nue-propriété ou pleine…” (deed in French)
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- First Tuesday of June at 14:00
- General meetingThe meeting of all shareholders, which appoints directors and approves the accounts.
- “Unanimité, décisions_finales_transitoires” (deed in French)
Oversight and winding up
- Statutory auditorA statutory auditor is a registered auditor who checks the accounts; small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
- Dissolution ruleWhen and by whom the company can be dissolved.
- “Délibérant comme en matière de modification des statuts, assemblée générale” (deed in French)“Modifications aux statuts, Article 27” (deed in French)
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- One provision in the deed