ict-proof
ActiveSummary
ict-proof has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €168k and a net result of €36k. Equity is growing by ~16.6% per year across the filed fiscal years. Its solvency ranks better than 90% of 2699 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability93▲+2
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity ample (current ratio 10.03 against 9.59 in 2024; short-term debt: 9.9% and cash: 42% of total assets), and 9.9% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
90.1%
Return on assets
19.1%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
28 d early
2024
34 d early
2023
26 d early
2022
26 d early
2021
37 d early
2020
33 d early
2019
35 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€168k▲ 26.9%
2024 · €132k
2018: €81k
2019: €67k▼ -16.7% vs 2018
2020: €62k▼ -7.5% vs 2019lowest in 8 years
2021: €72k▲ +15.8% vs 2020
2022: €85k▲ +17.6% vs 2021
2023: €106k▲ +25.0% vs 2022
2024: €132k▲ +25.0% vs 2023
2025: €168k▲ +26.9% vs 2024highest in 8 years
2018 → 2025
Total assets
€186k▲ 26.3%
2024 · €148k
2018: €89k
2019: €74k▼ -16.5% vs 2018
2020: €68k▼ -7.5% vs 2019lowest in 8 years
2021: €77k▲ +13.0% vs 2020
2022: €91k▲ +17.3% vs 2021
2023: €124k▲ +36.8% vs 2022
2024: €148k▲ +19.1% vs 2023
2025: €186k▲ +26.3% vs 2024highest in 8 years
2018 → 2025
Net result
€36k▲ 34.3%
2024 · €27k
2018: €25k
2019: €-13k▼ -154% vs 2018lowest in 8 years
2020: €-5k▲ +62.3% vs 2019
2021: €10k▲ +295% vs 2020
2022: €13k▲ +29.0% vs 2021
2023: €21k▲ +66.7% vs 2022
2024: €27k▲ +25.2% vs 2023
2025: €36k▲ +34.3% vs 2024highest in 8 years
2018 → 2025
Working capital
€166k▲ 26.6%
2024 · €131k
2018: €79k
2019: €67k▼ -14.9% vs 2018
2020: €61k▼ -9.2% vs 2019lowest in 8 years
2021: €71k▲ +16.9% vs 2020
2022: €82k▲ +14.7% vs 2021
2023: €104k▲ +26.9% vs 2022
2024: €131k▲ +26.1% vs 2023
2025: €166k▲ +26.6% vs 2024highest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€72k-€85k▲ 17.6%€106k▲ 25.0%€132k▲ 25.0%€168k▲ 26.9%
2021: €72klowest in 5 years
2022: €85k▲ +17.6% vs 2021
2023: €106k▲ +25.0% vs 2022
2024: €132k▲ +25.0% vs 2023
2025: €168k▲ +26.9% vs 2024highest in 5 years
Operating result€10k-€14k▲ 31.9%€30k▲ 121%€38k▲ 27.0%€51k▲ 33.0%
2021: €10klowest in 5 years
2022: €14k▲ +31.9% vs 2021
2023: €30k▲ +121% vs 2022
2024: €38k▲ +27.0% vs 2023
2025: €51k▲ +33.0% vs 2024highest in 5 years
Net result€10k-€13k▲ 29.0%€21k▲ 66.7%€27k▲ 25.2%€36k▲ 34.3%
2021: €10klowest in 5 years
2022: €13k▲ +29.0% vs 2021
2023: €21k▲ +66.7% vs 2022
2024: €27k▲ +25.2% vs 2023
2025: €36k▲ +34.3% vs 2024highest in 5 years
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 33% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €186k
Fixed assets
€2k ▲ 52.6%
Current assets
€184k ▲ 26.0%
Equity and liabilities €186k
Equity
€168k ▲ 26.9%
Debt
€18k ▲ 20.5%
Debt's share of the balance-sheet total falls from 10.3% to 9.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€52k▲
2024 · €39k
Cash flow
€37k▲
2024 · €27k
Current ratio
10.03▲
2024 · 9.59
Debt to equity
0.11▼
2024 · 0.12
ROE
21.2%▲
2024 · 20.0%
ROA
19.1%▲
2024 · 18.0%
Interest coverage
75.59▲
2024 · 74.86
Debt ≤ 1 year
€18k▲
2024 · €15k
Income taxes
€14k▲
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€148k€186k▲
Fixed assets21/28€1k€2k▲
Tangible fixed assets22/27€1k€2k▲
Furniture and vehicles24€1k€2k▲
Current assets29/58€146k€184k▲
Amounts receivable within one year40/41€14k€7k▼
Trade receivables40€13k€6k▼
Other amounts receivable41€1k€1k▼
Current investments50/53€76k€85k▲
Cash at bank and in hand54/58€57k€78k▲
Deferred charges and accrued income490/1-€14k
Equity and liabilities
Total equity and liabilities10/49€148k€186k▲
Equity10/15€132k€168k▲
Contributions10/11€12k€12k=
Reserves13€120k€156k▲
Distributable reserves133€120k€156k▲
Amounts payable17/49€15k€18k▲
Amounts payable within one year42/48€15k€18k▲
Current portion of amounts payable after more than one year42€11k€6k▼
Financial debts43-€0
Credit institutions430/8-€0
Trade debts44€365€4k▲
Suppliers440/4€365€4k▲
Taxes, remuneration and social security45€4k€8k▲
Taxes450/3€4k-
Remuneration and social security454/9-€8k
Other amounts payable47/48€9€19▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€640€1k▲
Other operating charges640/8€791€815▲
Gross operating margin9900€39k€52k▲
Operating profit (loss)9901€38k€51k▲
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€516€683▲
Recurring financial charges65€516€683▲
Profit (loss) for the period before taxes9903€37k€50k▲
Income taxes67/77€11k€14k▲
Profit (loss) for the period9904€27k€36k▲
Profit (loss) for the period to be appropriated9905€27k€36k▲
Appropriation of the result
Profit (loss) to be appropriated9906€27k€36k▲
Transfer to equity691/2€27k€36k▲
To other reserves6921€27k€36k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €440 | €1k | €877 | €640 | €1k | ▲ 75.8% |
| Other operating charges640/8 | €694 | €698 | €815 | €791 | €815 | ▲ 3.0% |
| Gross operating margin9900 | €11k | €15k | €32k | €39k | €52k | ▲ 33.1% |
| Operating profit (loss)9901 | €10k | €14k | €30k | €38k | €51k | ▲ 33.0% |
| Financial income75/76B | €3 | - | - | €0 | - | - |
| Recurring financial income75 | €3 | - | - | €0 | - | - |
| Financial charges65/66B | €288 | €291 | €296 | €516 | €683 | ▲ 32.4% |
| Recurring financial charges65 | €288 | €291 | €296 | €516 | €683 | ▲ 32.4% |
| Profit (loss) for the period before taxes9903 | €10k | €13k | €30k | €37k | €50k | ▲ 33.0% |
| Income taxes67/77 | €117 | €526 | €8k | €11k | €14k | ▲ 29.8% |
| Profit (loss) for the period9904 | €10k | €13k | €21k | €27k | €36k | ▲ 34.3% |
| Profit (loss) for the period to be appropriated9905 | €10k | €13k | €21k | €27k | €36k | ▲ 34.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €77k | €91k | €124k | €148k | €186k | ▲ 26.3% |
| Fixed assets21/28 | €676 | €3k | €2k | €1k | €2k | ▲ 52.6% |
| Tangible fixed assets22/27 | €676 | €3k | €2k | €1k | €2k | ▲ 52.6% |
| Furniture and vehicles24 | €676 | €3k | €2k | €1k | €2k | ▲ 52.6% |
| Current assets29/58 | €77k | €88k | €122k | €146k | €184k | ▲ 26.0% |
| Stocks and contracts in progress3 | €1k | - | - | - | - | - |
| Stocks30/36 | €1k | - | - | - | - | - |
| Amounts receivable within one year40/41 | €11k | €11k | €15k | €14k | €7k | ▼ 46.8% |
| Trade receivables40 | €10k | €11k | €14k | €13k | €6k | ▼ 50.8% |
| Other amounts receivable41 | €733 | €462 | €368 | €1k | €1k | ▼ 12.6% |
| Current investments50/53 | €48k | €57k | €66k | €76k | €85k | ▲ 12.4% |
| Cash at bank and in hand54/58 | €17k | €19k | €41k | €57k | €78k | ▲ 38.3% |
| Deferred charges and accrued income490/1 | - | - | - | - | €14k | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €77k | €91k | €124k | €148k | €186k | ▲ 26.3% |
| Equity10/15 | €72k | €85k | €106k | €132k | €168k | ▲ 26.9% |
| Contributions10/11 | €12k | €12k | €12k | €12k | €12k | = |
| Outside capital11 | €12k | - | - | - | - | - |
| Other1109/19 | €12k | - | - | - | - | - |
| Reserves13 | €68k | €72k | €93k | €120k | €156k | ▲ 29.7% |
| Non-distributable reserves130/1 | €2k | €2k | - | - | - | - |
| Reserves not available under the articles1311 | €2k | €2k | - | - | - | - |
| Distributable reserves133 | €66k | €70k | €93k | €120k | €156k | ▲ 29.7% |
| Profit (loss) carried forward14 | €-9k | - | - | - | - | - |
| Amounts payable17/49 | €5k | €6k | €18k | €15k | €18k | ▲ 20.5% |
| Amounts payable within one year42/48 | €5k | €6k | €18k | €15k | €18k | ▲ 20.5% |
| Current portion of amounts payable after more than one year42 | - | - | - | €11k | €6k | ▼ 46.6% |
| Financial debts43 | - | - | - | - | €0 | - |
| Credit institutions430/8 | - | - | - | - | €0 | - |
| Trade debts44 | €1k | €1k | €1k | €365 | €4k | ▲ 1,100% |
| Suppliers440/4 | €1k | €1k | €1k | €365 | €4k | ▲ 1,100% |
| Taxes, remuneration and social security45 | €4k | €5k | €17k | €4k | €8k | ▲ 108% |
| Taxes450/3 | €4k | €5k | €17k | €4k | - | - |
| Remuneration and social security454/9 | - | - | - | - | €8k | - |
| Other amounts payable47/48 | - | €14 | €7 | €9 | €19 | ▲ 116% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €10k | €13k | €21k | €27k | €36k | ▲ 34.3% |
| + Depreciation and write-downs630 | €440 | €1k | €877 | €640 | €1k | ▲ 75.8% |
| Operating cash flow (approximation) | €10k | €14k | €22k | €27k | €37k | ▲ 35.3% |
| Investment in fixed assets (approximation) | - | €-3k | €0 | €0 | €-2k | - |
| Change in cash | - | €2k | €22k | €16k | €22k | ▲ 38.1% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €36k ▲34.3%
Operating result €51k, net result €36k, both a record.
31-12
Financial
Equity above €150kEq €168k ▲26.9%
5 profitable years in a row build equity to €168k.
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
05-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Equity above €100kEq €106k ▲25%
3 profitable years in a row build equity to €106k.
05-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
24-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Back to profitnet €10k
Net result €10k after 2 loss-making years.
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
26-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Weakest financial yearnet €-13k
Net result drops to €-13k, the lowest in the series; recovery starts the following year.
Show earlier events
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
28-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
28-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schilde · 1 establishment unit since 2013
Ground area
534 m²
Building footprint
123 m²
Volume, LiDAR
810 m³
Parcel 11041B0280/00S000, Flanders · tallest building 9.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ICT-Proof
since 20132.217.139.193
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11041B0280/00S000 | Flanders | 534 m² | 1 · 123 m² | 9.6 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.
Similar companies · same sector, comparable size
SSN Management
BE 0780.742.508
Quévy · Eq €168,000
K - Consulting
BE 0465.445.491
Genk · Eq €168,026
Bavritux
BE 0795.688.822
Perwez · Eq €167,976
Cloudmason
BE 0790.817.739
Sint-Lievens-Houtem · Eq €167,976
GECOM
BE 0841.675.829
Deinze · Eq €167,919
Of 16,879 companies in sector 62100 we hold annual accounts for 8,771. 6,783 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded06-02-2013
Fiscal year end31-12
Activities, NACEBEL 2025
62100Computer programming
62900Other information technology and computer services
62200Computer consultancy and computer facilities management
Contact
E-mail
geert.van.de.peer@ict-proof.beSchilde
Phone
+32470679457Schilde
Scores and ratios are computed by Checked and are not a credit decision.