IDEAL HOMES
ActiveIDEAL HOMES has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €261k and a net result of €54k. Equity is growing by ~43.8% per year across the filed fiscal years. Its solvency ranks better than 80% of 26056 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2024
93
/ 100
Excellent= vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency100▲+1
Growth85=
Stability100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €24k at 30 days acceptable
Liquidity ample (current ratio 6.05 against 6.24 in 2023), and 29.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-08-2025, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
25 d late
2023
55 d late
2022
95 d late
2021
89 d late
2020
90 d late
2019
80 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
€1.25M▲ 49.3%
2021 · €838k
2018: €78k
2019: €506k
2020: €861k
2021: €838k
2018 → 2022
EBIT margin
2.8%▲ 1.1pp
2021 · 1.7%
2018: 8.6%
2019: 13.4%
2020: 2.4%
2021: 1.7%
2018 → 2022
Net result
€54k▼ 43.6%
2023 · €96k
2018: €-4k
2019: €53k
2020: €10k
2021: €6k
2022: €24k
2023: €96k
2018 → 2024
Working capital
€277k▲ 5.1%
2023 · €263k
2018: €188k
2019: €215k
2020: €210k
2021: €184k
2022: €182k
2023: €263k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€861k-€838k▼ 2.7%€1.25M▲ 49.3%
Equity€81k-€87k▲ 7.9%€111k▲ 27.6%€207k▲ 86.1%€261k▲ 26.1%
Operating result€20k-€14k▼ 31.8%€35k▲ 148%€248k▲ 620%€69k▼ 72.1%
Net result€10k-€6k▼ 36.5%€24k▲ 277%€96k▲ 298%€54k▼ 43.6%
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 72% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €372k
Fixed assets
€41k▲ 292%
Current assets
€331k▲ 5.7%
Equity and liabilities €372k
Equity
€261k▲ 26.1%
Debt
€111k▼ 5.0%
The debt ratio falls from 36.2% to 29.9%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€72k
Cash flow
€57k
Solvency
70.1%▲
2023 · 63.8%
Current ratio
6.05▼
2023 · 6.24
Quick ratio
1.73▲
2023 · 1.53
Debt / equity
0.43▼
2023 · 0.57
ROE
20.7%▼
2023 · 46.3%
ROA
14.5%▼
2023 · 29.5%
Interest coverage
4.74
Debt
€111k▼
2023 · €117k
Debt ≤ 1 year
€55k▲
2023 · €50k
Debt > 1 year
€57k▼
2023 · €67k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€324k€372k▲
Fixed assets21/28€10k€41k▲
Tangible fixed assets22/27€6k€37k▲
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€5k€35k▲
Financial fixed assets28€4k€4k=
Current assets29/58€313k€331k▲
Stocks and contracts in progress3€236k€236k=
Stocks30/36€236k€236k=
Amounts receivable within one year40/41€61k€48k▼
Trade receivables40€41k€48k▲
Other amounts receivable41€20k-
Cash at bank and in hand54/58€16k€47k▲
Equity and liabilities
Total equity and liabilities10/49€324k€372k▲
Equity10/15€207k€261k▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€3k€3k=
Non-distributable reserves130/1€3k€3k=
Legal reserve130€3k€3k=
Profit (loss) carried forward14€141k€195k▲
Amounts payable17/49€117k€111k▼
Amounts payable after more than one year17€67k€57k▼
Financial debts170/4€67k€57k▼
Amounts payable within one year42/48€50k€55k▲
Current portion of amounts payable after more than one year42€816-
Trade debts44€12k€39k▲
Suppliers440/4€12k€39k▲
Taxes, remuneration and social security45€27k€4k▼
Taxes450/3€27k€4k▼
Other amounts payable47/48€11k€12k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€3k
Other operating charges640/8-€173k
Gross operating margin9900€248k€246k▼
Operating profit (loss)9901€248k€69k▼
Financial charges65/66B€153k€15k▼
Recurring financial charges65€11k€15k▲
Non-recurring financial charges66B€142k-
Profit (loss) for the period before taxes9903€96k€54k▼
Profit (loss) for the period9904€96k€54k▼
Profit (loss) for the period to be appropriated9905€96k€54k▼
Appropriation of the result
Profit (loss) to be appropriated9906€141k€195k▲
Profit (loss) brought forward from the previous period14P€46k€141k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 25 days late
2024
24-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 55 days late
2023
31-12
Financial
Highest result since 2018net €96k ▲298%
Operating result €248k, net result €96k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 6.24
Current ratio from 2.43 to 6.24; short-term debt falls from €127k to €50k.
31-12
Financial
Equity above €200kEq €207k ▲86.1%
5 profitable years in a row build equity to €207k.
03-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 95 days late
2022
31-12
Financial
Equity above €100kEq €111k ▲27.6%
4 profitable years in a row build equity to €111k.
28-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 89 days late
2021
29-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 90 days late
2020
19-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 80 days late
2019
31-12
Financial
Back to profitnet €53k
Net result €53k after one loss-making year.
26-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 26 days late
2018
24-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 24 days late
2017
30-11
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 122 days late
2016
31-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 2 establishment units since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Delwartstraat 1251070 AnderlechtGround area
936 m²
Building footprint
459 m²
Volume, LiDAR
4,657 m³
3 parcels, Brussels · tallest building 18.0 m, ±5 floors. Linked by address, not a title deed.
2 establishment units
BARA SUPERMARKET
since 20182.278.774.478
Brogniezstraat 111, 1070 Anderlecht
since 20262.392.959.217
3 parcels
Brussels
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21308H0726/00L003 | Brussels | 560 m² | 1 · 84 m² | 10.9 m · 3 fl. |
| 21305B0222/00W008 | Brussels | 191 m² | 1 · 190 m² | 14.6 m · 2 fl. |
| 21305B0204/00B012 | Brussels | 185 m² | 1 · 185 m² | 18.0 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteAnderlecht2.278.774.478
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Of 10,409 companies in sector 47110 we hold annual accounts for 5,787. 3,915 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded23-12-2005
Fiscal year end31-12
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47113Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.