Equity
€1.1m ▼ 14.6%
IFIMO paid out €92,023 in dividends. That is 593% of the 2025 profit.
IFIMO
Lifetime
20 annual accounts with figures on one time axis, 25 filings since 2001peak €155,315 (2010)
€98,814▼ 19.2%
peak €69,971 (2018)
€15,524▼ 49.4%
peak €1.2m (2024)
€1.1m▼ 14.6%
€209,014▲ 193%
Board3 names since 2002
3 directorsAntoine VERSTRAETE and 2 others
Documentsfilings and deeds
07-05-202685 days before the deadline
2025financial year
Gross margin from €122,320 to €98,814Result from €30,704 to €15,524Capital decrease of €102,450 to €647,550 01-12Dividend €92,023Equity from €1.2m to €1.1mDebts from €71,413 to €209,014
Key points
from the 2025 annual accountsChecked score
96
Excellent
Financially stronger than 66% of micro companies in real estate (NACE 68)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 26,626 companies (NACE 68, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025lowest value
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026highest value
07-2026: < 0.1%● unchanged vs 06-2026highest value
08-2026: < 0.1%● unchanged vs 07-2026highest value
09-2026: < 0.1%● unchanged vs 08-2026highest value
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
lowers risk
Size: total assets €1.3m
Liquidity: current ratio 2.19, cash €419,371
Equity €1.1m (83.4% of total assets)
Figures for financial year 2025 (filed on 12-05-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 91% of them on solvency, 90% on liquidity, 60% on profitability and 24% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 14,766 companies had the same profile as IFIMO has now. Each dot stands for 37 companies, two years later.
96.2%
were still trading
3.5%
stopped another way
0.2%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of IFIMO itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 14,766 companies, not a prediction for IFIMO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €100,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.19 (7.28 in 2024), above the usual 1.5. Short-term debt is 15.4% and cash 33.2% of total assets. 16.6% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-05-2026, 85 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
85 days early
2024
114 days early
2023
30 days late
2022
27 days late
2021
30 days late
2020
2 days late
2019
72 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 26 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 August (4 of the last 5 accounts filed within 112 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
Recent changes
Capital decrease of €102,450 to €647,550
Capital from €750,000 to €647,550 · Reappointments: Maud VERSTRAETE, Antoine VERSTRAETE and Thérèse DEBOUCHE · Permanent representative: Antoine VERSTRAETE · General meeting of 14-11-2025 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0472287357
First establishment
Rue du Chêne au Corbeau 26, Lasne
Incorporation
published on 14-07-2000 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| IFIMO Lasne | €1.3m | €98,814 | 83.4% | - |
| CATCHAN IMMO Jodoigne | €1.0m | €84,996 | 45.5% | - |
| MABRICO Asse | €1.3m | €89,660 | 20.3% | - |
| MIVAPHARM Ans | €1.2m | €118,888 | 50.6% | - |
| Brickx Project Hasselt | €1.2m | €94,855 | 77.0% | - |
| IN DE STEEG Zonhoven | €1.2m | €111,797 | 47.0% | - |
| Hayleiron Tongeren-Borgloon | €1.1m | €85,255 | 35.3% | - |
These companies have the same main activity as IFIMO: buying and selling of own real estate (NACE 68110). They are comparable in size and age: total assets between €1m and €1.3m, founded between 1999 and 2002.
Official details
Source: KBO- Status
- Active since 04-07-2000Normal situation
- Activity
- Buying and selling of own real estateNACE 68110
- Establishment unit
- 2.093.964.2391380 Lasne, since 24-08-2000
- Financial year end
- 31 December
- Peppol
- Reachable since 25-04-2024
Annual accounts 2025
- ≈ €260,000estimated
- €1.3m▼ 3.3%
- Filing
- Filed on 07-05-2026, 85 days before the end of the filing period
Insights on IFIMO
IFIMO has existed since 2000. The gross margin fell from €151,263 in 2006 to €98,814 in 2025.
Solvency fell in 2025 from 94.5% to 83.4% because of the dividend.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about IFIMO
- What is the company number of IFIMO?
- The company number of IFIMO is 0472.287.357. The VAT number is the same number with BE in front: BE 0472.287.357.
- Where is IFIMO based?
- The registered office is at Chemin du Piroit 9, 1380 Lasne.Company details
- What does IFIMO do?
- According to the KBO register, the main activity is buying and selling of own real estate (NACE 68110).
- What is the legal form of IFIMO?
- IFIMO is a public limited company (NV).
- When was IFIMO founded?
- IFIMO was founded on 04-07-2000.
- Is IFIMO still active?
- Yes, IFIMO is an active enterprise in the KBO register.
- What is the turnover of IFIMO?
- The turnover in financial year 2025 is ≈ €260,000. This figure is estimated from the gross margin of €98,814 and 48 comparable companies (NACE 681). It probably lies between €130,000 and €610,000. In financial year 2019 turnover was €163,928.Financials
- Is IFIMO profitable?
- In financial year 2025, IFIMO made a profit of €15,524.
- Where can I find the annual accounts of IFIMO?
- IFIMO filed 25 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of IFIMO due?
- IFIMO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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