IDERGIE
ActiveSummary
IDERGIE has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €75k and a net result of €249. Equity is growing by ~3.9% per year across the filed fiscal years. Its solvency ranks better than 79% of 8663 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
82
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability59▼-29
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 6.14 against 7.68 in 2024; short-term debt: 16.3% and cash: 14.3% of total assets), and 16.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
83.7%
Return on assets
0.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
21 d early
2024
3 d early
2023
26 d early
2022
48 d early
2021
32 d early
2020
32 d early
2019
57 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€75k▲ 0.3%
2024 · €75k
2019: €39k
2020: €64k
2021: €76k
2022: €77k
2023: €62k
2024: €75k
2019 → 2025
Total assets
€90k▲ 4.0%
2024 · €87k
2019: €43k
2020: €68k
2021: €102k
2022: €86k
2023: €76k
2024: €87k
2019 → 2025
Net result
€249▼ 98.2%
2024 · €14k
2019: €31k
2020: €24k
2021: €12k
2022: €1k
2023: €-16k
2024: €14k
2019 → 2025
Working capital
€75k▲ 1.4%
2024 · €74k
2019: €38k
2020: €61k
2021: €43k
2022: €57k
2023: €57k
2024: €74k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€76k-€77k▲ 1.9%€62k▼ 20.1%€75k▲ 22.1%€75k▲ 0.3%
Operating result€18k-€5k▼ 70.6%€-15k€16k€3k▼ 84.4%
Net result€12k-€1k▼ 87.9%€-16k€14k€249▼ 98.2%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 84% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €90k
Fixed assets
€132 ▼ 89.3%
Current assets
€90k ▲ 5.4%
Equity and liabilities €90k
Equity
€75k ▲ 0.3%
Debt
€15k ▲ 28.4%
Debt's share of the balance-sheet total rises from 13.2% to 16.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€4k▼
2024 · €20k
Cash flow
€1k▼
2024 · €17k
Current ratio
6.14▼
2024 · 7.68
Debt to equity
0.19▲
2024 · 0.15
ROE
0.3%▼
2024 · 18.1%
ROA
0.3%▼
2024 · 15.7%
Interest coverage
4.83▼
2024 · 34.97
Debt ≤ 1 year
€15k▲
2024 · €11k
Income taxes
€2k▼
2024 · €2k
Staff costs
€23k▼
2024 · €33k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet
Code20242025
Assets
Total assets20/58€87k€90k▲
Fixed assets21/28€1k€132▼
Tangible fixed assets22/27€1k-
Furniture and vehicles24€1k-
Financial fixed assets28€132€132=
Current assets29/58€85k€90k▲
Amounts receivable within one year40/41€75k€75k▲
Trade receivables40€9k€8k▼
Other amounts receivable41€66k€67k▲
Cash at bank and in hand54/58€10k€13k▲
Deferred charges and accrued income490/1€960€2k▲
Equity and liabilities
Total equity and liabilities10/49€87k€90k▲
Equity10/15€75k€75k▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€15k€15k=
Non-distributable reserves130/1€5k€5k=
Legal reserve130€5k€5k=
Tax-exempt reserves132€10k€10k=
Profit (loss) carried forward14€-2k€-2k▲
Amounts payable17/49€11k€15k▲
Amounts payable within one year42/48€11k€15k▲
Trade debts44€1k€2k▲
Suppliers440/4€1k€2k▲
Taxes, remuneration and social security45€10k€13k▲
Taxes450/3€7k€6k▼
Remuneration and social security454/9€3k€7k▲
Accrued charges and deferred income492/3€297-
Income statement
Code20242025
Remuneration, social security and pensions62€33k€23k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€1k▼
Other operating charges640/8€2k€970▼
Gross operating margin9900€55k€27k▼
Operating profit (loss)9901€16k€3k▼
Financial income75/76B€0€0▲
Recurring financial income75€0€0▲
Financial charges65/66B€579€758▲
Recurring financial charges65€579€758▲
Profit (loss) for the period before taxes9903€16k€2k▼
Income taxes67/77€2k€2k▼
Profit (loss) for the period9904€14k€249▼
Profit (loss) for the period to be appropriated9905€14k€249▼
Appropriation of the result
Profit (loss) to be appropriated9906€-2k€-2k▲
Profit (loss) brought forward from the previous period14P€-16k€-2k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €14k
Net result €14k after one loss-making year.
05-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Weakest financial yearnet €-16k ▼1163%
Net result drops to €-16k, the lowest in the series; recovery starts the following year.
2022
14-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
30-06
Financial
Liquidity triplescurrent ratio 7.92
Current ratio from 2.72 to 7.92; short-term debt falls from €25k to €8k.
2021
30-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
30-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
05-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
02-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
26-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
30-12
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hotton · 1 establishment unit since 1993
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue de la Gare,Melreux 1926990 HottonGround area
2,157 m²
Building footprint
281 m²
Parcel 83028A0500/00H006, Wallonia. Linked by address, not a title deed.
1 establishment unit
F+S SA
since 19932.064.927.189
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 83028A0500/00H006 | Wallonia | 2,157 m² | 1 · 281 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SPRL CARMIN GESTION
BE 0639.992.637
Soignies · Eq €75,492
SK OFFICE
BE 0704.785.172
Gent · Eq €75,489
DrieB
BE 0830.859.834
Boutersem · Eq €75,516
INTER-SIGHTS
BE 0686.974.487
Ottignies-Louvain-la-Neuve · Eq €75,521
LD CONSULT HR SERVICES
BE 0751.559.265
Assesse · Eq €75,473
Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 39,913 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded10-12-1993
Fiscal year end31-12
Abbreviation FR
F+S
Activities, NACEBEL 2025
70200Business and other management consultancy
73200Market research and public opinion polling
Sources
Crossroads Bank for EnterprisesNational Bank · 31 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.