Summary
IFORTE is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €1.5m and a net result of €105,756. Equity is growing by about 8.2% per year across the filed financial years. Its solvency ranks better than 57% of 9,718 sector peers (NACE 64, financial year 2025). The company has been active since 2015 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
Activities of holding companies
NACE 64210
1 site
Size
€2.5mtotal assets 2025
- Equity
- €1.5m
- Profit
- €105,756
Turnover not published (micro format)
Financial health
Financial institution: outside the modelBankruptcy probability: sector outside the model
Structure
- Holdings
- 2
- Tom MESSIAENDirector
Accounts 1 day early1 of 3 deeds read
SignalsneutralLatest accounts filed on timeShow the evidence
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Bankruptcy probability, 12 months
This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.
Credit check for your own amount and term
Show the recommended maximum and see how the verdict changes with amount, term and advance.
Signals
1 signal.
neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 30-10-2025, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 day early
2024
on the day
2023
on the day
2022
on the day
2021
2 days late
2020
2 days late
2019
21 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 3 days before the deadline; the sector median (NACE 64) for financial year 2024 is 14 days before the deadline, and 28% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 31-03-2026 is due by 31-10-2026. Nothing is late today. The company usually files around 31 October (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
31-03-2026 year end23-10-2026 today31-10-2026 deadline
- Annual accounts filedfinancial year 2025 · micro…
- Annual accounts filedfinancial year 2024 · micro…
- Appointment: Tom MESSIAEN (statutory director)Legal-form conversion · Capital conversion…
Financials · financial year 2025, micro format
Equity
€1.5m▲ 7.7%
2024 · €1.4m
Net result
€105,756▲ 15.5%
2024 · €91,531
Total assets
€2.5m▲ 1.7%
2024 · €2.4m
Solvency
59.7%▲ 3.3pp
2024 · 56.3%
Trend over the years
2021 to 2025, 5 financial years 2019 to 2025, 7 financial years
The operating result has risen four years in a row; 2025 is 15% above 2024 and is the highest result in the available series.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
Operating result€0.2m
2025
Net result€0.1m
2025
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Total assets€2.5m
2025
Equity€1.5m
2025
Debt€1.0m
2025
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
Working capital-€0.02m
2025
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
Return on assets (ROA)4.3%
2025
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Solvency59.7%
2025
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Current ratio0.93
2025
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 64, Financial service activities, except insurance and pension funding: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the financial year before
favourable
unfavourable
Line2019202020212022202320242025
Operating result€0.2m-€0.2m▲ 0.4%€0.1m▼ 27.8%€0.1m▲ 3.8%€0.2m▲ 27.2%€0.2m▲ 4.6%€0.2m▲ 15.2%
Net result€0.1m-€0.2mabove the sector's middle half▲ 30.7%€0.1mabove the sector's middle half▼ 29.6%€0.07mwithin the sector's middle half▼ 48.4%€0.09mabove the sector's middle half▲ 33.1%€0.09mabove the sector's middle half▼ 0.9%€0.1mabove the sector's middle half▲ 15.5%
Equity€0.8m-€1.0mabove the sector's middle half▲ 23.9%€1.1mabove the sector's middle half▲ 13.5%€1.2mabove the sector's middle half▲ 6.1%€1.3mabove the sector's middle half▲ 7.7%€1.4mabove the sector's middle half▲ 7.0%€1.5mabove the sector's middle half▲ 7.7%
Total assets€2.3m-€2.3mabove the sector's middle half▲ 0.3%€2.4mabove the sector's middle half▲ 1.2%€2.4mabove the sector's middle half▲ 0.3%€2.4mabove the sector's middle half▲ 2.8%€2.4mabove the sector's middle half▼ 0.7%€2.5mabove the sector's middle half▲ 1.7%
Debt€1.5m-€1.4m▼ 11.9%€1.3m▼ 7.7%€1.2m▼ 4.9%€1.2m▼ 2.0%€1.1m▼ 9.3%€1.0m▼ 6.1%
Working capital-€0.08m-€118within the sector's middle half€0.02mwithin the sector's middle half▲ 15,389%-€0.01mwithin the sector's middle half-€0.02mwithin the sector's middle half▼ 70.0%-€0.03mbelow the sector's middle half▼ 47.5%-€0.02mwithin the sector's middle half▲ 22.1%
Solvency34.0%-42.0%within the sector's middle half▲ 8.0pp47.1%within the sector's middle half▲ 5.1pp49.9%within the sector's middle half▲ 2.7pp52.2%within the sector's middle half▲ 2.4pp56.3%within the sector's middle half▲ 4.1pp59.7%within the sector's middle half▲ 3.3pp
Current ratio0.65-1.00within the sector's middle half▲ 0.351.12within the sector's middle half▲ 0.120.94within the sector's middle half▼ 0.180.93within the sector's middle half▼ 0.010.89within the sector's middle half▼ 0.040.93within the sector's middle half▲ 0.03
Return on assets (ROA)6.3%-8.2%within the sector's middle half▲ 1.9pp5.7%within the sector's middle half▼ 2.5pp2.9%within the sector's middle half▼ 2.8pp3.8%within the sector's middle half▲ 0.9pp3.8%within the sector's middle half=4.3%within the sector's middle half▲ 0.5pp
above
within
below
the middle half of NACE 64, Financial service activities, except insurance and pension funding: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the micro format does not require them.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.5m
Fixed assets
€2.2m =
Current assets
€274,638 ▲ 18.1%
Equity and liabilities €2.5m
Equity
€1.5m ▲ 7.7%
Debt
€993,940 ▼ 6.1%
Debt's share of the balance-sheet total falls from 43.7% to 40.3%. Equity is higher and debt is lower.
Key figures and ratios
ROE
7.2%▲
2024 · 6.7%
Debt ≤ 1 year
€296,877▲
2024 · €261,134
Debt > 1 year
€693,450▼
2024 · €792,450
Income taxes
€44,153▲
2024 · €39,413
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €324 | €360 | €1,560 | €2,072 | €2,174 | €1,895 | €2,026 | ▲ 6.9% |
| Other operating charges640/8 | - | - | - | €979 | €980 | €1,125 | €1,094 | ▼ 2.8% |
| Gross operating margin9900 | €177,335 | €177,976 | €130,639 | €135,844 | €172,000 | €179,671 | €206,659 | ▲ 15.0% |
| Operating profit (loss)9901 | €176,509 | €177,162 | €127,937 | €132,793 | €168,847 | €176,651 | €203,539 | ▲ 15.2% |
| Financial income75/76B | - | - | - | €4 | €5 | - | - | - |
| Recurring financial income75 | €72,214 | €100,002 | €70,042 | €4 | €5 | - | - | - |
| Financial charges65/66B | - | - | - | €32,779 | €35,012 | €45,707 | €53,630 | ▲ 17.3% |
| Recurring financial charges65 | €41,116 | €37,121 | €33,303 | €32,779 | €35,012 | €45,707 | €53,630 | ▲ 17.3% |
| Profit (loss) for the period before taxes9903 | €207,607 | €240,042 | €164,676 | €100,018 | €133,839 | €130,944 | €149,909 | ▲ 14.5% |
| Income taxes67/77 | €61,294 | €48,827 | €30,142 | €30,589 | €41,447 | €39,413 | €44,153 | ▲ 12.0% |
| Profit (loss) for the period9904 | €146,313 | €191,215 | €134,535 | €69,430 | €92,392 | €91,531 | €105,756 | ▲ 15.5% |
| Transfer to tax-exempt reserves689 | - | - | - | - | - | - | €54,730 | - |
| Profit (loss) for the period to be appropriated9905 | €146,313 | €209,965 | €134,535 | €69,430 | €92,392 | €91,531 | €51,026 | ▼ 44.3% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||
| Total assets20/58 | €2.3m | €2.3m | €2.4m | €2.4m | €2.4m | €2.4m | €2.5m | ▲ 1.7% |
| Fixed assets21/28 | €2.2m | €2.2m | €2.2m | €2.2m | €2.2m | €2.2m | €2.2m | = |
| Tangible fixed assets22/27 | €0.001m | €0.002m | €0.02m | €0.01m | €0.01m | €0.01m | €0.01m | ▼ 6.9% |
| Furniture and vehicles24 | - | - | - | €0.01m | €0.01m | €0.01m | €0.01m | ▼ 6.0% |
| Other tangible fixed assets26 | - | - | - | - | - | €0.001m | €0.001m | ▼ 21.3% |
| Financial fixed assets28 | €2.2m | €2.2m | €2.2m | €2.2m | €2.2m | €2.2m | €2.2m | = |
| Current assets29/58 | €0.2m | €0.2m | €0.2m | €0.2m | €0.2m | €0.2m | €0.3m | ▲ 18.1% |
| Amounts receivable within one year40/41 | €0.1m | €0.1m | €0.04m | €0.06m | €0.1m | €0.05m | €0.06m | ▲ 9.4% |
| Trade receivables40 | - | - | - | €0.05m | €0.1m | €0.05m | €0.05m | ▲ 3.9% |
| Other amounts receivable41 | - | - | - | €0.01m | - | - | €0.003m | - |
| Cash at bank and in hand54/58 | €0.05m | €0.06m | €0.1m | €0.1m | €0.1m | €0.2m | €0.2m | ▲ 20.6% |
| Equity and liabilities | ||||||||
| Total equity and liabilities10/49 | €2.3m | €2.3m | €2.4m | €2.4m | €2.4m | €2.4m | €2.5m | ▲ 1.7% |
| Equity10/15 | €0.8m | €1.0m | €1.1m | €1.2m | €1.3m | €1.4m | €1.5m | ▲ 7.7% |
| Contributions10/11 | €0.5m | - | - | €0.5m | €0.5m | €0.5m | €0.5m | = |
| Reserves13 | €0.3m | €0.5m | €0.6m | €0.7m | €0.8m | €0.9m | €1.0m | ▲ 12.4% |
| Non-distributable reserves130/1 | - | - | - | €0.002m | €0.002m | €0.002m | €0.002m | = |
| Reserves not available under the articles1311 | - | - | - | €0.002m | €0.002m | €0.002m | €0.002m | = |
| Tax-exempt reserves132 | - | - | - | - | - | - | €0.05m | - |
| Distributable reserves133 | - | - | - | €0.7m | €0.8m | €0.9m | €0.9m | ▲ 6.0% |
| Profit (loss) carried forward14 | €186 | €0.001m | €462 | €292 | €84 | €0.001m | €0.001m | ▲ 2.7% |
| Amounts payable17/49 | €1.5m | €1.4m | €1.3m | €1.2m | €1.2m | €1.1m | €1.0m | ▼ 6.1% |
| Amounts payable after more than one year17 | €1.3m | €1.2m | €1.1m | €1.0m | €0.9m | €0.8m | €0.7m | ▼ 12.5% |
| Financial debts170/4 | - | - | - | €0.5m | €0.4m | €0.3m | €0.2m | ▼ 33.3% |
| Other amounts payable178/9 | - | - | - | €0.5m | €0.5m | €0.5m | €0.5m | = |
| Amounts payable within one year42/48 | €0.2m | €0.2m | €0.2m | €0.2m | €0.3m | €0.3m | €0.3m | ▲ 13.7% |
| Current portion of amounts payable after more than one year42 | - | - | - | €0.1m | €0.1m | €0.1m | €0.1m | = |
| Trade debts44 | €0.001m | €0.001m | €167 | €0.001m | €0.002m | €0.001m | €0.001m | ▲ 24.5% |
| Suppliers440/4 | - | - | - | €0.001m | €0.002m | €0.001m | €0.001m | ▲ 24.5% |
| Taxes, remuneration and social security45 | - | - | - | €0.01m | €0.06m | €0.02m | €0.02m | ▼ 9.8% |
| Taxes450/3 | - | - | - | €0.01m | €0.06m | €0.02m | €0.02m | ▼ 10.4% |
| Remuneration and social security454/9 | - | - | - | €0.001m | €0.001m | €0.001m | €0.001m | = |
| Other amounts payable47/48 | - | - | - | €0.08m | €0.1m | €0.1m | €0.2m | ▲ 27.2% |
| Accrued charges and deferred income492/3 | - | - | - | €0.007m | €0.006m | €0.005m | €0.004m | ▼ 25.2% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €146,313 | €191,215 | €134,535 | €69,430 | €92,392 | €91,531 | €105,756 | ▲ 15.5% |
| + Depreciation and write-downs630 | €324 | €360 | €1,560 | €2,072 | €2,174 | €1,895 | €2,026 | ▲ 6.9% |
| Operating cash flow (approximation) | €146,637 | €191,575 | €136,094 | €71,502 | €94,566 | €93,426 | €107,782 | ▲ 15.4% |
| Investment in fixed assets (approximation) | - | -€1,570 | -€16,041 | €575 | -€726 | -€756 | -€1,264 | ▼ 67.2% |
| Change in cash | - | €5,107 | €72,381 | -€8,613 | -€8,874 | €68,887 | €37,178 | ▼ 46.0% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (10)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-03-2025 | micro format | 30-10-2025 | 2025-00554075 |
| 31-03-2024 | micro format | 31-10-2024 | 2024-00523851 |
| 31-03-2023 | micro format | 31-10-2023 | 2023-00499328 |
| 31-03-2022 | micro format | 31-10-2022 | 2022-20478321 |
| 31-03-2021 | micro format | 02-11-2021 | 2021-75600503 |
| 31-03-2020 | micro format | 02-11-2020 | 2020-68500150 |
| 31-03-2019 | micro format | 10-10-2019 | 2019-70000060 |
| 31-03-2018 | micro format | 26-10-2018 | 2018-70400523 |
| 31-03-2017 | micro format | 29-09-2017 | 2017-65500173 |
| 31-03-2016 | abbreviated format | 04-10-2016 | 2016-65100130 |
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Of the 24,457 active companies whose main activity is activities of holding companies (NACE 64210), figures are known for 19,972. 11,806 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Directors
1 director, last change in 2023
Tom MESSIAEN
CurrentStatutory director · since 22-12-2023
Derived from published Gazette deeds. The KBO keeps the official list of office holders; we do not read it, so the two can differ.
See the directors and other office holders in the KBO →
Not every act has been read: a resignation may still be missing
2 of this company's 3 Belgian Official Gazette deeds have not been read yet. Appointments and resignations recorded in them are not yet in the list of directors: someone who resigned there may still be listed as sitting. The acts are in the Timeline.
Mandate history
1 person since 2023, 1 in office
- Board
| Name | Functions and periods |
|---|---|
| Tom MESSIAEN |
|
Owners and capital
Capital and shareholders
Capital over the years
- 22-12-2023 Capital stated in the deed · 186 shares
Group and network
Holdings and subsidiaries
2 holdingsHoldings 2
Source for every holding own accounts 31-03-2025
- Equity €645,553Result -€98,86033.33%
- Equity €3.4mResult €957,44620%
According to the annual accounts to 31-03-2025 of IFORTE and those of the other companies, the acts in the Belgian Official Gazette and the LEI register. Annual accounts state the shareholders that notified the company under article 7:225 of the Code of Companies and Associations and the parent companies that consolidate it. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not include these statements in its annual accounts, or does not have to, is not listed.
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
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History
Acts, filings and financial milestones
Next filing, financial year 2026, expected by
2025
30-10
NBB filing
Annual accounts filed
financial year 2025 · micro format
2024
31-10
NBB filing
Annual accounts filed
financial year 2024 · micro format
2023
22-12
Gazette deed
Appointment: Tom MESSIAEN (statutory director)Legal-form conversion · Capital conversion · Amendment of the articles8 facts ▸
Gazette deed
Appointment: Tom MESSIAEN (statutory director)
Legal-form conversion · Capital conversion · Amendment of the articles8 facts ▸
- General meeting, 20-12-2023
- Legal-form conversion, “besloten vennootschap” (deed in Dutch)
- Capital conversion, “statutair onbeschikbare eigen vermogensrekening”, EUR (deed in Dutch)
- Other provision, “beschikbaarstelling onbeschikbare eigenvermogensrekening, niet-opgevraagde inbrengen” (deed in Dutch)
- Amendment of the articles
- Capital
- Director appointment, Tom MESSIAEN (statutory director) (2 times)
- Registered office clause, “8870 Izegem, Schardouwstraat 18 bus 0003” (deed in Dutch)
31-10
NBB filing
Annual accounts filed
financial year 2023 · micro format
2022
31-10
NBB filing
Annual accounts filed
financial year 2022 · micro format
31-03
Financial
Weakest financial yearnet €69,430 ▼48.4%
Net result drops to €69,430, the lowest in the series; recovery starts the following year.
2021
02-11
NBB filing
Annual accounts filed
financial year 2021 · micro format · 2 days late
31-03
Financial
Equity above €1mequity €1.1m ▲13.5%
A profit in every financial year since 2019 builds equity to €1.1m.
2020
02-11
NBB filing
Annual accounts filed
financial year 2020 · micro format · 2 days late
31-03
Financial
Highest result from 2019 to 2025net €191,215 ▲30.7%
Net result €191,215, the highest in the series.
2019
10-10
NBB filing
Annual accounts filed
financial year 2019 · micro format
2018
26-10
NBB filing
Annual accounts filed
financial year 2018 · micro format
2017
29-09
NBB filing
Annual accounts filed
financial year 2017 · micro format
2016
04-10
NBB filing
Annual accounts filed
financial year 2016 · abbreviated format
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
1 of 3 deeds read
About the unread acts
Of the 3 Belgian Official Gazette deeds we know for this company, 1 has been read. The other 2 have not been read yet: what they contain is neither established nor disproved here.
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Register details
Identification
Legal formPrivate limited company
Founded14-01-2015
Financial year end31-03
Activities, NACEBEL 2025
64210Activities of holding companies
E-invoicing
Reachable via Peppol
Peppol ID
0208:0597761213
Also
9925:BE0597761213
Registered
10-06-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 23 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
Location & real-estate footprint
Registered office, Izegem · 1 establishment unit since 2015
Ground area
756 m²
Building footprint
118 m²
Building volume
633 m³
Parcel 36494E1329/02C000, Flanders · tallest building 8.0 m. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
iForte
since 2015unit no. 2.239.393.963
1 parcel
Flanders
1
(100%)
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 36494E1329/02C000 | Flanders | 756 m² | 1 · 118 m² | 8.0 m · 2 |
How the parcels are linked
Good to know
The parcel matches the address exactly.
Articles of association
What the company does
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- IFORTE
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Vlaamse Gewest” (deed in Dutch)
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- “De vennootschap wordt bestuurd door één of meer bestuurders, natuurlijke of rechtspersonen, al dan niet aandeelhouders. Tot statutaire…”
- Board ruleHow the board is made up, meets and takes decisions.
- “1, natuurlijke of rechtspersonen, al dan niet aandeelhouders” (deed in Dutch)
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- First Monday of September at 10:00
Oversight and winding up
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- One provision in the deed