IDEA CREATION
ActiveIDEA CREATION has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €963k and a net result of €154k. Equity is growing by ~13.8% per year across the filed fiscal years. Its solvency ranks better than 91% of 31616 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
94
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability87▼-2
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €90k at 30 days acceptable
Liquidity ample (current ratio 33.32 against 7.53 in 2024; short-term debt: 2.9% and cash: 26.6% of total assets), and 7.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
92.7%
Return on assets
14.8%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 31-10-2025, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
on the day
2023
on the day
2022
4 d early
2021
3 d early
2020
29 d late
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close19-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€963k▲ 19.1%
2024 · €809k
2019: €425k
2021: €549k
2022: €605k
2023: €643k
2024: €809k
2019 → 2025
Total assets
€1.04M▲ 5.0%
2024 · €989k
2019: €821k
2021: €800k
2022: €789k
2023: €770k
2024: €989k
2019 → 2025
Net result
€154k▼ 3.3%
2024 · €159k
2019: €61k
2021: €84k
2022: €56k
2023: €81k
2024: €159k
2019 → 2025
Working capital
€960k▲ 13.6%
2024 · €845k
2019: €673k
2021: €688k
2022: €694k
2023: €709k
2024: €845k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€549k-€605k▲ 10.2%€643k▲ 6.4%€809k▲ 25.7%€963k▲ 19.1%
Operating result€121k-€76k▼ 37.1%€93k▲ 22.3%€200k▲ 115%€185k▼ 7.4%
Net result€84k-€56k▼ 33.4%€81k▲ 44.6%€159k▲ 96.9%€154k▼ 3.3%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 7% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.04M
Fixed assets
€50k▲ 221%
Current assets
€989k▲ 1.6%
Equity and liabilities €1.04M
Equity
€963k▲ 19.1%
Provisions
€45k=
Debt
€31k▼ 77.3%
The debt ratio falls from 13.7% to 3.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€188k▼
2024 · €205k
Cash flow
€157k▼
2024 · €165k
Solvency
92.7%▲
2024 · 81.8%
Current ratio
33.32▲
2024 · 7.53
Quick ratio
33.32▲
2024 · 7.53
Debt / equity
0.03▼
2024 · 0.17
ROE
16.0%▼
2024 · 19.7%
ROA
14.8%▼
2024 · 16.1%
Interest coverage
43.33▼
2024 · 66.31
Debt
€31k▼
2024 · €136k
Debt ≤ 1 year
€30k▼
2024 · €129k
Debt > 1 year
€0▼
2024 · €5k
Income taxes
€76k▼
2024 · €82k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€989k€1.04M▲
Fixed assets21/28€15k€50k▲
Tangible fixed assets22/27€15k€49k▲
Land and buildings22€45€0▼
Furniture and vehicles24€11k€38k▲
Other tangible fixed assets26€4k€11k▲
Financial fixed assets28€150€150=
Current assets29/58€974k€989k▲
Amounts receivable after more than one year29€146k€187k▲
Other amounts receivable291€146k€187k▲
Amounts receivable within one year40/41€618k€459k▼
Trade receivables40€26k€29k▲
Other amounts receivable41€592k€430k▼
Cash at bank and in hand54/58€159k€276k▲
Deferred charges and accrued income490/1€51k€67k▲
Equity and liabilities
Total equity and liabilities10/49€989k€1.04M▲
Equity10/15€809k€963k▲
Contributions10/11€46k€46k=
Reserves13€756k€917k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Tax-exempt reserves132€40€40=
Distributable reserves133€756k€917k▲
Profit (loss) carried forward14€7k€0▼
Provisions and deferred taxes16€45k€45k=
Provisions for liabilities and charges160/5€45k€45k=
Pensions and similar obligations160€45k€45k=
Amounts payable17/49€136k€31k▼
Amounts payable after more than one year17€5k€0▼
Financial debts170/4€5k€0▼
Other amounts payable178/9€0-
Amounts payable within one year42/48€129k€30k▼
Current portion of amounts payable after more than one year42€20k€5k▼
Financial debts43€65k€0▼
Credit institutions430/8€65k€0▼
Trade debts44€9k€4k▼
Suppliers440/4€9k€4k▼
Taxes, remuneration and social security45€35k€21k▼
Taxes450/3€35k€21k▼
Remuneration and social security454/9€0-
Other amounts payable47/48€0-
Accrued charges and deferred income492/3€1k€1k=
Income statement
Code20242025
Non-recurring operating income76A-€2k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€3k▼
Other operating charges640/8€644€509▼
Gross operating margin9900€206k€188k▼
Operating profit (loss)9901€200k€185k▼
Financial income75/76B€45k€50k▲
Recurring financial income75€45k€50k▲
Financial charges65/66B€3k€4k▲
Recurring financial charges65€3k€4k▲
Profit (loss) for the period before taxes9903€241k€230k▼
Income taxes67/77€82k€76k▼
Profit (loss) for the period9904€159k€154k▼
Profit (loss) for the period to be appropriated9905€159k€154k▼
Appropriation of the result
Profit (loss) to be appropriated9906€166k€161k▼
Profit (loss) brought forward from the previous period14P€7k€7k=
Transfer from equity791/2€0-
Transfer to equity691/2€159k€161k▲
To other reserves6921€159k€161k▲
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
31-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Liquidity quadruplescurrent ratio 33.32
Current ratio from 7.53 to 33.32; short-term debt falls from €129k to €30k.
2024
31-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Highest result since 2019net €159k ▲96.9%
Operating result €200k, net result €159k, both a record.
2023
31-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
27-10
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
31-03
Financial
Weakest financial yearnet €56k ▼33.4%
Net result drops to €56k, the lowest in the series; recovery starts the following year.
2021
28-10
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
31-03
Financial
Equity above €500kEq €549k ▲28.9%
2 profitable years in a row build equity to €549k.
2020
29-11
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 29 days late
2019
31-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
27-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
04-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostkamp · 1 establishment unit since 2008
Ground area
3,885 m²
Building footprint
456 m²
Volume, LiDAR
1,726 m³
2 parcels, Flanders · tallest building 15.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
IDEA CREATION
since 20082.172.471.089
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31403G0569/00D000 | Flanders | 3,342 m² | 1 · 345 m² | 15.9 m |
| 31403H0679/00T000 | Flanders | 542 m² | 1 · 111 m² | 8.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,554 companies in sector 70200 we hold annual accounts for 52,573. 28,250 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-07-2008
Fiscal year end31-03
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
73110Advertising agencies
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.