ID4Change
ActiveSummary
ID4Change has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €72k and a net result of €27k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 64% of 2692 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
82
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability98▼-2
Solvency88▲+10
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 2.54 against 1.97 in 2024; short-term debt: 37.4% and cash: 10.9% of total assets), and 37.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
62.6%
Return on assets
23.2%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €72k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-08-2026, 7 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
7 d late
2024
27 d late
2023
27 d late
2022
30 d late
2021
24 d late
2020
31 d late
2019
38 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€72k▲ 58.7%
2024 · €45k
2019: €20k
2020: €10k
2021: €14k
2022: €14k
2023: €14k
2024: €45k
2019 → 2025
Total assets
€115k▲ 33.9%
2024 · €86k
2019: €26k
2020: €18k
2021: €39k
2022: €44k
2023: €43k
2024: €86k
2019 → 2025
Net result
€27k▼ 15.9%
2024 · €32k
2019: €7k
2020: €-11k
2021: €31k
2022: €27k
2023: €53k
2024: €32k
2019 → 2025
Working capital
€66k▲ 69.1%
2024 · €39k
2019: €18k
2020: €5k
2021: €12k
2022: €11k
2023: €11k
2024: €39k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€14k-€14k=€14k=€45k▲ 232%€72k▲ 58.7%
Operating result€40k-€35k▼ 11.0%€76k▲ 115%€54k▼ 29.4%€45k▼ 16.1%
Net result€31k-€27k▼ 13.6%€53k▲ 95.6%€32k▼ 39.9%€27k▼ 15.9%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 16% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €115k
Fixed assets
€6k ▼ 7.7%
Current assets
€109k ▲ 37.1%
Equity and liabilities €115k
Equity
€72k ▲ 58.7%
Debt
€43k ▲ 6.1%
Debt's share of the balance-sheet total falls from 47.2% to 37.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€45k▼
2024 · €54k
Cash flow
€27k▼
2024 · €33k
Current ratio
2.54▲
2024 · 1.97
Debt to equity
0.60▼
2024 · 0.89
ROE
37.0%▼
2024 · 69.8%
ROA
23.2%▼
2024 · 36.9%
Interest coverage
12.88▼
2024 · 15.45
Debt ≤ 1 year
€43k▲
2024 · €40k
Income taxes
€15k▼
2024 · €18k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet
Code20242025
Assets
Total assets20/58€86k€115k▲
Fixed assets21/28€6k€6k▼
Tangible fixed assets22/27€848€377▼
Furniture and vehicles24€848€377▼
Financial fixed assets28€5k€5k=
Current assets29/58€80k€109k▲
Amounts receivable within one year40/41€54k€94k▲
Trade receivables40€10k€16k▲
Other amounts receivable41€44k€78k▲
Cash at bank and in hand54/58€25k€12k▼
Deferred charges and accrued income490/1€570€3k▲
Equity and liabilities
Total equity and liabilities10/49€86k€115k▲
Equity10/15€45k€72k▲
Contributions10/11€14k€14k=
Outside capital11€14k€14k=
Other1109/19€14k€14k=
Reserves13€32k€59k▲
Non-distributable reserves130/1€333€333=
Reserves not available under the articles1311€333€333=
Distributable reserves133€32k€58k▲
Profit (loss) carried forward14€-264€-264=
Amounts payable17/49€40k€43k▲
Amounts payable within one year42/48€40k€43k▲
Trade debts44€3k€3k▼
Suppliers440/4€3k€3k▼
Taxes, remuneration and social security45€38k€40k▲
Taxes450/3€38k€40k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€866€470▼
Other operating charges640/8€2k€748▼
Gross operating margin9900€56k€46k▼
Operating profit (loss)9901€54k€45k▼
Financial charges65/66B€4k€4k▲
Recurring financial charges65€4k€4k▲
Profit (loss) for the period before taxes9903€50k€41k▼
Income taxes67/77€18k€15k▼
Profit (loss) for the period9904€32k€27k▼
Profit (loss) for the period to be appropriated9905€32k€27k▼
Appropriation of the result
Profit (loss) to be appropriated9906€31k€26k▼
Profit (loss) brought forward from the previous period14P€-264€-264=
Transfer to equity691/2€32k€27k▼
To the legal reserve6920€32k€27k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 7 days late
2025
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
31-12
Financial
Highest result since 2019net €53k ▲95.6%
Operating result €76k, net result €53k, both a record.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
24-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 24 days late
2021
31-12
Financial
Back to profitnet €31k
Net result €31k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Weakest financial yearnet €-11k ▼262%
Net result drops to €-11k, the lowest in the series; recovery starts the following year.
07-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 38 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rixensart · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de l'Eglise 361330 RixensartGround area
1,454 m²
Building footprint
244 m²
Volume, LiDAR
2,135 m³
2 parcels, Wallonia · tallest building 11.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
ID4Change
since 20182.272.822.737
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25091G0454/00A000 ProtectedSite or landscape |
Wallonia | 856 m² | 1 · 154 m² | 11.7 m · 3 fl. |
| 25072B0345/00K000 | Wallonia | 598 m² | 1 · 89 m² | 9.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
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Of 29,996 companies in sector 62200 we hold annual accounts for 18,393. 15,545 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-01-2018
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
63920Other information service activities
70200Business and other management consultancy
73300Public relations and communication consultancy
74999Other professional, scientific and technical activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.