IDEA CONSULT
ActiveIDEA CONSULT has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €647k and a net result of €81k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 25% of 17022 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability63▼-26
Solvency52▼-9
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity ample (current ratio 1.64 against 2.11 in 2024; short-term debt: 11.2% and cash: 0.6% of total assets), but 73% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
27%
Return on assets
3.4%
Age of the figures
12 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €647k
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 11-05-2026, 11 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
11 d late
2024
40 d early
2023
50 d early
2022
30 d early
2021
1 d early
2020
on the day
2019
20 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€647k▲ 14.3%
2024 · €566k
2018: €212k
2019: €43k
2020: €-32k
2021: €-33k
2022: €36k
2023: €317k
2024: €566k
2018 → 2025
Total assets
€2.39M▲ 51.9%
2024 · €1.57M
2018: €879k
2019: €817k
2020: €751k
2021: €699k
2022: €744k
2023: €1.09M
2024: €1.57M
2018 → 2025
Net result
€81k▼ 67.6%
2024 · €249k
2018: €-43k
2019: €-168k
2020: €-76k
2021: €-964
2022: €69k
2023: €280k
2024: €249k
2018 → 2025
Working capital
€171k▼ 1.7%
2024 · €174k
2018: €-136k
2019: €-46k
2020: €-98k
2021: €-58k
2022: €30k
2023: €-41k
2024: €174k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-33k-€36k€317k▲ 776%€566k▲ 78.8%€647k▲ 14.3%
Operating result€11k-€80k▲ 595%€346k▲ 333%€365k▲ 5.6%€174k▼ 52.3%
Net result€-964-€69k€280k▲ 304%€249k▼ 11.1%€81k▼ 67.6%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 52% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.39M
Fixed assets
€1.95M▲ 57.1%
Current assets
€438k▲ 32.5%
Equity and liabilities €2.39M
Equity
€647k▲ 14.3%
Debt
€1.75M▲ 73.0%
The debt ratio rises from 64.1% to 73.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€239k▼
2024 · €424k
Cash flow
€145k▼
2024 · €308k
Solvency
27.0%▼
2024 · 35.9%
Current ratio
1.64▼
2024 · 2.11
Quick ratio
1.64▼
2024 · 2.11
Debt / equity
2.70▲
2024 · 1.78
ROE
12.5%▼
2024 · 44.1%
ROA
3.4%▼
2024 · 15.8%
Interest coverage
4.82▼
2024 · 13.42
Debt
€1.75M▲
2024 · €1.01M
Debt ≤ 1 year
€267k▲
2024 · €157k
Debt > 1 year
€1.48M▲
2024 · €850k
Income taxes
€44k▼
2024 · €85k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.57M€2.39M▲
Fixed assets21/28€1.24M€1.95M▲
Tangible fixed assets22/27€1.24M€1.95M▲
Land and buildings22€1.23M€1.26M▲
Plant, machinery and equipment23€2k€5k▲
Furniture and vehicles24€15k€23k▲
Other tangible fixed assets26-€4k
Assets under construction and advance payments27-€662k
Financial fixed assets28€55€115▲
Current assets29/58€330k€438k▲
Amounts receivable within one year40/41€148k€418k▲
Trade receivables40€148k€406k▲
Other amounts receivable41€11€12k▲
Cash at bank and in hand54/58€178k€15k▼
Deferred charges and accrued income490/1€5k€5k▲
Equity and liabilities
Total equity and liabilities10/49€1.57M€2.39M▲
Equity10/15€566k€647k▲
Contributions10/11€19k€19k=
Reserves13€193k€193k=
Non-distributable reserves130/1€9k€9k=
Reserves not available under the articles1311€9k€9k=
Distributable reserves133€184k€184k=
Profit (loss) carried forward14€354k€435k▲
Amounts payable17/49€1.01M€1.75M▲
Amounts payable after more than one year17€850k€1.48M▲
Financial debts170/4€617k€1.04M▲
Other amounts payable178/9€233k€440k▲
Amounts payable within one year42/48€157k€267k▲
Current portion of amounts payable after more than one year42€81k€144k▲
Financial debts43€2k€12k▲
Credit institutions430/8€2k€12k▲
Trade debts44€14k€11k▼
Suppliers440/4€14k€11k▼
Taxes, remuneration and social security45€60k€101k▲
Taxes450/3€57k€100k▲
Remuneration and social security454/9€3k€800▼
Accrued charges and deferred income492/3€2k€2k=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€59k€64k▲
Other operating charges640/8€8k€148k▲
Gross operating margin9900€432k€387k▼
Operating profit (loss)9901€365k€174k▼
Financial income75/76B€0€53▲
Recurring financial income75€0€53▲
Financial charges65/66B€32k€50k▲
Recurring financial charges65€32k€50k▲
Profit (loss) for the period before taxes9903€334k€125k▼
Income taxes67/77€85k€44k▼
Profit (loss) for the period9904€249k€81k▼
Profit (loss) for the period to be appropriated9905€249k€81k▼
Appropriation of the result
Profit (loss) to be appropriated9906€354k€435k▲
Profit (loss) brought forward from the previous period14P€105k€354k▲
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 11 days late
2025
21-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Liquidity triplescurrent ratio 2.11
Current ratio from 0.74 to 2.11; short-term debt falls from €160k to €157k.
30-09
Financial
Equity above €500kEq €566k ▲78.8%
3 profitable years in a row build equity to €566k.
11-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Highest result since 2018net €280k ▲304%
Net result €280k, the highest in the series.
30-09
Financial
Equity above €200kEq €317k ▲776%
2 profitable years in a row build equity to €317k.
31-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Back to profitnet €69k
Net result €69k after 4 loss-making years.
30-09
Financial
Liquidity times 5current ratio 1.36
Current ratio from 0.28 to 1.36.
29-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
10-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
30-09
Financial
Weakest financial yearnet €-168k
Net result drops to €-168k, the lowest in the series; recovery starts the following year.
28-03
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
05-04
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
31-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hamont-Achel · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Fabrieksstraat 73930 Hamont-AchelGround area
941 m²
Building footprint
202 m²
Volume, LiDAR
1,074 m³
Parcel 72012C1192/00P011, Flanders · tallest building 7.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Fabrieksstraat 7, 3930 Hamont-Achel
since 20012.093.352.941
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72012C1192/00P011 | Flanders | 941 m² | 1 · 202 m² | 7.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 16,887 companies in sector 62100 we hold annual accounts for 8,777. 5,046 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded09-08-2001
Fiscal year end30-09
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
72220
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.