IDF CONSULT

Active

Private limited companyfounded 20242 yrs activeFrans van Kalkenlaan 9, 1070 Anderlecht, BelgiumKBO/BCE: BE 1013.036.425

Summary

The annual accounts of IDF CONSULT for fiscal year 2025 show a net loss of 100% of total assets and of 73% of the equity at the start of that year. The 2025 annual accounts show equity of €5,844 and a net result of -€15,581. Its solvency ranks better than 42% of 768 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.2% (very low).

Risk analysisWatch Report Compare

IDF CONSULTActiveChecked score 54/100

Risk analysis Report Compare

Activity

Other software publishing

NACE 58290

1 site

Size

€15,539total assets 2025

Equity: €5,844
Loss: -€15,581

Turnover not published (abridged schema)

Financial health

54 Fair Checked score 2025

Bankruptcy chance 12 m: 0.2%

Structure

Accounts filed 30 d late0 of 1 deed read

Why 54Capped at 59: a net loss of at least half of total assets or of the equity at the start of the financial year- Loss of €15,581 (FY 2025)+ Sector Publishing activities (NACE 58)+ Liquidity: current ratio 1.51, cash €12,207+ Size: total assets €15,539Show the evidence

Checked score

Score 2025

54 / 100

Fair

Probability in this band: 1.5% to 4.2%

Better than 30% of its sector peers (NACE 58, micro)

Performance against the sector, not lower risk

A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59. Every signal that weighs is under Signals.

Financial strength · tick = 2024

Weak

Solvency 63-25

equity 37.6% of total assets

Liquidity 67-16

short-term debt 62.4% · cash 78.6%

Profitability 0-100

return on assets -100.3%

Bankruptcy probability, 12 months

0.2% Very low

0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (1,263 companies)

Last 24 months 10-2025: 0.1%lowest value 11-2025: 0.1%● 0.0% vs 10-2025lowest value 12-2025: 0.1%▲ +1.1% vs 11-2025 01-2026: 0.1%▼ -1.1% vs 12-2025lowest value 02-2026: 0.1%▲ +2.2% vs 01-2026 03-2026: 0.1%▲ +8.4% vs 02-2026 04-2026: 0.1%▲ +6.8% vs 03-2026 05-2026: 0.1%▲ +3.6% vs 04-2026 06-2026: 0.1%● 0.0% vs 05-2026 07-2026: 0.1%▲ +5.3% vs 06-2026 08-2026: 0.2%▲ +96.7% vs 07-2026highest value 09-2026: 0.2%▼ -33.1% vs 08-2026 10-2026: 0.2%▲ +9.5% vs 09-2026

Sector Publishing activities (NACE 58) lowers the probability
Liquidity: current ratio 1.51, cash €12,207 lowers the probability
Size: total assets €15,539 lowers the probability for this profile
Loss of €15,581 (FY 2025) raises the probability

No publishable credit limit; credit only on tighter terms

Net loss of at least half of total assets or of the equity at the start of the financial year.

Liquidity ample (current ratio 1.51 against 2.58 in 2024; short-term debt: 62.4% and cash: 78.6% of total assets), but 62.4% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 58, micro). Better than this share of them on solvency 43%, liquidity 61%, profitability 8%, growth against the median 10%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Sector Publishing activities (NACE 58)

In the bankruptcy model this factor lowers the probability.

KBO

Liquidity: current ratio 1.51, cash €12,207

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Size: total assets €15,539

In the bankruptcy model this factor lowers the probability for this profile.

NBB · annual accounts

Loss of €15,581 (FY 2025)

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

Young company

Founded in 2024, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.

KBO · incorporation date

Age against the risk zone

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 2 filings

Deviation from the deadline

2025

30 d late

2024

31 d late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 31 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 37% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

03-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

30-08-26 Annual accounts filedfiscal year 2025 · micro…
31-08-25 Annual accounts filedfiscal year 2024 · micro…

Key points

Caution: Among the weakest 14% on net resultsector median €6,257 · 766 companies -€15,581 View
Total assets 20252 fiscal years filed €15,539 View
Active since 2024founded 02-09-2024 2 years View