IFE
ActiveIFE has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €41k and a net result of €10k. Equity remains stable across the filed fiscal years (±0.8% per year). Its solvency ranks better than 29% of 11200 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
71
/ 100
Healthy▲ +8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+40
Solvency23▼-6
Growth78▲+46
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity tight (current ratio 1.12 against 1.2 in 2024), and 85.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
14.2%
Return on assets
3.5%
Age of the figures
8 mo
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €41k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
23 d early
2023
71 d late
2022
30 d late
2021
31 d late
2020
31 d late
2019
91 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€41k▲ 18.3%
2024 · €34k
2018: €39k
2019: €39k
2020: €38k
2021: €38k
2022: €40k
2023: €35k
2024: €34k
2018 → 2025
Total assets
€285k▲ 64.1%
2024 · €174k
2018: €46k
2019: €61k
2020: €59k
2021: €58k
2022: €87k
2023: €150k
2024: €174k
2018 → 2025
Net result
€10k▲ 143%
2024 · €4k
2018: €5k
2019: €5k
2020: €4k
2021: €6k
2022: €2k
2023: €4k
2024: €4k
2018 → 2025
Working capital
€26k▼ 4.7%
2024 · €28k
2018: €37k
2019: €39k
2020: €38k
2021: €38k
2022: €41k
2023: €38k
2024: €28k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€38k-€40k▲ 6.1%€35k▼ 12.0%€34k▼ 3.2%€41k▲ 18.3%
Operating result€10k-€5k▼ 52.2%€10k▲ 102%€14k▲ 36.5%€25k▲ 80.8%
Net result€6k-€2k▼ 61.4%€4k▲ 57.3%€4k▲ 12.9%€10k▲ 143%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 81% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €285k
Fixed assets
€44k▲ 389%
Current assets
€241k▲ 46.4%
Equity and liabilities €285k
Equity
€41k▲ 18.3%
Debt
€244k▲ 75.4%
The debt ratio rises from 80.3% to 85.8%: debt grows faster than equity.
Key figures and ratios
EBITDA
€32k▲
2024 · €16k
Cash flow
€18k▲
2024 · €6k
Solvency
14.2%▼
2024 · 19.7%
Current ratio
1.12▼
2024 · 1.20
Quick ratio
1.09▲
2024 · 0.89
Debt / equity
6.03▲
2024 · 4.07
ROE
24.7%▲
2024 · 12.0%
ROA
3.5%▲
2024 · 2.4%
Interest coverage
2.99▲
2024 · 2.31
Debt
€244k▲
2024 · €139k
Debt ≤ 1 year
€215k▲
2024 · €137k
Debt > 1 year
€27k
Income taxes
€4k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€174k€285k▲
Fixed assets21/28€9k€44k▲
Tangible fixed assets22/27€9k€44k▲
Plant, machinery and equipment23-€912
Furniture and vehicles24€9k€6k▼
Leasing and similar rights25-€37k
Current assets29/58€165k€241k▲
Stocks and contracts in progress3€42k€8k▼
Stocks30/36€42k€8k▼
Amounts receivable within one year40/41€105k€124k▲
Trade receivables40€72k€91k▲
Other amounts receivable41€33k€33k▼
Cash at bank and in hand54/58€16k€96k▲
Deferred charges and accrued income490/1€667€13k▲
Equity and liabilities
Total equity and liabilities10/49€174k€285k▲
Equity10/15€34k€41k▲
Contributions10/11€12k€12k=
Reserves13€22k€28k▲
Distributable reserves133€22k€28k▲
Profit (loss) carried forward14€31€33▲
Amounts payable17/49€139k€244k▲
Amounts payable after more than one year17-€27k
Financial debts170/4-€27k
Amounts payable within one year42/48€137k€215k▲
Current portion of amounts payable after more than one year42-€7k
Financial debts43€80k€125k▲
Credit institutions430/8€80k€125k▲
Trade debts44€2k€41k▲
Suppliers440/4€2k€41k▲
Advances received on contracts in progress46€9k-
Taxes, remuneration and social security45€6k€4k▼
Taxes450/3€6k€4k▼
Other amounts payable47/48€39k€38k▼
Accrued charges and deferred income492/3€2k€3k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€8k▲
Other operating charges640/8€184€423▲
Non-recurring operating charges66A-€4k
Gross operating margin9900€16k€37k▲
Operating profit (loss)9901€14k€25k▲
Financial income75/76B-€1
Recurring financial income75-€1
Financial charges65/66B€7k€11k▲
Recurring financial charges65€7k€11k▲
Non-recurring financial charges66B€267-
Profit (loss) for the period before taxes9903€7k€14k▲
Income taxes67/77€2k€4k▲
Profit (loss) for the period9904€4k€10k▲
Profit (loss) for the period to be appropriated9905€4k€10k▲
Appropriation of the result
Profit (loss) to be appropriated9906€4k€10k▲
Profit (loss) brought forward from the previous period14P€31€31▲
Transfer from equity791/2€5k€4k▼
Transfer to equity691/2€4k€10k▲
To other reserves6921€4k€10k▲
Profit to be distributed694/7€5k€4k▼
Return on contributions (dividend)694€5k€4k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
31-12
Financial
Highest result since 2018net €10k ▲143%
Operating result €25k, net result €10k, both a record.
08-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
10-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 71 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial
Weakest financial yearnet €2k ▼61.4%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
09-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 131 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 60 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Meix-devant-Virton · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ruelle Cochin,Gérouville 2106769 Meix-devant-VirtonGround area
802 m²
Building footprint
154 m²
Volume, LiDAR
871 m³
Parcel 85013A0608/00K000, Wallonia · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Ruelle Cochin,Gérouville 210, 6769 Meix-devant-Virton
since 20072.206.240.353
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 85013A0608/00K000indicative | Wallonia | 802 m² | 1 · 154 m² | 7.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
0 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 163 companies in sector 46852 we hold annual accounts for 95. 38 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-12-2007
Fiscal year end31-12
Activities, NACEBEL
46852Wholesale trade
46190Agents in non-specialised wholesale trade
46212Wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.