ICM HOLDING
ActiveICM HOLDING has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.25M and a net result of €181k. Equity is growing by ~10.2% per year across the filed fiscal years. Its solvency ranks better than 78% of 14009 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability37▼-4
Solvency94▲+2
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €140k at 30 days acceptable
Liquidity ample (current ratio 2.68 against 2.52 in 2024; short-term debt: 28.9% and cash: 0.1% of total assets), and 31.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
68.7%
Return on assets
5.5%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 27-01-2026, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 d early
2024
2 d early
2023
41 d early
2022
15 d early
2021
53 d early
2020
45 d early
2019
44 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close19-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€2.25M▲ 8.7%
2024 · €2.07M
2019: €1.33M
2020: €1.38M
2021: €1.49M
2022: €1.87M
2023: €2.14M
2024: €2.07M
2019 → 2025
Total assets
€3.28M▲ 5.7%
2024 · €3.10M
2019: €2.13M
2020: €2.17M
2021: €2.27M
2022: €2.45M
2023: €2.73M
2024: €3.10M
2019 → 2025
Net result
€181k▲ 168%
2024 · €67k
2019: €10k
2020: €49k
2021: €102k
2022: €389k
2023: €265k
2024: €67k
2019 → 2025
Working capital
€1.59M▲ 15.0%
2024 · €1.38M
2019: €716k
2020: €781k
2021: €901k
2022: €1.16M
2023: €1.46M
2024: €1.38M
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.49M-€1.87M▲ 26.2%€2.14M▲ 14.1%€2.07M▼ 3.2%€2.25M▲ 8.7%
Operating result€116k-€73k▼ 37.6%€52k▼ 28.9%€9k▼ 83.4%€-6k
Net result€102k-€389k▲ 282%€265k▼ 31.9%€67k▼ 74.5%€181k▲ 168%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €6k after €9k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.28M
Fixed assets
€737k▼ 8.2%
Current assets
€2.54M▲ 10.6%
Equity and liabilities €3.28M
Equity
€2.25M▲ 8.7%
Debt
€1.03M▼ 0.4%
The debt ratio falls from 33.2% to 31.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€60k▼
2024 · €74k
Cash flow
€247k▲
2024 · €133k
Solvency
68.7%▲
2024 · 66.8%
Current ratio
2.68▲
2024 · 2.52
Quick ratio
2.68▲
2024 · 2.52
Debt / equity
0.46▼
2024 · 0.50
ROE
8.0%▲
2024 · 3.3%
ROA
5.5%▲
2024 · 2.2%
Interest coverage
1.39▼
2024 · 2.30
Debt
€1.03M▼
2024 · €1.03M
Debt ≤ 1 year
€947k▲
2024 · €912k
Debt > 1 year
€60k▼
2024 · €105k
Income taxes
€30k▲
2024 · €21k
Staff costs
€69
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€3.10M€3.28M▲
Fixed assets21/28€803k€737k▼
Tangible fixed assets22/27€381k€315k▼
Land and buildings22€379k€315k▼
Furniture and vehicles24€2k€350▼
Financial fixed assets28€422k€422k=
Current assets29/58€2.30M€2.54M▲
Amounts receivable after more than one year29€1.00M€1.00M=
Other amounts receivable291€1.00M€1.00M=
Amounts receivable within one year40/41€1.28M€1.52M▲
Trade receivables40€36k€0▼
Other amounts receivable41€1.24M€1.52M▲
Cash at bank and in hand54/58€8k€2k▼
Deferred charges and accrued income490/1€7k€20k▲
Equity and liabilities
Total equity and liabilities10/49€3.10M€3.28M▲
Equity10/15€2.07M€2.25M▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€2.01M€2.19M▲
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Distributable reserves133€2.00M€2.18M▲
Profit (loss) carried forward14-€-29
Amounts payable17/49€1.03M€1.03M▼
Amounts payable after more than one year17€105k€60k▼
Financial debts170/4€105k€60k▼
Amounts payable within one year42/48€912k€947k▲
Current portion of amounts payable after more than one year42€43k€45k▲
Financial debts43€36k€40k▲
Credit institutions430/8€36k€40k▲
Trade debts44€40k€24k▼
Suppliers440/4€40k€24k▼
Taxes, remuneration and social security45€32k€23k▼
Taxes450/3€32k€23k▼
Other amounts payable47/48€761k€816k▲
Accrued charges and deferred income492/3€13k€19k▲
Income statement
Code20242025
Non-recurring operating income76A€799€0▼
Remuneration, social security and pensions62-€69
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€66k€66k▲
Other operating charges640/8€11k€9k▼
Gross operating margin9900€85k€69k▼
Operating profit (loss)9901€9k€-6k▼
Financial income75/76B€112k€260k▲
Recurring financial income75€112k€260k▲
Financial charges65/66B€32k€43k▲
Recurring financial charges65€32k€43k▲
Profit (loss) for the period before taxes9903€89k€211k▲
Income taxes67/77€21k€30k▲
Profit (loss) for the period9904€67k€181k▲
Profit (loss) for the period to be appropriated9905€67k€181k▲
Appropriation of the result
Profit (loss) to be appropriated9906€67k€181k▲
Profit (loss) brought forward from the previous period14P-€0
Transfer from equity791/2€137k-
Transfer to equity691/2€67k€181k▲
To other reserves6921€67k€181k▲
Profit to be distributed694/7€137k-
Return on contributions (dividend)694€137k-
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
29-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2023
21-12
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
30-06
Financial
Equity above €2MEq €2.14M ▲14.1%
5 profitable years in a row build equity to €2.14M.
16-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-06
Financial
Highest result since 2019net €389k ▲282%
Net result €389k, the highest in the series.
2021
09-12
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2020
17-12
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2019
18-12
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
04-12
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
31-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
30-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brasschaat · 1 establishment unit since 1996
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bredabaan 242930 BrasschaatGround area
3,790 m²
Building footprint
420 m²
Volume, LiDAR
2,613 m³
Parcel 11322E0420/00W000, Flanders · tallest building 10.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ICM Holding
since 19962.074.555.331
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11322E0420/00W000 | Flanders | 3,790 m² | 1 · 420 m² | 10.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 11,749 companies in sector 68310 we hold annual accounts for 6,906. 2,630 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded11-12-1995
Fiscal year end30-06
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
70311
68121Development of residential building projects
64200Holdings
64210Activities of holding companies
68201Renting and operating of own or leased residential real estate, excluding social housing
70111
70201
70322
74151
81100Combined facilities support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 29 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.