ID-CAD
ActiveID-CAD has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €185k and a net result of €30k. Equity is growing by ~17.4% per year across the filed fiscal years. Its solvency ranks better than 87% of 9450 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability86▼-1
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity ample (current ratio 8.55 against 5.38 in 2024; short-term debt: 10% and cash: 4.6% of total assets), and 12.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
87.5%
Return on assets
13.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-05-2026, 79 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
79 d early
2024
76 d early
2023
78 d early
2022
81 d early
2021
62 d early
2020
82 d early
2019
81 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€185k▲ 19.0%
2024 · €156k
2018: €64k
2019: €70k
2020: €77k
2021: €89k
2022: €106k
2023: €127k
2024: €156k
2018 → 2025
Total assets
€212k▲ 7.2%
2024 · €198k
2018: €72k
2019: €79k
2020: €85k
2021: €102k
2022: €128k
2023: €178k
2024: €198k
2018 → 2025
Net result
€30k▲ 4.7%
2024 · €28k
2018: €2k
2019: €7k
2020: €7k
2021: €12k
2022: €10k
2023: €21k
2024: €28k
2018 → 2025
Working capital
€160k▲ 27.6%
2024 · €125k
2018: €45k
2019: €56k
2020: €70k
2021: €78k
2022: €97k
2023: €96k
2024: €125k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€89k-€106k▲ 19.5%€127k▲ 20.0%€156k▲ 22.1%€185k▲ 19.0%
Operating result€16k-€15k▼ 8.1%€32k▲ 112%€41k▲ 28.4%€42k▲ 3.2%
Net result€12k-€10k▼ 11.8%€21k▲ 105%€28k▲ 32.5%€30k▲ 4.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 3% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €212k
Fixed assets
€31k▼ 29.8%
Current assets
€181k▲ 17.7%
Equity and liabilities €212k
Equity
€185k▲ 19.0%
Debt
€27k▼ 36.6%
The debt ratio falls from 21.2% to 12.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€55k▼
2024 · €56k
Cash flow
€43k▼
2024 · €43k
Solvency
87.5%▲
2024 · 78.8%
Current ratio
8.55▲
2024 · 5.38
Quick ratio
8.55▲
2024 · 5.38
Debt / equity
0.14▼
2024 · 0.27
ROE
15.9%▼
2024 · 18.1%
ROA
13.9%▼
2024 · 14.3%
Interest coverage
67.58▲
2024 · 45.12
Debt
€27k▼
2024 · €42k
Debt ≤ 1 year
€21k▼
2024 · €29k
Debt > 1 year
€5k▼
2024 · €13k
Income taxes
€14k▲
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€198k€212k▲
Fixed assets21/28€44k€31k▼
Tangible fixed assets22/27€44k€31k▼
Land and buildings22€280-
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€41k€30k▼
Financial fixed assets28€50€50=
Current assets29/58€154k€181k▲
Amounts receivable within one year40/41€14k€7k▼
Trade receivables40€14k€7k▼
Other amounts receivable41€12€220▲
Current investments50/53€130k€164k▲
Cash at bank and in hand54/58€9k€10k▲
Deferred charges and accrued income490/1€864€903▲
Equity and liabilities
Total equity and liabilities10/49€198k€212k▲
Equity10/15€156k€185k▲
Contributions10/11€19k€19k=
Reserves13€137k€167k▲
Tax-exempt reserves132€1k€1k=
Distributable reserves133€136k€165k▲
Amounts payable17/49€42k€27k▼
Amounts payable after more than one year17€13k€5k▼
Financial debts170/4€13k€5k▼
Amounts payable within one year42/48€29k€21k▼
Current portion of amounts payable after more than one year42€7k€8k▲
Trade debts44-€246
Suppliers440/4-€246
Taxes, remuneration and social security45€17k€10k▼
Taxes450/3€17k€10k▼
Other amounts payable47/48€4k€3k▼
Accrued charges and deferred income492/3€145-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€13k▼
Other operating charges640/8€528€597▲
Gross operating margin9900€57k€56k▼
Operating profit (loss)9901€41k€42k▲
Financial income75/76B€2k€2k▲
Recurring financial income75€2k€2k▲
Financial charges65/66B€1k€820▼
Recurring financial charges65€1k€820▼
Profit (loss) for the period before taxes9903€42k€44k▲
Income taxes67/77€14k€14k▲
Profit (loss) for the period9904€28k€30k▲
Profit (loss) for the period to be appropriated9905€28k€30k▲
Appropriation of the result
Profit (loss) to be appropriated9906€28k€30k▲
Transfer to equity691/2€28k€30k▲
To other reserves6921€28k€30k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €30k ▲4.7%
Operating result €42k, net result €30k, both a record.
16-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €150kEq €156k ▲22.1%
7 profitable years in a row build equity to €156k.
14-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
11-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €100kEq €106k ▲19.5%
5 profitable years in a row build equity to €106k.
30-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
10-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
11-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
14-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
14-05
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
15-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalter · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lokouter 219880 AalterGround area
1,098 m²
Building footprint
166 m²
Volume, LiDAR
997 m³
Parcel 44035B0267/00F000, Flanders · tallest building 9.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Lokouter 21, 9880 Aalter
since 20012.100.129.182
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44035B0267/00F000 | Flanders | 1,098 m² | 1 · 165 m² | 9.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Whattever
BE 0810.539.819
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AUTOMATION CONSULTANTS
BE 0464.350.282
Brecht · Eq €185k
Valentine Offshore Services
BE 1002.403.740
Oosterzele · Eq €185k
A.B.A.D.
BE 0428.936.473
Merksplas · Eq €185k
IndustryVibes
BE 0700.272.296
Grobbendonk · Eq €185k
Of 11,554 companies in sector 71121 we hold annual accounts for 6,562. 5,184 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-01-2001
Fiscal year end31-12
Activities, NACEBEL
71121Engineering and related technical consultancy, excluding land surveyors
74203
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.