IFL Studio
ActiveIFL Studio has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €61k and a net result of €-3k. Equity is growing by ~22.6% per year across the filed fiscal years. Its solvency ranks better than 81% of 17022 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
62
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability13▼-87
Solvency100▲+5
Growth52▼-26
Track record94
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity ample (current ratio 6.55 against 3.13 in 2024; short-term debt: 14.5% and cash: 0.4% of total assets), and 14.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
on the day
2024
12 d early
2023
19 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€61k▼ 4.8%
2024 · €64k
2023: €33k
2024: €64k
2023 → 2025
Total assets
€71k▼ 21.9%
2024 · €91k
2023: €56k
2024: €91k
2023 → 2025
Net result
€-3k
2024 · €31k
2023: €27k
2024: €31k
2023 → 2025
Working capital
€57k▼ 1.2%
2024 · €58k
2023: €33k
2024: €58k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€33k-€64k▲ 92.0%€61k▼ 4.8%
Operating result€35k-€39k▲ 12.5%€-3k
Net result€27k-€31k▲ 12.1%€-3k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €3k after €39k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €71k
Fixed assets
€4k▼ 39.4%
Current assets
€68k▼ 20.6%
Equity and liabilities €71k
Equity
€61k▼ 4.8%
Debt
€10k▼ 62.1%
The debt ratio falls from 29.8% to 14.5%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-555▼
2024 · €40k
Cash flow
€-667▼
2024 · €31k
Solvency
85.5%▲
2024 · 70.2%
Current ratio
6.55▲
2024 · 3.13
Quick ratio
6.55▲
2024 · 3.13
Debt / equity
0.17▼
2024 · 0.42
ROE
-5.1%▼
2024 · 47.9%
ROA
-4.4%▼
2024 · 33.6%
Interest coverage
-4.57▼
2024 · 230.99
Debt
€10k▼
2024 · €27k
Debt ≤ 1 year
€10k▼
2024 · €27k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€91k€71k▼
Fixed assets21/28€6k€4k▼
Tangible fixed assets22/27€6k€4k▼
Furniture and vehicles24€6k€4k▼
Current assets29/58€85k€68k▼
Amounts receivable within one year40/41€42k€67k▲
Trade receivables40€35k€60k▲
Other amounts receivable41€7k€7k▲
Cash at bank and in hand54/58€43k€258▼
Deferred charges and accrued income490/1€191-
Equity and liabilities
Total equity and liabilities10/49€91k€71k▼
Equity10/15€64k€61k▼
Contributions10/11€6k€6k=
Reserves13€58k€58k=
Distributable reserves133€58k€58k=
Profit (loss) carried forward14-€-3k
Amounts payable17/49€27k€10k▼
Amounts payable within one year42/48€27k€10k▼
Trade debts44€2k€2k▲
Suppliers440/4€2k€2k▲
Taxes, remuneration and social security45€15k€8k▼
Taxes450/3€15k€8k▼
Remuneration and social security454/9€160-
Other amounts payable47/48€10k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€612€2k▲
Other operating charges640/8-€2k
Gross operating margin9900€40k€1k▼
Operating profit (loss)9901€39k€-3k▼
Financial income75/76B€1€9▲
Recurring financial income75€1€9▲
Financial charges65/66B€172€121▼
Recurring financial charges65€172€121▼
Profit (loss) for the period before taxes9903€39k€-3k▼
Income taxes67/77€8k-
Profit (loss) for the period9904€31k€-3k▼
Profit (loss) for the period to be appropriated9905€31k€-3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€31k€-3k▼
Transfer to equity691/2€31k-
To other reserves6921€31k-
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-3k ▼110%
Net result drops to €-3k, the lowest in the series.
31-12
Financial
Liquidity doublescurrent ratio 6.55
Current ratio from 3.13 to 6.55; short-term debt falls from €27k to €10k.
19-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2023net €31k ▲12.1%
Operating result €39k, net result €31k, both a record.
19-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 19 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Chastre · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Combattants 51450 ChastreGround area
2,484 m²
Building footprint
321 m²
Volume, LiDAR
751 m³
2 parcels, Wallonia · tallest building 6.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
IFL Studio
since 20232.341.565.647
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25022B0364/00K000 | Wallonia | 1,390 m² | 1 · 160 m² | - |
| 25017C0636/00C000 | Wallonia | 1,094 m² | 1 · 161 m² | 6.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 16,886 companies in sector 62100 we hold annual accounts for 8,777. 6,904 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-01-2023
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
62020IT consultancy
62200Computer consultancy and computer facilities management
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
63120Computing infrastructure, data processing, hosting and other information service activities
63910Web portal activities
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.