IDEB3C
ActiveThe computed 12-month bankruptcy probability of IDEB3C is 2.0% (moderate). The 2025 annual accounts show negative equity (€-15k) and a net result of €54k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 26% of 159 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
53
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency16▲+16
Growth78▲+46
Track record100
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.86 against 0.37 in 2024; short-term debt: 109.5% and cash: 33.3% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 14
Relative position
BE, all sectors
reference
Sector 14
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-9.5%
Return on assets
34.7%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
26 d late
2024
26 d late
2023
29 d late
2022
24 d late
2021
61 d late
2020
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-15k▲ 78.5%
2024 · €-69k
2020: €-25k
2021: €-2k
2022: €-18k
2023: €12k
2024: €-69k
2020 → 2025
Total assets
€157k▲ 181%
2024 · €56k
2020: €32k
2021: €78k
2022: €41k
2023: €45k
2024: €56k
2020 → 2025
Net result
€54k
2024 · €-81k
2020: €-26k
2021: €23k
2022: €-16k
2023: €30k
2024: €-81k
2020 → 2025
Working capital
€-23k▲ 70.1%
2024 · €-78k
2020: €-38k
2021: €-16k
2022: €-32k
2023: €444
2024: €-78k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-2k-€-18k▼ 742%€12k€-69k€-15k▲ 78.5%
Operating result€22k-€-15k€36k€-79k€56k
Net result€23k-€-16k€30k€-81k€54k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €56k after a loss of €79k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €157k
Fixed assets
€9k▼ 7.5%
Current assets
€148k▲ 218%
Key figures and ratios
EBITDA
€58k▲
2024 · €-77k
Cash flow
€56k▲
2024 · €-79k
Solvency
-9.5%▲
2024 · -123.9%
Current ratio
0.86▲
2024 · 0.37
Quick ratio
0.80▲
2024 · 0.16
Debt / equity
-11.55▼
2024 · -1.81
ROA
34.7%▲
2024 · -145.3%
Interest coverage
28.72▲
2024 · -35.32
Debt
€172k▲
2024 · €125k
Debt ≤ 1 year
€172k▲
2024 · €125k
Staff costs
€3k▼
2024 · €44k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€56k€157k▲
Fixed assets21/28€9k€9k▼
Tangible fixed assets22/27€6k€5k▼
Furniture and vehicles24€415-
Other tangible fixed assets26€5k€5k▼
Financial fixed assets28€4k€4k=
Current assets29/58€47k€148k▲
Stocks and contracts in progress3€26k€11k▼
Stocks30/36€26k€11k▼
Amounts receivable within one year40/41-€83k
Trade receivables40-€83k
Cash at bank and in hand54/58€18k€52k▲
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€56k€157k▲
Equity10/15€-69k€-15k▲
Contributions10/11€1k€1k=
Profit (loss) carried forward14€-70k€-16k▲
Amounts payable17/49€125k€172k▲
Amounts payable within one year42/48€125k€172k▲
Trade debts44€108k€105k▼
Suppliers440/4€108k€105k▼
Advances received on contracts in progress46-€37k
Taxes, remuneration and social security45€14k€20k▲
Taxes450/3€14k€17k▲
Remuneration and social security454/9-€3k
Other amounts payable47/48€3k€9k▲
Income statement
Code20242025
Remuneration, social security and pensions62€44k€3k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▼
Other operating charges640/8€2k€799▼
Gross operating margin9900€-31k€62k▲
Operating profit (loss)9901€-79k€56k▲
Financial income75/76B€2€245▲
Recurring financial income75€2€245▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€-81k€54k▲
Profit (loss) for the period9904€-81k€54k▲
Profit (loss) for the period to be appropriated9905€-81k€54k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-70k€-16k▲
Profit (loss) brought forward from the previous period14P€11k€-70k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 26 days late
05-08
State Gazette act
Capital & shares · Resignations & appointmentsGeneral meeting · Director appointment · Share transfer3 facts ▸
State Gazette act
Capital & shares · Resignations & appointments
General meeting · Director appointment · Share transfer3 facts ▸
- General meeting, 01/01/2026
- Director appointment, CABUY Nelson (administrateur)
- Share transfer, Les Jeunes Couturiers SAS → CABUY Nelson
2025
31-12
Financial
Back to profitnet €54k
Net result €54k after one loss-making year.
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
31-12
Financial
Weakest financial yearnet €-81k ▼368%
Net result drops to €-81k, the lowest in the series; recovery starts the following year.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-12
Financial
Back to profitnet €30k
Net result €30k after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 1.01
Current ratio from 0.46 to 1.01; short-term debt falls from €59k to €33k.
24-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 24 days late
2022
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 61 days late
2021
31-12
Financial
Back to profitnet €23k
Net result €23k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2026
CABUY Nelson
CurrentDirector · since 01-01-2026
01-01-2026
Appointed as Director
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint-Annastraat 281000 BrusselGround area
105 m²
Building footprint
52 m²
Volume, LiDAR
533 m³
Parcel 21808H1665/00A000, Brussels · tallest building 12.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
IDEB3C
since 20192.296.603.672
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21808H1665/00A000 | Brussels | 105 m² | 1 · 52 m² | 12.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Capital and shareholders
Transfer of 20% of the shares from Les Jeunes Couturiers SAS to CABUY Nelson
Similar companies · same sector, comparable size
JULES & CO
BE 0661.711.432
Antwerpen · Eq €12k
TAILLEURS ST GUIDON
BE 0882.853.715
Anderlecht · Eq €11k
HUIS MAES
BE 0442.064.731
Tielt · Eq €11k
arobase.design
BE 0502.654.988
Etterbeek · Eq €10k
ISSAC
BE 0732.584.877
Dilbeek · Eq €9k
Of 1,093 companies in sector 14210 we hold annual accounts for 212. 104 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-09-2019
Fiscal year end31-12
Activities, NACEBEL
14130Manufacture of wearing apparel
14210Manufacture of outerwear
47712Retail trade
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.