Financials
- Financial year
- 2025
- Total assets
- €1.0m
- Loss
- -€34,309
- Solvency
- 54.9%
Total assets▲ 0.3%
Net result
20182025
IDEAL ASSUR
ActiveSummary
IDEAL ASSUR has been active since 1997 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €549,920 and a net result of -€34,309. Equity remains stable across the filed financial years (±1.4% per year). Its solvency ranks better than 49% of 39,143 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Overview
Activity
Business and other management consultancy
NACE 70200
6th oldest company in Libramont-Chevigny, Professional and technical services sector2 sites
Size
€1.0mtotal assets 2025
- Equity
- €549,920
- Loss
- -€34,309
Turnover not published (micro format)
Structure
- Parent
- IDEAL luxINVEST · 99%
- Lysandre HUBERMONTDirector
- IDEAL LUXINVESTDirector
2025 accounts 114 days early2 of 8 deeds summarised
Why 68raises riskLiquidity: current ratio 3.051 of the last 3 lateLoss of €34,309 (financial year 2025)lowers riskSector: Activities of head offices; management consultancy activities (NACE 70)Show the evidence
Checked score
Score 2025
68
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 47% of its sector peers (NACE 70, micro)
Financial strength · tick = 2024
Strong
Solvency
80-4
equity 54.9% of total assets
Liquidity
95+44
short-term debt 14.3%
Profitability
32-39
return on assets -3.4%
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.7%
12-2024: 0.7%● unchanged vs 11-2024
01-2025: 0.7%● unchanged vs 12-2024
02-2025: 0.7%● unchanged vs 01-2025
03-2025: 0.2%▼ -0.5 percentage points vs 02-2025lowest value
04-2025: 0.2%● unchanged vs 03-2025lowest value
05-2025: 0.2%● unchanged vs 04-2025lowest value
06-2025: 0.2%● unchanged vs 05-2025lowest value
07-2025: 0.2%● unchanged vs 06-2025lowest value
08-2025: 0.2%● unchanged vs 07-2025lowest value
09-2025: 0.2%● unchanged vs 08-2025lowest value
10-2025: 0.2%● unchanged vs 09-2025lowest value
11-2025: 0.2%● unchanged vs 10-2025
12-2025: 0.2%● unchanged vs 11-2025
01-2026: 0.2%● unchanged vs 12-2025
02-2026: 0.2%● unchanged vs 01-2026
03-2026: 0.2%● unchanged vs 02-2026
04-2026: 0.2%● unchanged vs 03-2026
05-2026: 0.8%▲ +0.6 percentage points vs 04-2026highest value
06-2026: 0.8%● unchanged vs 05-2026highest value
07-2026: 0.8%● unchanged vs 06-2026highest value
08-2026: 0.8%● unchanged vs 07-2026highest value
09-2026: 0.8%● unchanged vs 08-2026highest value
10-2026: 0.8%● unchanged vs 09-2026highest value
Credit of up to €35,000 on 30-day terms is acceptable
Liquidity ample (current ratio 3.05, compared with 4.45 in 2024, above the usual 1.5; short-term debt: 14.3% of total assets), and 45.1% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro): better than 50% on solvency, 89% on liquidity, 17% on profitability and 31% on growth.
The bankruptcy probability was computed on 27-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-04-2026, 114 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
114 days early
2024
153 days early
2023
61 days late
2022
49 days late
2021
1 day late
2020
182 days early
2019
81 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 60 days before the deadline; the sector median (NACE 70) for financial year 2024 is 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 1 August (4 of the last 5 filed years within 115 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
27-10-2026 today31-12-2026 year end31-07-2027 deadline
- Annual accounts filedfinancial year 2025 · micro…
- Appointment: Lysandre HUBERMONT (director)Gazette deed
- Annual accounts filedfinancial year 2024 · micro…
Key points
By topic
Board & ownership
- Board
- 2 members
- Parent
- IDEAL luxINVEST · 99%
- Lysandre HUBERMONTDirector
- IDEAL LUXINVESTDirector
Timeline
- Events
- 35
- Since
- 2000
- Next accounts
- by 31-07-2027
- 31-12-2024Back to profit
- 30-09-2024Annual accounts filed
- 31-12-2023Weakest financial year
Company details
- Sites
- 2
- Legal form
- Private limited company
- Activity
- Business and other management consultancyNACE 70200
- Founded
- 17-10-1997
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 14
- Annual meeting
- Second Tuesday of June
- Purpose
- “Valoriser patrimoine mobilier,financier et/ou immobilier par actes de gestion et même…” (deed in French)
Key facts about IDEAL ASSUR
- What is the company number of IDEAL ASSUR?
- 0461.702.578. In Belgium the VAT number is the company number with BE in front: BE 0461.702.578.
- Where is IDEAL ASSUR based?
- The registered office is at Libramont,Rue Courteroie 3, 6800 Libramont-Chevigny.Company details
- What does IDEAL ASSUR do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of IDEAL ASSUR?
- Private limited company (BV).
- When was IDEAL ASSUR founded?
- On 17-10-1997.
- Is IDEAL ASSUR still active?
- Yes, IDEAL ASSUR is an active enterprise in the KBO register.
- What is the turnover of IDEAL ASSUR?
- Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
- Is IDEAL ASSUR profitable?
- In financial year 2025, IDEAL ASSUR made a loss of €34,309.
- Where can I find the annual accounts of IDEAL ASSUR?
- IDEAL ASSUR filed 28 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of IDEAL ASSUR due?
- By 31-07-2027, for financial year 2026.Timeline
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