IDEPLAN
ActiveFrom the official registers: KBO 27 annual accounts at the National Bank publications in the Belgian Official Gazette
Summary
IDEPLAN has been active since 1998 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €560,510 and a net result of -€54,815. Equity has been growing by about 3.2% per year since 2018. Its solvency ranks better than 75% of 13,716 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Overview
Overview
Official details
KBO- Status
- Active since 16-07-1998 Normal situation
- Activity
- Agents in non-specialised wholesale trade NACE 46190
- Establishment unit
- 2.088.073.072 8400 Oostende, since 20-08-1998
- Financial year end
- 31 December
- Peppol
- Reachable since 30-12-2025
Financial position
- Bankruptcy probabilitywithin 12 months
- 1.4%
- Gross margin
- -€32,272
- Loss
- €54,815
- Equity
- €560,510
- ▼ 8.9%
- Total assets
- €794,984
- ▼ 9.0%
Score breakdownraises riskLast filed accounts filed 76 days late; 3 of the last 3 accounts lateLiquidity: current ratio 6.03, cash €2,226, halvedLoss of €54,815 (financial year 2025)lowers riskFounded in 1998Show the evidence
Checked score
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 75% of them on solvency, 54% on liquidity, 17% on profitability and 27% on growth.
The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 7 accounts on average 79 days after the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
Financials
Financials · financial year 2025, micro format
2025 annual accounts filed 76 days after the deadline Filed on 15 October 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00565418.
Annual accounts 2025 filed on 15-10-2026 at the NBB all 27 filings
2021 to 2025, 5 financial years 2018 to 2025, 8 financial years
The operating result for 2025 is a loss of €59,305, after a profit of €26,591 in 2024. It is the lowest result since 2021.
Turnover is what the company sold, the result is what was left of it. A loss stands below the zero line.
Assets, equity and debt per financial year.
Above zero, the company can pay its short-term debts with what it holds in the short term.
The EBIT margin is the share of each euro of turnover left from operations. The return on assets is what the assets earn.
The higher the solvency, the better the company absorbs a setback.
A ratio above 1 means the short-term assets cover the short-term debts.
Use the arrow keys on the chart for the figures per year.
The sector band is the middle half of the companies in Wholesale trade (NACE 46). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30. The dashed line is the median. There is a sector band for net result, equity, total assets, working capital, solvency, current ratio and return on assets (ROA).
Comparable companies
These companies have the same main activity as IDEPLAN: agents in non-specialised wholesale trade (NACE 46190). They are comparable in size and age: total assets between €464,000 and €876,000, founded between 1991 and 2000.
| Company | Founded | Total assets | Equity | Gross margin | Net result | FTE | Financial year |
|---|---|---|---|---|---|---|---|
| IDEPLAN Gistel | 1998 | €794,984 | €560,510 | -€32,272 | -€54,815 | - | 2025 |
| STM CONSULTING Zonnebeke | 2000 | €875,944 | €836,501 | -€35,195 | €78,626 | - | 2025 |
| HANS LISMONDE Schilde | 2000 | €808,232 | €178,783 | -€20,730 | -€74,757 | - | 2025 |
| YOFI CONSULT Zulte | 1999 | €737,150 | €469,644 | -€47,738 | -€30,287 | - | 2025 |
| ADORNO Roeselare | 1991 | €569,979 | €143,567 | -€26,422 | -€53,780 | - | 2026 |
| ROOSE AUTOMATION Brugge | 1995 | €499,236 | €56,081 | -€93,809 | -€126,849 | 0 | 2025 |
| P.F.C. Izegem | 1996 | €463,907 | €332,067 | €347 | -€905 | - | 2025 |
They were chosen from the 2,590 other active companies with that main activity and annual accounts from the past two years. All companies with this main activity
Companies with the same profile, two years later
Historical observationIn July 2024, 8,617 companies had the same profile as IDEPLAN has now. Two years later, 0.4% had gone bankrupt and 94.2% were still going.
- Small
- 20 years or older
- solvency 30% or more
- a small loss
Another 0.2% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of IDEPLAN itself is higher: 1.4% within 12 months. It rests on far more data about IDEPLAN than the profile alone.
Test of the method
The method was tested on the 497,445 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 8,617 companies, not a prediction for IDEPLAN. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €16,554 | €16,402 | €16,103 | €17,545 | €17,545 | €17,709 | €18,100 | €18,521 | ▲ 2.3% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | - | - | -€74,739 | - | - | - |
| Other operating charges640/8 | - | - | - | €6,011 | €5,706 | €4,852 | €1,834 | €8,512 | ▲ 364% |
| Gross operating margin9900 | €65,372 | €51,807 | €53,976 | €48,760 | €59,696 | €45,792 | €46,525 | -€32,272 | - |
| Operating profit (loss)9901 | €42,177 | €29,924 | €32,363 | €25,204 | €36,445 | €97,971 | €26,591 | -€59,305 | - |
| Financial income75/76B | - | - | - | €6,812 | €6,952 | €7,076 | €7,238 | €7,360 | ▲ 1.7% |
| Recurring financial income75 | €7,184 | €7,173 | €7,095 | €6,812 | €6,952 | €7,076 | €7,238 | €7,360 | ▲ 1.7% |
| Financial charges65/66B | - | - | - | €6,986 | €6,114 | €80,530 | €4,808 | €3,894 | ▼ 19.0% |
| Recurring financial charges65 | €8,897 | €8,158 | €7,295 | €6,986 | €6,114 | €5,790 | €4,808 | €3,894 | ▼ 19.0% |
| Non-recurring financial charges66B | - | - | - | - | - | €74,739 | - | - | - |
| Profit (loss) for the period before taxes9903 | €40,465 | €28,939 | €32,163 | €25,030 | €37,283 | €24,517 | €29,021 | -€55,839 | - |
| Transfer from deferred taxes780 | - | - | - | €1,168 | €1,168 | €1,168 | €1,168 | €1,168 | = |
| Income taxes67/77 | €10,116 | €10,142 | €13,120 | €11,685 | €16,264 | €10,143 | €11,518 | €144 | ▼ 98.7% |
| Profit (loss) for the period9904 | €31,731 | €19,966 | €20,211 | €14,513 | €22,188 | €15,542 | €18,671 | -€54,815 | - |
| Transfer from tax-exempt reserves789 | - | - | - | €3,505 | €3,505 | €3,505 | €3,505 | €3,505 | = |
| Profit (loss) for the period to be appropriated9905 | €35,021 | €23,470 | €23,716 | €18,017 | €25,692 | €19,047 | €22,175 | -€51,310 | - |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €912,930 | €899,729 | €907,505 | €896,321 | €896,159 | €886,419 | €873,597 | €794,984 | ▼ 9.0% |
| Fixed assets21/28 | €541,720 | €525,318 | €509,214 | €506,085 | €488,540 | €472,330 | €455,657 | €439,909 | ▼ 3.5% |
| Tangible fixed assets22/27 | €541,720 | €525,318 | €509,214 | €506,085 | €488,540 | €472,330 | €455,657 | €439,909 | ▼ 3.5% |
| Land and buildings22 | - | - | - | €491,938 | €475,892 | €459,846 | €443,800 | €427,754 | ▼ 3.6% |
| Plant, machinery and equipment23 | - | - | - | - | - | - | €1,172 | €1,052 | ▼ 10.3% |
| Furniture and vehicles24 | - | - | - | €1,172 | €1,115 | €2,392 | €2,035 | €3,894 | ▲ 91.4% |
| Other tangible fixed assets26 | - | - | - | €12,974 | €11,533 | €10,091 | €8,650 | €7,208 | ▼ 16.7% |
| Current assets29/58 | €371,210 | €374,412 | €398,291 | €390,236 | €407,619 | €414,089 | €417,940 | €355,075 | ▼ 15.0% |
| Amounts receivable after more than one year29 | - | - | - | €199,289 | €199,289 | €199,289 | €199,289 | €199,289 | = |
| Other amounts receivable291 | - | - | - | €199,289 | €199,289 | €199,289 | €199,289 | €199,289 | = |
| Amounts receivable within one year40/41 | €131,216 | €117,444 | €118,219 | €121,784 | €127,517 | €147,100 | €145,901 | €151,612 | ▲ 3.9% |
| Trade receivables40 | - | - | - | €6,950 | €8,850 | €20,410 | €15,338 | €11,335 | ▼ 26.1% |
| Other amounts receivable41 | - | - | - | €114,834 | €118,667 | €126,690 | €130,563 | €140,277 | ▲ 7.4% |
| Cash at bank and in hand54/58 | €43,767 | €57,678 | €80,783 | €69,163 | €80,813 | €66,734 | €71,119 | €2,226 | ▼ 96.9% |
| Deferred charges and accrued income490/1 | - | - | - | - | - | €966 | €1,631 | €1,948 | ▲ 19.5% |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €912,930 | €899,729 | €907,505 | €896,321 | €896,159 | €886,419 | €873,597 | €794,984 | ▼ 9.0% |
| Equity10/15 | €491,846 | €524,201 | €544,412 | €558,924 | €581,112 | €596,654 | €615,325 | €560,510 | ▼ 8.9% |
| Contributions10/11 | €6,197 | €6,197 | - | €6,197 | €6,197 | €6,197 | €6,197 | €6,197 | = |
| Reserves13 | €448,813 | €518,003 | €538,214 | €552,727 | €574,915 | €590,457 | €609,127 | €554,313 | ▼ 9.0% |
| Non-distributable reserves130/1 | - | - | - | €1,859 | €1,859 | €1,859 | €1,859 | €1,859 | = |
| Reserves not available under the articles1311 | - | - | - | €1,859 | €1,859 | €1,859 | €1,859 | €1,859 | = |
| Tax-exempt reserves132 | - | - | - | €95,892 | €92,388 | €88,883 | €85,379 | €81,874 | ▼ 4.1% |
| Distributable reserves133 | - | - | - | €454,976 | €480,668 | €499,714 | €521,890 | €470,579 | ▼ 9.8% |
| Profit (loss) carried forward14 | €36,836 | - | - | - | - | - | - | - | - |
| Provisions and deferred taxes16 | €113,147 | €99,590 | €98,422 | €97,254 | €96,086 | €94,917 | €93,749 | €92,581 | ▼ 1.2% |
| Provisions for liabilities and charges160/5 | - | - | - | €66,881 | €66,881 | €66,881 | €66,881 | €66,881 | = |
| Pensions and similar obligations160 | - | - | - | €66,881 | €66,881 | €66,881 | €66,881 | €66,881 | = |
| Deferred taxes168 | - | - | - | €30,373 | €29,205 | €28,037 | €26,869 | €25,701 | ▼ 4.3% |
| Amounts payable17/49 | €307,937 | €275,938 | €264,671 | €240,143 | €218,961 | €194,847 | €164,523 | €141,893 | ▼ 13.8% |
| Amounts payable after more than one year17 | €255,140 | €229,354 | €202,455 | €174,926 | €146,847 | €120,723 | €102,104 | €83,018 | ▼ 18.7% |
| Financial debts170/4 | - | - | - | €174,926 | €146,847 | €120,723 | €102,104 | €83,018 | ▼ 18.7% |
| Amounts payable within one year42/48 | €52,098 | €45,884 | €61,516 | €65,217 | €72,114 | €74,124 | €62,420 | €58,875 | ▼ 5.7% |
| Current portion of amounts payable after more than one year42 | - | - | - | €27,439 | €28,116 | €26,144 | €18,620 | €19,086 | ▲ 2.5% |
| Trade debts44 | €3,687 | €3,347 | €5,111 | €4,095 | €1,712 | €13,432 | €15,000 | €28,127 | ▲ 87.5% |
| Suppliers440/4 | - | - | - | €4,095 | €1,712 | €13,432 | €15,000 | €28,127 | ▲ 87.5% |
| Taxes, remuneration and social security45 | - | - | - | €33,329 | €41,063 | €32,587 | €24,662 | €11,663 | ▼ 52.7% |
| Taxes450/3 | - | - | - | €33,329 | €39,180 | €32,587 | €24,662 | €11,663 | ▼ 52.7% |
| Remuneration and social security454/9 | - | - | - | - | €1,883 | - | - | - | - |
| Other amounts payable47/48 | - | - | - | €354 | €1,223 | €1,961 | €4,139 | - | - |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €31,731 | €19,966 | €20,211 | €14,513 | €22,188 | €15,542 | €18,671 | -€54,815 | - |
| + Depreciation and write-downs630 | €16,554 | €16,402 | €16,103 | €17,545 | €17,545 | €17,709 | €18,100 | €18,521 | ▲ 2.3% |
| Operating cash flow (approximation) | €48,285 | €36,368 | €36,315 | €32,058 | €39,733 | €33,251 | €36,771 | -€36,293 | - |
| Investment in fixed assets (approximation) | - | €0 | €0 | -€14,416 | €0 | -€1,499 | -€1,428 | -€2,773 | ▼ 94.2% |
| Change in cash | - | €13,912 | €23,105 | -€11,620 | €11,650 | -€14,079 | €4,386 | -€68,893 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Latest 10 of 27 filings with the National Bank
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 15-10-2026 | 2026-00565418 | NBB |
| 31-12-2024 | micro format | 30-09-2025 | 2025-00533771 | |
| 31-12-2023 | micro format | 07-10-2024 | 2024-00506698 | |
| 31-12-2022 | micro format | 10-10-2023 | 2023-00480249 | |
| 31-12-2021 | micro format | 31-10-2022 | 2022-20483952 | |
| 31-12-2020 | micro format | 30-09-2021 | 2021-70200170 | |
| 31-12-2019 | micro format | 30-11-2020 | 2020-73500014 | |
| 31-12-2018 | micro format | 30-09-2019 | 2019-67800004 | |
| 31-12-2017 | micro format | 11-10-2018 | 2018-69200198 | |
| 31-12-2016 | micro format | 31-08-2017 | 2017-54600488 |
Board & ownership
Directors
Owners and capital
Owners
Network & group
IDEPLAN shares no director with another company.
Connections & network
1 current directorThe network starts from the directors of IDEPLAN. Every other company they run is a node.
Timeline
Acts, filings and financial milestones
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 2025Invoicing and payment
Financial year and general meeting
Accounts at the NBBSites & property
1 establishment unit
Buildings and parcels at the addresses
2 parcels
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 35005B0432/00F000 | Flanders | 653 m² | 1 · 167 m² | 9.3 m · 2 |
| 35385B0085/00T004 | Flanders | 479 m² | 1 · 102 m² | 13.5 m · 3 |