ICTMHAB
ActiveThe computed 12-month bankruptcy probability of ICTMHAB is 1.5% (moderate). The 2024 annual accounts show negative equity (€-11k) and a net result of €-5k. Equity is shrinking by ~120.8% per year across the filed fiscal years. Its solvency ranks better than 5% of 2542 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
21
/ 100
Critical
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0=
Solvency0=
Growth32=
Track record94
Bankruptcy probability, 12 months
1.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 85
Relative position
BE, all sectors
reference
Sector 85
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Age of the figures
Age of the figures
21 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
222324
2022 to 2024 · latest year €-11k
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-08-2025, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
31 d late
2023
65 d late
2022
31 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€-11k▼ 95.7%
2023 · €-6k
2022: €3k
2023: €-6k
2022 → 2024
Total assets
€5k▼ 43.6%
2023 · €8k
2022: €7k
2023: €8k
2022 → 2024
Net result
€-5k▲ 37.6%
2023 · €-8k
2022: €1k
2023: €-8k
2022 → 2024
Working capital
€-16k▼ 43.8%
2023 · €-11k
2022: €-4k
2023: €-11k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€3k-€-6k€-11k▼ 95.7%
Operating result€2k-€-8k€-4k▲ 48.1%
Net result€1k-€-8k€-5k▲ 37.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €4k in 2024 against €8k in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €5k
Fixed assets
€4k▼ 14.8%
Current assets
€279▼ 91.0%
Key figures and ratios
EBITDA
€-3k▲
2023 · €-7k
Cash flow
€-4k▲
2023 · €-7k
Interest coverage
-18.62▲
2023 · -119.69
Debt
€16k▲
2023 · €14k
Debt ≤ 1 year
€16k▲
2023 · €14k
Income taxes
€738▲
2023 · €0
Staff costs
€29▼
2023 · €15k
Ratios withheld: a balance sheet total of €5k is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€8k€5k▼
Fixed assets21/28€5k€4k▼
Tangible fixed assets22/27€2k€1k▼
Furniture and vehicles24€2k€1k▼
Financial fixed assets28€3k€3k=
Current assets29/58€3k€279▼
Amounts receivable within one year40/41€580€15▼
Trade receivables40€580€15▼
Cash at bank and in hand54/58€3k€264▼
Equity and liabilities
Total equity and liabilities10/49€8k€5k▼
Equity10/15€-6k€-11k▼
Contributions10/11€2k€2k=
Profit (loss) carried forward14€-8k€-13k▼
Amounts payable17/49€14k€16k▲
Amounts payable within one year42/48€14k€16k▲
Trade debts44-€1k
Suppliers440/4-€1k
Taxes, remuneration and social security45€3k€2k▼
Taxes450/3€736€738▲
Remuneration and social security454/9€2k€1k▼
Other amounts payable47/48€11k€13k▲
Income statement
Code20232024
Remuneration, social security and pensions62€15k€29▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k▲
Other operating charges640/8-€270
Gross operating margin9900€8k€-3k▼
Operating profit (loss)9901€-8k€-4k▲
Financial charges65/66B€60€166▲
Recurring financial charges65€60€166▲
Profit (loss) for the period before taxes9903€-8k€-4k▲
Income taxes67/77€0€738▲
Profit (loss) for the period9904€-8k€-5k▲
Profit (loss) for the period to be appropriated9905€-8k€-5k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-8k€-13k▼
Profit (loss) brought forward from the previous period14P€638€-8k▼
Transfer to equity691/2-€266
To other reserves6921-€266
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
04-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 65 days late
2023
31-12
Financial
Weakest financial yearnet €-8k ▼682%
Net result drops to €-8k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Roodhuisplein 51020 BrusselGround area
291 m²
Building footprint
106 m²
Volume, LiDAR
1,432 m³
Parcel 21815D0146/00Z000, Brussels · tallest building 16.1 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
ICTMHAB
since 20212.322.834.353
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21815D0146/00Z000 | Brussels | 291 m² | 1 · 106 m² | 16.1 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 11,670 companies in sector 85599 we hold annual accounts for 1,329. 402 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-10-2021
Fiscal year end31-12
Activities, NACEBEL
85599Other education
70200Business and other management consultancy
70220Business consulting
85699Other educational support services
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:a.bennouali@hotmail.fr
Phone:0489994294