IFINSPRO
Dissolution or liquidationSummary
The KBO register records for IFINSPRO the legal situation: dissolution or liquidation; this is today's state according to the register itself, which carries no start date. The 2023 annual accounts show equity of €3,494 and a net result of -€11,495.
Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 22-10-2024, 83 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
83 d late
2022
72 d late
2021
58 d late
2020
52 d late
2019
95 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 72 days after the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (1)
History
Go further with this company
Who ran this company, and where was it based, on a date before the end?Company as of a date How is the Financial service activities, except insurance and pension funding sector doing?Sector figures
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2023, micro schema
Equity
€3,494▼ 76.7%
2022 · €14,989
Net result
-€11,495
2022 · €17,525
Total assets
€60,122▲ 62.2%
2022 · €37,062
Solvency
5.8%▼ 34.6pp
2022 · 40.4%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20192020202120222023
Operating result-€33,984€9,894€2,319▼ 76.6%€20,731▲ 794%-€10,032
Net result-€34,579€9,015within the sector's middle half€724below the sector's middle half▼ 92.0%€17,525within the sector's middle half▲ 2,321%-€11,495below the sector's middle half
Equity-€12,275-€3,260below the sector's middle half▲ 73.4%-€2,536below the sector's middle half▲ 22.2%€14,989below the sector's middle half€3,494below the sector's middle half▼ 76.7%
Total assets€43,521▼ 24.8%€37,925below the sector's middle half▼ 12.9%€28,379below the sector's middle half▼ 25.2%€37,062below the sector's middle half▲ 30.6%€60,122below the sector's middle half▲ 62.2%
Debt€55,795▲ 56.9%€41,185▼ 26.2%€30,915▼ 24.9%€22,073▼ 28.6%€56,628▲ 157%
Working capital-€23,432-€10,395within the sector's middle half▲ 55.6%-€6,103within the sector's middle half▲ 41.3%€14,989within the sector's middle half€3,494within the sector's middle half▼ 76.7%
Solvency-28.2%▼ 66.8pp-8.6%below the sector's middle half▲ 19.6pp-8.9%below the sector's middle half▼ 0.3pp40.4%within the sector's middle half▲ 49.4pp5.8%below the sector's middle half▼ 34.6pp
Current ratio0.58▼ 0.620.75within the sector's middle half▲ 0.170.80within the sector's middle half▲ 0.051.68within the sector's middle half▲ 0.881.06within the sector's middle half▼ 0.62
Return on assets (ROA)-79.5%▼ 100.5pp23.8%above the sector's middle half▲ 103.2pp2.6%within the sector's middle half▼ 21.2pp47.3%above the sector's middle half▲ 44.7pp-19.1%below the sector's middle half▼ 66.4pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2023: a loss of €10,032 after €20,731 in 2022.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Equity and liabilities €60,122
Equity
€3,494 ▼ 76.7%
Debt
€56,628 ▲ 157%
Debt's share of the balance-sheet total rises from 59.6% to 94.2%. Equity is lower and debt is higher.
Key figures and ratios
ROE
-329.0%▼
2022 · 116.9%
Debt ≤ 1 year
€56,628▲
2022 · €22,073
Income taxes
€164▼
2022 · €1,674
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4,023 | €4,023 | €3,567 | €3,567 | - | - |
| Other operating charges640/8 | - | - | €245 | €249 | - | - |
| Gross operating margin9900 | -€28,945 | €15,807 | €6,131 | €24,548 | -€10,032 | ▼ 141% |
| Operating profit (loss)9901 | -€33,984 | €9,894 | €2,319 | €20,731 | -€10,032 | ▼ 148% |
| Financial charges65/66B | - | - | €1,485 | €1,532 | €1,299 | ▼ 15.2% |
| Recurring financial charges65 | €486 | €771 | €1,485 | €1,532 | €1,299 | ▼ 15.2% |
| Profit (loss) for the period before taxes9903 | -€34,470 | €9,123 | €834 | €19,199 | -€11,331 | ▼ 159% |
| Income taxes67/77 | €109 | €109 | €110 | €1,674 | €164 | ▼ 90.2% |
| Profit (loss) for the period9904 | -€34,579 | €9,015 | €724 | €17,525 | -€11,495 | ▼ 166% |
| Profit (loss) for the period to be appropriated9905 | -€34,579 | €9,015 | €724 | €17,525 | -€11,495 | ▼ 166% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €43,521 | €37,925 | €28,379 | €37,062 | €60,122 | ▲ 62.2% |
| Fixed assets21/28 | €11,158 | €7,135 | €3,567 | - | - | - |
| Tangible fixed assets22/27 | €11,158 | €7,135 | €3,567 | - | - | - |
| Furniture and vehicles24 | - | - | €3,567 | - | - | - |
| Current assets29/58 | €32,363 | €30,791 | €24,812 | €37,062 | €60,122 | ▲ 62.2% |
| Amounts receivable after more than one year29 | - | - | - | €26,000 | €26,000 | = |
| Other amounts receivable291 | - | - | - | €26,000 | €26,000 | = |
| Amounts receivable within one year40/41 | €19,381 | €30,791 | €24,812 | €11,062 | €34,122 | ▲ 208% |
| Trade receivables40 | - | - | €17,030 | €3,843 | €30,793 | ▲ 701% |
| Other amounts receivable41 | - | - | €7,782 | €7,219 | €3,329 | ▼ 53.9% |
| Cash at bank and in hand54/58 | €3,982 | - | - | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €43,521 | €37,925 | €28,379 | €37,062 | €60,122 | ▲ 62.2% |
| Equity10/15 | -€12,275 | -€3,260 | -€2,536 | €14,989 | €3,494 | ▼ 76.7% |
| Contributions10/11 | €6,200 | - | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €16,104 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Non-distributable reserves130/1 | - | - | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | - | - | €1,860 | €1,860 | €1,860 | = |
| Profit (loss) carried forward14 | -€34,579 | -€11,320 | -€10,596 | €6,929 | -€4,566 | ▼ 166% |
| Amounts payable17/49 | €55,795 | €41,185 | €30,915 | €22,073 | €56,628 | ▲ 157% |
| Amounts payable within one year42/48 | €55,795 | €41,185 | €30,915 | €22,073 | €56,628 | ▲ 157% |
| Current portion of amounts payable after more than one year42 | - | - | €6,377 | €732 | - | - |
| Financial debts43 | - | - | €2,058 | €8,207 | €5,150 | ▼ 37.2% |
| Credit institutions430/8 | - | - | €2,058 | €8,207 | €5,150 | ▼ 37.2% |
| Trade debts44 | €21,100 | €8,780 | €7,539 | €5,466 | €37,163 | ▲ 580% |
| Suppliers440/4 | - | - | €7,539 | €5,466 | €37,163 | ▲ 580% |
| Taxes, remuneration and social security45 | - | - | €13,998 | €7,592 | €3,866 | ▼ 49.1% |
| Taxes450/3 | - | - | €13,998 | €7,592 | €3,866 | ▼ 49.1% |
| Other amounts payable47/48 | - | - | €943 | €76 | €10,449 | ▲ 13,620% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€34,579 | €9,015 | €724 | €17,525 | -€11,495 | ▼ 166% |
| + Depreciation and write-downs630 | €4,023 | €4,023 | €3,567 | €3,567 | - | - |
| Operating cash flow (approximation) | -€30,556 | €13,038 | €4,291 | €21,093 | -€11,495 | ▼ 154% |
| Investment in fixed assets (approximation) | - | €0 | €0 | - | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
11-05
Bankruptcy
Judicial dissolution, liquidator appointed
Tribunal de l’entreprise du Brabant wallon · event 27-04-2026
2024
22-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 83 days late
2023
11-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 72 days late
2022
31-12
Financial
Highest result since 2018net €17,525 ▲2,321%
Operating result €20,731, net result €17,525, both a record.
31-12
Financial
Liquidity doublescurrent ratio 1.68
Current ratio from 0.80 to 1.68; short-term debt falls from €30,915 to €22,073.
27-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 58 days late
2021
21-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 52 days late
2020
31-12
Financial
Back to profitnet €9,015
Net result €9,015 after one loss-making year.
03-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 95 days late
2019
31-12
Financial
Weakest financial yearnet -€34,579
Net result drops to -€34,579, the lowest in the series.
25-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 86 days late
2018
27-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 58 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waterloo · 1 establishment unit since 2017
Ground area
1,027 m²
Building footprint
142 m²
Volume, LiDAR
1,069 m³
Parcel 25764N0659/00_000, Wallonia · tallest building 13.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
INFINSPRO
since 20172.268.837.324
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25764N0659/00_000 | Wallonia | 1,027 m² | 1 · 142 m² | 13.9 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 56 companies in sector 64110 we hold annual accounts for 23. 6 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded19-05-2017
Fiscal year end31-12
Activities, NACEBEL 2025
64110Financial service activities, except insurance and pension funding
E-invoicing
Not found in the Peppol register
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.