IDK4U
ActiveSummary
IDK4U has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €81k and a net result of €33k. Its solvency ranks better than 69% of 7780 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency96▲+2
Growth52
Track record82
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 3.4 against 3.19 in 2024; short-term debt: 28.5% and cash: 92.7% of total assets), and 28.5% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
71.5%
Return on assets
29.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
15 d early
2024
27 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€54k
EBIT margin
86.0%
Net result
€33k▼ 24.1%
2024 · €44k
2024: €44k
2025: €33k▼ -24.1% vs 2024
2024 → 2025
Working capital
€77k▲ 64.7%
2024 · €47k
2024: €47k
2025: €77k▲ +64.7% vs 2024
2024 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Turnover€54k
Equity€48k-€81k▲ 67.6%
2024: €48k
2025: €81k▲ +67.6% vs 2024
Operating result€61k-€46k▼ 24.2%
2024: €61k
2025: €46k▼ -24.2% vs 2024
Net result€44k-€33k▼ 24.1%
2024: €44k
2025: €33k▼ -24.1% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 24% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €113k
Fixed assets
€3k ▲ 179%
Current assets
€110k ▲ 60.3%
Equity and liabilities €113k
Equity
€81k ▲ 67.6%
Debt
€32k ▲ 50.7%
Debt's share of the balance-sheet total falls from 30.8% to 28.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€47k▼
2024 · €61k
Cash flow
€35k▼
2024 · €45k
Current ratio
3.40▲
2024 · 3.19
Debt to equity
0.40▼
2024 · 0.44
ROE
41.4%▼
2024 · 91.4%
ROA
29.6%▼
2024 · 63.3%
Interest coverage
653.15▼
2024 · 793.08
Debt ≤ 1 year
€32k▲
2024 · €21k
Income taxes
€12k▼
2024 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 38 lines
Balance sheet
Code20242025
Assets
Total assets20/58€70k€113k▲
Fixed assets21/28€1k€3k▲
Tangible fixed assets22/27€1k€3k▲
Furniture and vehicles24€1k€3k▲
Current assets29/58€68k€110k▲
Amounts receivable within one year40/41€5k€5k=
Trade receivables40€5k€5k=
Cash at bank and in hand54/58€64k€105k▲
Equity and liabilities
Total equity and liabilities10/49€70k€113k▲
Equity10/15€48k€81k▲
Contributions10/11€5k€5k=
Reserves13-€76k
Distributable reserves133-€76k
Profit (loss) carried forward14€43k-
Amounts payable17/49€21k€32k▲
Amounts payable within one year42/48€21k€32k▲
Trade debts44€1k-
Suppliers440/4€1k-
Taxes, remuneration and social security45€19k€32k▲
Taxes450/3€19k€32k▲
Other amounts payable47/48€840€588▼
Income statement
Code20242025
Turnover70-€54k
Goods, raw materials, services and sundry goods60/61-€6k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€610€1k▲
Other operating charges640/8-€66
Gross operating margin9900€61k€47k▼
Operating profit (loss)9901€61k€46k▼
Financial charges65/66B€77€72▼
Recurring financial charges65€77€72▼
Profit (loss) for the period before taxes9903€61k€46k▼
Income taxes67/77€17k€12k▼
Profit (loss) for the period9904€44k€33k▼
Profit (loss) for the period to be appropriated9905€44k€33k▼
Appropriation of the result
Profit (loss) to be appropriated9906€44k€33k▼
Transfer to equity691/2-€33k
To other reserves6921-€33k
Profit to be distributed694/7€840€840=
Return on contributions (dividend)694€840€840=
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Turnover70 | - | €54k | - |
| Goods, raw materials, services and sundry goods60/61 | - | €6k | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €610 | €1k | ▲ 80.0% |
| Other operating charges640/8 | - | €66 | - |
| Gross operating margin9900 | €61k | €47k | ▼ 23.0% |
| Operating profit (loss)9901 | €61k | €46k | ▼ 24.2% |
| Financial charges65/66B | €77 | €72 | ▼ 6.7% |
| Recurring financial charges65 | €77 | €72 | ▼ 6.7% |
| Profit (loss) for the period before taxes9903 | €61k | €46k | ▼ 24.2% |
| Income taxes67/77 | €17k | €12k | ▼ 24.5% |
| Profit (loss) for the period9904 | €44k | €33k | ▼ 24.1% |
| Profit (loss) for the period to be appropriated9905 | €44k | €33k | ▼ 24.1% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €70k | €113k | ▲ 62.4% |
| Fixed assets21/28 | €1k | €3k | ▲ 179% |
| Tangible fixed assets22/27 | €1k | €3k | ▲ 179% |
| Furniture and vehicles24 | €1k | €3k | ▲ 179% |
| Current assets29/58 | €68k | €110k | ▲ 60.3% |
| Amounts receivable within one year40/41 | €5k | €5k | = |
| Trade receivables40 | €5k | €5k | = |
| Cash at bank and in hand54/58 | €64k | €105k | ▲ 64.9% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €70k | €113k | ▲ 62.4% |
| Equity10/15 | €48k | €81k | ▲ 67.6% |
| Contributions10/11 | €5k | €5k | = |
| Reserves13 | - | €76k | - |
| Distributable reserves133 | - | €76k | - |
| Profit (loss) carried forward14 | €43k | - | - |
| Amounts payable17/49 | €21k | €32k | ▲ 50.7% |
| Amounts payable within one year42/48 | €21k | €32k | ▲ 50.7% |
| Trade debts44 | €1k | - | - |
| Suppliers440/4 | €1k | - | - |
| Taxes, remuneration and social security45 | €19k | €32k | ▲ 65.9% |
| Taxes450/3 | €19k | €32k | ▲ 65.9% |
| Other amounts payable47/48 | €840 | €588 | ▼ 30.0% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €44k | €33k | ▼ 24.1% |
| + Depreciation and write-downs630 | €610 | €1k | ▲ 80.0% |
| Operating cash flow (approximation) | €45k | €35k | ▼ 22.6% |
| Investment in fixed assets (approximation) | - | €-3k | - |
| Change in cash | - | €41k | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ternat · 1 establishment unit since 2023
Ground area
752 m²
Building footprint
273 m²
Volume, LiDAR
1,232 m³
Parcel 23071C0305/00K000, Flanders · tallest building 6.9 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Meersstraat 50, 1742 Ternat
since 20232.351.782.024
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23071C0305/00K000 | Flanders | 752 m² | 1 · 273 m² | 6.9 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
HEALTHYCARE
BE 1009.824.537
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VASM
BE 0754.819.752
Boutersem · Eq €80,778
ORGANIX
BE 0459.353.396
La Hulpe · Eq €81,131
NEOSHORE
BE 0732.916.855
Sint-Pieters-Woluwe · Eq €80,502
BÜRO- & SERVICE ZUM WALKERSTAL
BE 0550.452.927
Bütgenbach · Eq €81,259
Of 11,218 companies in sector 82100 we hold annual accounts for 3,511. 2,597 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded06-11-2023
Fiscal year end31-12
Activities, NACEBEL 2025
82100Office administrative and support services
Scores and ratios are computed by Checked and are not a credit decision.