IDAL is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €4k and a net result of €-666. Its solvency ranks better than 9% of 8018 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
Founded in 2025, under 3 years, statistically higher risk.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-09-2026, 46 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
46 d late
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€4k
Net result
€-666
Total assets
€2.67M
Solvency
0.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €2.66M
Fixed assets
€2.65M
Current assets
€5k
Equity and liabilities €2.67M
Equity
€4k
Debt
€2.66M
Debt finances 99.8% of the balance-sheet total.
Key figures and ratios
Solvency
0.2%
ROE
-15.4%
ROA
0.0%
Debt
€2.66M
Debt ≤ 1 year
€12k
Debt > 1 year
€2.65M
A ratio outside any meaningful range has been withheld (balance sheet total €2.67M, equity €4k).
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€2.67M
Formation expenses20€11k
Fixed assets21/28€2.65M
Financial fixed assets28€2.65M
Current assets29/58€5k
Cash at bank and in hand54/58€5k
Equity and liabilities
Total equity and liabilities10/49€2.67M
Equity10/15€4k
Contributions10/11€5k
Profit (loss) carried forward14€-666
Amounts payable17/49€2.66M
Amounts payable after more than one year17€2.65M
Other amounts payable178/9€2.65M
Amounts payable within one year42/48€12k
Trade debts44€12k
Suppliers440/4€12k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€666
Operating profit (loss)9901€-666
Profit (loss) for the period before taxes9903€-666
Profit (loss) for the period9904€-666
Profit (loss) for the period to be appropriated9905€-666
Appropriation of the result
Profit (loss) to be appropriated9906€-666
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
15-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 46 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Van Schoonbekestraat 1212018 AntwerpenGround area
484 m²
Building footprint
151 m²
Volume, LiDAR
2,216 m³
Parcel 11810K1613/00L009, Flanders · tallest building 19.9 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
IDAL
since 20252.383.389.770
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11810K1613/00L009 | Flanders | 484 m² | 1 · 151 m² | 19.9 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,728 companies in sector 64210 we hold annual accounts for 19,762. 2,952 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-11-2025
Fiscal year end31-12
Activities, NACEBEL
64210Activities of holding companies
70100Activities of head offices
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.