Skip to content

IDEAL - FACADE

Active
Private limited companyfounded 1991active for 35 yearsVanderlindenstraat 78, 1030 Schaarbeek, BelgiumKBO/BCE: BE 0445.226.634
Summary

IDEAL - FACADE has been active since 1991 and the Belgian Official Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €37,265 and a net result of €6,736. Equity remains stable across the filed financial years (±1.3% per year). Its solvency ranks better than 77% of 35,978 sector peers (NACE 43, financial year 2024). The computed 12-month bankruptcy probability is 0.9% (low).

Overview

Activity
Other building finishing work
NACE 43350
1 site
Size
€52,370total assets 2024
Equity
€37,265
Profit
€6,736
Turnover not published (micro format)
Financial health
56 Fair Checked score 2024
Bankruptcy probabilitywithin 12 months
0.9%
Structure
Accounts 74 days overdue0 of 3 deeds read
Why 56raises riskCapped at 59: a confirmed filing findingSize: total assets €52,370Figures for financial year 2024 (filed 01-11-2025)lowers riskFounded in 1991Liquidity: current ratio 3.37, cash €10,907Show the evidence

Checked score

Score 2024
56 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 59% of its sector peers (NACE 43, micro)
A confirmed filing finding caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick = 2022
Strong
Solvency 96-2
equity 71.2% of total assets
Liquidity 64+24
short-term debt 28.8% · cash 20.8%
Profitability 70+30
return on assets 12.9%
Bankruptcy probability, 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%

About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,540 companies, NACE 43, micro)
Last 24 months 11-2024: 2.7% 12-2024: 3.3%▲ +0.6 percentage points vs 11-2024 01-2025: 6.5%▲ +3.2 percentage points vs 12-2024 02-2025: 6.5%● unchanged vs 01-2025 03-2025: 6.6%▲ +0.1 percentage points vs 02-2025 04-2025: 6.0%▼ -0.6 percentage points vs 03-2025 05-2025: 6.0%● unchanged vs 04-2025 06-2025: 6.0%● unchanged vs 05-2025 07-2025: 6.0%● unchanged vs 06-2025 08-2025: 7.9%▲ +1.9 percentage points vs 07-2025highest value 09-2025: 7.9%● unchanged vs 08-2025highest value 10-2025: 7.9%● unchanged vs 09-2025highest value 11-2025: 7.9%● unchanged vs 10-2025highest value 12-2025: 0.4%▼ -7.5 percentage points vs 11-2025 01-2026: 0.4%● unchanged vs 12-2025 02-2026: 0.4%● unchanged vs 01-2026 03-2026: 0.4%● unchanged vs 02-2026 04-2026: 0.4%● unchanged vs 03-2026 05-2026: 0.4%● unchanged vs 04-2026 06-2026: 0.4%● unchanged vs 05-2026lowest value 07-2026: 0.4%● unchanged vs 06-2026 08-2026: 0.6%▲ +0.2 percentage points vs 07-2026 09-2026: 0.7%▲ +0.1 percentage points vs 08-2026 10-2026: 0.9%▲ +0.2 percentage points vs 09-2026
Credit of up to €2,000 on 30-day terms, only on tighter conditions: an expected filing is missing beyond Checked's processing allowance
Liquidity ample (current ratio 3.37, compared with 3.52 in 2022, above the usual 1.5; short-term debt: 28.8% and cash: 20.8% of total assets), and 28.8% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 77% on solvency, 62% on liquidity and 37% on profitability.

The bankruptcy probability was computed on 13-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Seven signals.
lowers riskraises riskneutral
lowers risk · Founded in 1991
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · Size: total assets €52,370
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Liquidity: current ratio 3.37, cash €10,907
NBB · annual accounts
raises risk · Figures for financial year 2024 (filed 01-11-2025)
NBB · annual accounts
lowers risk · Growing equity
Reported equity is higher than in 2021 and did not fall compared with 2022. These amounts do not establish the cause of the change.
NBB · annual accounts 2024
Equity per financial year
181920212224
2018 to 2024 · latest year €37,265
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 74 days later.
NBB · 10 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline13-10-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-10-2025, 90 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
not filed
2024
90 days late
2022
130 days late
2021
123 days late
2020
61 days late
2019
108 days late
2018
26 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 81 days after the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2024 · micro…
  2. Highest result from 2018 to 2024net €6,736 ▲1,547%
  3. Annual accounts filedfinancial year 2022 · micro…

Key points

  • Caution: Accounts not fileddeadline was 31-07-2026 74 days late View
  • Active since 1991founded 01-10-1991 35 years View
  • Total assets 20246 financial years filed €52,370 View

By topic

Financials

Financial year
2024
Total assets
€52,370
Profit
€6,736
Solvency
71.2%
Total assets▲ 21.9%
Net result
20182024
Go to Financials

Timeline

Events
33
Since
1993
  1. 31-12-2022Back to profit
  2. 01-12-2022Annual accounts filed
  3. 31-12-2021Weakest financial year
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Other building finishing workNACE 43350
Founded
01-10-1991
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Go further with this company

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.