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ICRK

Active
Private limited companyfounded 20224 yrs activeKruisstraat 247, 3120 Tremelo, BelgiumKBO/BCE: BE 0781.284.520
Summary

ICRK has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €30,907 and a net result of €14,765. Equity is growing by ~40.4% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2024
Axes · tick = 2023
Profitability100=
Solvency100▲+5
Growth78=
Track record94
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,500 at 30 days acceptable
Liquidity ample (current ratio 6.56 against 2.43 in 2023; short-term debt: 12.2% and cash: 77.3% of total assets), and 12.2% of the assets are financed with debt.
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Signals

Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Human health activities (NACE 86)
about 87% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 4 years 0 10 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-06-2026, 38 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
38 d early
2024
28 d late
2023
30 d late
2022
31 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 13 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 August (3 of the last 4 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

ICRK was incorporated on 27 January 2022 as a Private limited company.1 Total assets fell from EUR 43,630 in 2022 to EUR 35,190 in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2022 and 2024

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Financials · fiscal year 2024, micro schema

Turnover
€0
2023 · €0
Total assets
€35,190▼ 2.0%
2023 · €35,896
Net result
€14,765▲ 1.5%
2023 · €14,549
Working capital
€23,807▲ 54.5%
2023 · €15,407
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 86, Human health activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the fiscal year before
favourable unfavourable
Line202220232024
Turnover€0-€0€0
Operating result€11,926-€19,608▲ 64.4%€22,279▲ 13.6%
Net result€8,193below the sector's middle half-€14,549below the sector's middle half▲ 77.6%€14,765below the sector's middle half▲ 1.5%
Equity€10,593below the sector's middle half-€25,141below the sector's middle half▲ 137%€30,907below the sector's middle half▲ 22.9%
Total assets€43,630below the sector's middle half-€35,896below the sector's middle half▼ 17.7%€35,190below the sector's middle half▼ 2.0%
Debt€33,037-€10,755▼ 67.4%€4,284▼ 60.2%
Working capital€1,115below the sector's middle half-€15,407below the sector's middle half▲ 1,282%€23,807within the sector's middle half▲ 54.5%
Solvency24.3%below the sector's middle half-70.0%within the sector's middle half▲ 45.8pp87.8%above the sector's middle half▲ 17.8pp
Current ratio1.03below the sector's middle half-2.43within the sector's middle half▲ 1.406.56within the sector's middle half▲ 4.12
Return on assets (ROA)18.8%within the sector's middle half-40.5%above the sector's middle half▲ 21.8pp42.0%above the sector's middle half▲ 1.4pp
above within below the middle half (P25 to P75) of NACE 86, Human health activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€10,000€20,000Operating result 2022: €11,926€11,926Net result 2022: €8,193€8,193Operating result 2023: €19,608€19,608Net result 2023: €14,549€14,549Operating result 2024: €22,279€22,279Net result 2024: €14,765€14,765202220232024€0€10,000€20,000Operating result 2022: €11,926€11,900Net result 2022: €8,193€8,190Operating result 2023: €19,608€19,600Net result 2023: €14,549€14,500Operating result 2024: €22,279€22,300Net result 2024: €14,765€14,800202220232024
The operating result has risen two years in a row; 2024 is 14% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €35,190
Fixed assets €7,099 ▼ 27.1%
Current assets €28,091 ▲ 7.4%
Equity and liabilities €35,190
Equity €30,907 ▲ 22.9%
Debt €4,284 ▼ 60.2%
Debt's share of the balance-sheet total falls from 30.0% to 12.2%. Equity is higher and debt is lower.
Key figures and ratios
2024 value · change against 2023
EBITDA
€28,255▲
2023 · €24,991
Cash flow
€20,741▲
2023 · €19,931
Debt to equity
0.14▼
2023 · 0.43
ROE
47.8%▼
2023 · 57.9%
Interest coverage
208.31▼
2023 · 415.68
Debt ≤ 1 year
€4,284▼
2023 · €10,755
Income taxes
€7,422▲
2023 · €5,000
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.3% stopped otherwise
96% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 43 lines
Balance sheet Code20232024
Assets
Total assets20/58€35,896€35,190▼
Fixed assets21/28€9,734€7,099▼
Tangible fixed assets22/27€9,734€7,099▼
Plant, machinery and equipment23-€2,401
Furniture and vehicles24€9,734€4,698▼
Current assets29/58€26,162€28,091▲
Amounts receivable within one year40/41€5,056€260▼
Trade receivables40€5,056€260▼
Other amounts receivable41€0-
Cash at bank and in hand54/58€20,524€27,197▲
Deferred charges and accrued income490/1€581€635▲
Equity and liabilities
Total equity and liabilities10/49€35,896€35,190▼
Equity10/15€25,141€30,907▲
Contributions10/11€2,400€2,400=
Profit (loss) carried forward14€22,741€28,507▲
Amounts payable17/49€10,755€4,284▼
Amounts payable within one year42/48€10,755€4,284▼
Trade debts44€320€645▲
Suppliers440/4€320€645▲
Taxes, remuneration and social security45€2,700€569▼
Taxes450/3€2,700€569▼
Remuneration and social security454/9€0€0=
Other amounts payable47/48€7,734€3,070▼
Accrued charges and deferred income492/3€0-
Income statement Code20232024
Turnover70€0€0=
Goods, raw materials, services and sundry goods60/61€0€0=
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5,382€5,976▲
Other operating charges640/8€691€710▲
Non-recurring operating charges66A-€63
Gross operating margin9900€25,682€29,028▲
Operating profit (loss)9901€19,608€22,279▲
Financial income75/76B€0€44▲
Recurring financial income75€0€44▲
Financial charges65/66B€60€136▲
Recurring financial charges65€60€136▲
Profit (loss) for the period before taxes9903€19,549€22,187▲
Income taxes67/77€5,000€7,422▲
Profit (loss) for the period9904€14,549€14,765▲
Profit (loss) for the period to be appropriated9905€14,549€14,765▲
Appropriation of the result
Profit (loss) to be appropriated9906€22,741€37,507▲
Profit (loss) brought forward from the previous period14P€8,193€22,741▲
Profit to be distributed694/7-€9,000
Return on contributions (dividend)694-€9,000

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202220232024Change
Turnover70€0€0€0-
Goods, raw materials, services and sundry goods60/61€0€0€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4,422€5,382€5,976▲ 11.0%
Other operating charges640/8€2,635€691€710▲ 2.7%
Non-recurring operating charges66A--€63-
Gross operating margin9900€18,984€25,682€29,028▲ 13.0%
Operating profit (loss)9901€11,926€19,608€22,279▲ 13.6%
Financial income75/76B€8€0€44▲ 9,196%
Recurring financial income75€8€0€44▲ 9,196%
Financial charges65/66B-€60€136▲ 126%
Recurring financial charges65-€60€136▲ 126%
Profit (loss) for the period before taxes9903€11,934€19,549€22,187▲ 13.5%
Income taxes67/77€3,741€5,000€7,422▲ 48.4%
Profit (loss) for the period9904€8,193€14,549€14,765▲ 1.5%
Profit (loss) for the period to be appropriated9905€8,193€14,549€14,765▲ 1.5%
Line202220232024Change
Assets
Total assets20/58€43,630€35,896€35,190▼ 2.0%
Fixed assets21/28€10,078€9,734€7,099▼ 27.1%
Tangible fixed assets22/27€10,078€9,734€7,099▼ 27.1%
Plant, machinery and equipment23--€2,401-
Furniture and vehicles24€10,078€9,734€4,698▼ 51.7%
Current assets29/58€33,552€26,162€28,091▲ 7.4%
Amounts receivable within one year40/41€4,745€5,056€260▼ 94.9%
Trade receivables40€4,745€5,056€260▼ 94.9%
Other amounts receivable41-€0--
Cash at bank and in hand54/58€28,072€20,524€27,197▲ 32.5%
Deferred charges and accrued income490/1€735€581€635▲ 9.2%
Equity and liabilities
Total equity and liabilities10/49€43,630€35,896€35,190▼ 2.0%
Equity10/15€10,593€25,141€30,907▲ 22.9%
Contributions10/11€2,400€2,400€2,400=
Profit (loss) carried forward14€8,193€22,741€28,507▲ 25.4%
Amounts payable17/49€33,037€10,755€4,284▼ 60.2%
Amounts payable within one year42/48€32,437€10,755€4,284▼ 60.2%
Trade debts44€665€320€645▲ 102%
Suppliers440/4€665€320€645▲ 102%
Taxes, remuneration and social security45€10,526€2,700€569▼ 78.9%
Taxes450/3€5,091€2,700€569▼ 78.9%
Remuneration and social security454/9€5,435€0€0-
Other amounts payable47/48€21,246€7,734€3,070▼ 60.3%
Accrued charges and deferred income492/3€600€0--
Line202220232024Change
Profit (loss) for the period9904€8,193€14,549€14,765▲ 1.5%
+ Depreciation and write-downs630€4,422€5,382€5,976▲ 11.0%
Operating cash flow (approximation)€12,615€19,931€20,741▲ 4.1%
Investment in fixed assets (approximation)--€5,039-€3,341▲ 33.7%
Change in cash--€7,548€6,672▲ 188%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
23-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
28-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial Highest result since 2022net €14,765 ▲1.5%
Operating result €22,279, net result €14,765, both a record.
31-12
Financial Liquidity triplescurrent ratio 6.56
Current ratio from 2.43 to 6.56; short-term debt falls from €10,755 to €4,284.
30-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial Liquidity doublescurrent ratio 2.43
Current ratio from 1.03 to 2.43; short-term debt falls from €32,437 to €10,755.
31-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tremelo · 1 establishment unit since 2022
seat establishment The establishment unit on the map
Ground area
904 m²
Building footprint
218 m²
Volume, LiDAR
1,485 m³
Parcel 24109B0221/00W000, Flanders · tallest building 22.2 m. Linked by address, not a title deed.
4 companies at this address See who is registered here
1 establishment unit
ICRK
Kruisstraat 247, 3120 TremeloHuman health activities
since 20222.327.710.186
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
24109B0221/00W000 Flanders 904 m² 1 · 217 m² 22.2 m
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2023 to 2025 · 3 entries · 516 EUR awarded · 612 EUR paid
Year Entries awardedpaid
2025 1 213 EUR213 EUR
2024 1 303 EUR303 EUR
2023 1 0 EUR96 EUR
Schemes
3 entries · 516 EUR · 612 EUR paid · Fonds voor Innoveren en Ondernemen

Similar companies · same sector, comparable size

Of 12,696 companies in sector 86951 we hold annual accounts for 2,146. 1,931 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded27-01-2022
Fiscal year end31-12
Activities, NACEBEL 2025
86951Physiotherapy
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
95319Other maintenance and repair of motor vehicles
86995Nutrition and dietetics services
E-invoicing
Reachable via Peppol
Peppol ID 0208:0781284520
Registered 16-11-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.