iFlag
ActiveiFlag has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €104k and a net result of €32k. Equity is growing by ~5.5% per year across the filed fiscal years. Its solvency ranks better than 41% of 31540 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
75
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability86▼-11
Solvency70▼-30
Growth58=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 1.77 against 6.29 in 2024; short-term debt: 54.7% and cash: 12.8% of total assets), but 54.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
45.3%
Return on assets
13.8%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-08-2026, 17 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
17 d late
2024
21 d late
2023
28 d late
2022
10 d late
2021
29 d late
2020
26 d late
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€104k▼ 33.5%
2024 · €156k
2018: €184k
2019: €69k
2020: €52k
2021: €80k
2022: €110k
2023: €115k
2024: €156k
2018 → 2025
Total assets
€229k▲ 27.4%
2024 · €180k
2018: €194k
2019: €192k
2020: €195k
2021: €188k
2022: €168k
2023: €167k
2024: €180k
2018 → 2025
Net result
€32k▼ 23.4%
2024 · €41k
2018: €24k
2019: €-9k
2020: €25k
2021: €29k
2022: €30k
2023: €20k
2024: €41k
2018 → 2025
Working capital
€96k▼ 23.3%
2024 · €125k
2018: €98k
2019: €6k
2020: €3k
2021: €2k
2022: €35k
2023: €63k
2024: €125k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€80k-€110k▲ 37.3%€115k▲ 4.8%€156k▲ 35.9%€104k▼ 33.5%
Operating result€43k-€44k▲ 0.6%€29k▼ 33.9%€57k▲ 98.6%€45k▼ 20.9%
Net result€29k-€30k▲ 2.3%€20k▼ 34.0%€41k▲ 110%€32k▼ 23.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 21% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €229k
Fixed assets
€8k▼ 74.8%
Current assets
€222k▲ 48.6%
Equity and liabilities €229k
Equity
€104k▼ 33.5%
Debt
€125k▲ 428%
The debt ratio rises from 13.2% to 54.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€72k▼
2024 · €82k
Cash flow
€59k▼
2024 · €66k
Solvency
45.3%▼
2024 · 86.8%
Current ratio
1.77▼
2024 · 6.29
Quick ratio
1.56▼
2024 · 5.55
Debt / equity
1.21▲
2024 · 0.15
ROE
30.4%▲
2024 · 26.4%
ROA
13.8%▼
2024 · 22.9%
Interest coverage
223.36▼
2024 · 680.54
Debt
€125k▲
2024 · €24k
Debt ≤ 1 year
€125k▲
2024 · €24k
Income taxes
€14k▼
2024 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€180k€229k▲
Fixed assets21/28€31k€8k▼
Tangible fixed assets22/27€31k€8k▼
Furniture and vehicles24€31k€8k▼
Current assets29/58€149k€222k▲
Stocks and contracts in progress3€18k€26k▲
Stocks30/36€18k€26k▲
Amounts receivable within one year40/41€11k€35k▲
Trade receivables40€11k€35k▲
Current investments50/53€83k€124k▲
Cash at bank and in hand54/58€33k€29k▼
Deferred charges and accrued income490/1€3k€6k▲
Equity and liabilities
Total equity and liabilities10/49€180k€229k▲
Equity10/15€156k€104k▼
Contributions10/11€19k€19k=
Reserves13€138k€85k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€136k€83k▼
Amounts payable17/49€24k€125k▲
Amounts payable within one year42/48€24k€125k▲
Trade debts44-€11k
Suppliers440/4-€11k
Taxes, remuneration and social security45€9k€27k▲
Taxes450/3€9k€27k▲
Other amounts payable47/48€15k€88k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€25k€27k▲
Other operating charges640/8€1k€1k▼
Gross operating margin9900€84k€74k▼
Operating profit (loss)9901€57k€45k▼
Financial income75/76B€2€22▲
Recurring financial income75€2€22▲
Financial charges65/66B€121€324▲
Recurring financial charges65€121€324▲
Profit (loss) for the period before taxes9903€57k€45k▼
Income taxes67/77€16k€14k▼
Profit (loss) for the period9904€41k€32k▼
Profit (loss) for the period to be appropriated9905€41k€32k▼
Appropriation of the result
Profit (loss) to be appropriated9906€32k€32k▼
Profit (loss) brought forward from the previous period14P€-9k-
Transfer from equity791/2-€84k
Transfer to equity691/2€32k€32k▼
To other reserves6921€32k€32k▼
Profit to be distributed694/7-€84k
Return on contributions (dividend)694-€84k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 17 days late
2025
21-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 21 days late
2024
31-12
Financial
Highest result since 2018net €41k ▲110%
Operating result €57k, net result €41k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 6.29
Current ratio from 2.20 to 6.29; short-term debt falls from €52k to €24k.
31-12
Financial
Equity above €150kEq €156k ▲35.9%
5 profitable years in a row build equity to €156k.
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
10-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 10 days late
2022
31-12
Financial
Equity above €100kEq €110k ▲37.3%
3 profitable years in a row build equity to €110k.
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
2020
31-12
Financial
Back to profitnet €25k
Net result €25k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
31-12
Financial
Weakest financial yearnet €-9k ▼137%
Net result drops to €-9k, the lowest in the series; recovery starts the following year.
19-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 19 days late
2018
23-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 23 days late
2017
01-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lasne · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chemin de Bas-Ransbeck 601380 LasneGround area
2,581 m²
Building footprint
148 m²
Volume, LiDAR
1,177 m³
Parcel 25076G0100/00B000, Wallonia · tallest building 10.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Chemin de Bas-Ransbeck 60, 1380 Lasne
since 20112.204.812.176
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25076G0100/00B000 | Wallonia | 2,581 m² | 1 · 148 m² | 10.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 40,646 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-11-2011
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
62020IT consultancy
62200Computer consultancy and computer facilities management
71121Engineering and related technical consultancy, excluding land surveyors
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.