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IDARQUI

Active
Coöperatieve vennootschap met onbeperkte aansprakelijkheidfounded 198937 yrs activeLausannestraat 41, 1060 Sint-Gillis (bij-Brussel), BelgiumKBO/BCE: BE 0438.179.880
Summary

The annual accounts of IDARQUI for fiscal year 2025 show a net loss of 52% of total assets and of 86% of the equity at the start of that year. The 2025 annual accounts show equity of €3,654 and a net result of -€22,946. Equity is shrinking by ~20.6% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2027. The company has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 1.5% (low).

Risk analysisWatch ReportCompare
IDARQUIActiveChecked score 53/100
Risk analysis ReportCompare

Overview

Activity
Activity not known
Size
€44,341total assets 2025
Equity
€3,654
Loss
-€22,946
Financial health
53 Fair Checked score 2025
Bankruptcy chance 12 m
1.5%
Structure
Accounts 36 d early
Why 53Capped at 59: a net loss of at least half of total assets or of the equity at the start of the financial year- Loss of €22,946, the second in a row (FY 2025)- No establishment unit in the KBO+ Size: total assets €44,341+ Founded in 1989Show the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 10% of its sector peers (no NACE code, micro)
Performance against the sector, not lower risk
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency 33-47
equity 8.2% of total assets
Liquidity 12-16
short-term debt 81.6% · cash 5.3%
Profitability 0=
return on assets -51.7%
Bankruptcy probability, 12 months
1.5% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 0.9%lowest value 12-2024: 0.9%● 0.0% vs 11-2024lowest value 01-2025: 0.9%▲ +1.9% vs 12-2024 02-2025: 0.9%▲ +1.1% vs 01-2025 03-2025: 0.9%▼ -1.5% vs 02-2025 04-2025: 1.0%▲ +4.1% vs 03-2025 05-2025: 1.0%▼ -1.0% vs 04-2025 06-2025: 1.0%▲ +3.5% vs 05-2025 07-2025: 1.1%▲ +8.1% vs 06-2025 08-2025: 2.2%▲ +107% vs 07-2025 09-2025: 2.2%● 0.0% vs 08-2025 10-2025: 2.2%● 0.0% vs 09-2025 11-2025: 2.2%● 0.0% vs 10-2025 12-2025: 2.2%● 0.0% vs 11-2025 01-2026: 2.2%● 0.0% vs 12-2025 02-2026: 2.2%● 0.0% vs 01-2026 03-2026: 2.3%▲ +5.7% vs 02-2026 04-2026: 2.3%▼ -0.5% vs 03-2026 05-2026: 2.3%▲ +0.2% vs 04-2026 06-2026: 2.5%▲ +8.9% vs 05-2026highest value 07-2026: 1.5%▼ -41.6% vs 06-2026 08-2026: 1.5%● 0.0% vs 07-2026 09-2026: 1.5%● 0.0% vs 08-2026 10-2026: 1.5%● 0.0% vs 09-2026
  • Size: total assets €44,341 lowers the probability for this profile
  • Loss of €22,946, the second in a row (FY 2025) raises the probability
  • Founded in 1989 lowers the probability for this profile
  • No establishment unit in the KBO raises the probability
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.19 against 0.34 in 2024; short-term debt: 81.6% and cash: 5.3% of total assets), and 91.8% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, micro). Better than this share of them on solvency 21%, liquidity 10%, profitability 4%, growth against the median 5%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €44,341
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Loss of €22,946, the second in a row (FY 2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Founded in 1989
In the bankruptcy model this factor lowers the probability for this profile.
KBO
raises risk · No establishment unit in the KBO
In the bankruptcy model this factor raises the probability.
KBO · seat and establishments
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€22,946
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-06-2026, 36 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
36 d early
2024
7 d early
2023
2 d late
2022
31 d late
2021
45 d late
2020
59 d late
2019
39 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 8 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 3 August (4 of the last 5 filed years within 39 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Weakest financial yearnet -€22,946
  3. Annual accounts filedfiscal year 2024 · full…

Key points

  • Risk: 7 loss-making years in a rowloss fiscal year 2025 -€22,946 View
  • Active since 1989founded 07-08-1989 37 years View
  • Total assets 20256 fiscal years filed €44,341 View

By topic

Financials

Fiscal year
2025
Total assets
€44,341
Loss
-€22,946
Solvency
8.2%
Turnover▼ 6.8%
Net result
20182023
Go to Financials

Timeline

Events
11
Since
2017
Next accounts
by 31-07-2027
  1. 25-06-2026Annual accounts filed
  2. 31-12-2025Weakest financial year
  3. 24-07-2025Annual accounts filed
Go to Timeline

Company details

Legal form
Coöperatieve vennootschap met onbeperkte aansprakelijkheid
Founded
07-08-1989
Year ends
31-12
Peppol
Not found in the Peppol directory
Go to Company details

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