ICEBERGH GROUP
ActiveICEBERGH GROUP has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €362k and a net result of €61k. Equity is growing by ~14.3% per year across the filed fiscal years. Its solvency ranks better than 89% of 16906 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
93
/ 100
Excellent▼ -7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability85▼-15
Solvency100=
Growth73=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 10.3 against 6.6 in 2024), and 9.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
90.9%
Return on assets
15.4%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
31 d late
2023
30 d late
2023
on the day
2022
30 d early
2021
26 d early
2020
30 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€117k▲ 9.5%
2018 · €107k
2018: €107k
2018 → 2019
EBIT margin
39.1%▼ 1.5pp
2018 · 40.5%
2018: 40.5%
2018 → 2019
Net result
€61k▼ 37.9%
2024 · €99k
2018: €28k
2019: €32k
2020: €34k
2021: €34k
2022: €40k
2023: €67k
2023: €16k
2024: €99k
2018 → 2025
Working capital
€324k▲ 11.5%
2024 · €291k
2018: €145k
2019: €175k
2020: €181k
2021: €165k
2022: €179k
2023: €234k
2023: €248k
2024: €291k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20222023202320242025Trend
Equity€213k-€280k▲ 31.6%€296k▲ 5.9%€335k▲ 13.0%€362k▲ 8.1%
Operating result€58k-€95k▲ 65.9%€24k▼ 75.0%€119k▲ 397%€94k▼ 20.9%
Net result€40k-€67k▲ 65.7%€16k▼ 75.4%€99k▲ 499%€61k▼ 37.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 21% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €398k
Fixed assets
€39k▼ 30.7%
Current assets
€359k▲ 4.8%
Equity and liabilities €398k
Equity
€362k▲ 8.1%
Debt
€36k▼ 43.7%
The debt ratio falls from 16.1% to 9.1%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€111k▼
2024 · €137k
Cash flow
€79k▼
2024 · €117k
Solvency
90.9%▲
2024 · 83.9%
Current ratio
10.30▲
2024 · 6.60
Quick ratio
10.30▲
2024 · 6.60
Debt / equity
0.10▼
2024 · 0.19
ROE
16.9%▼
2024 · 29.5%
ROA
15.4%▼
2024 · 24.8%
Interest coverage
13.38▼
2024 · 127.09
Debt
€36k▼
2024 · €64k
Debt ≤ 1 year
€35k▼
2024 · €52k
Debt > 1 year
€1k▼
2024 · €12k
Income taxes
€26k▼
2024 · €27k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€399k€398k▼
Fixed assets21/28€56k€39k▼
Tangible fixed assets22/27€51k€34k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€49k€32k▼
Other tangible fixed assets26€692€579▼
Financial fixed assets28€5k€5k=
Current assets29/58€343k€359k▲
Amounts receivable within one year40/41€25k€25k▲
Trade receivables40€22k€25k▲
Other amounts receivable41€2k€0▼
Current investments50/53€138k€143k▲
Cash at bank and in hand54/58€175k€187k▲
Deferred charges and accrued income490/1€5k€3k▼
Equity and liabilities
Total equity and liabilities10/49€399k€398k▼
Equity10/15€335k€362k▲
Contributions10/11€6k€6k=
Reserves13€292k€356k▲
Distributable reserves133€292k€356k▲
Profit (loss) carried forward14€36k€0▼
Amounts payable17/49€64k€36k▼
Amounts payable after more than one year17€12k€1k▼
Financial debts170/4€12k€1k▼
Amounts payable within one year42/48€52k€35k▼
Current portion of amounts payable after more than one year42€12k€11k▼
Financial debts43€460€255▼
Credit institutions430/8€460€255▼
Trade debts44€983€565▼
Suppliers440/4€983€565▼
Taxes, remuneration and social security45€32k€15k▼
Taxes450/3€32k€15k▼
Other amounts payable47/48€7k€8k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€17k▼
Other operating charges640/8€679€549▼
Gross operating margin9900€138k€112k▼
Operating profit (loss)9901€119k€94k▼
Financial income75/76B€8k€2k▼
Recurring financial income75€8k€2k▼
Financial charges65/66B€1k€8k▲
Recurring financial charges65€1k€8k▲
Profit (loss) for the period before taxes9903€126k€87k▼
Income taxes67/77€27k€26k▼
Profit (loss) for the period9904€99k€61k▼
Profit (loss) for the period to be appropriated9905€99k€61k▼
Appropriation of the result
Profit (loss) to be appropriated9906€135k€97k▼
Profit (loss) brought forward from the previous period14P€36k€36k=
Transfer from equity791/2€60k€34k▼
Transfer to equity691/2€99k€97k▼
To other reserves6921€99k€97k▼
Profit to be distributed694/7€60k€34k▼
Return on contributions (dividend)694€60k€34k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
31-12
Financial
Highest result since 2018net €99k ▲499%
Operating result €119k, net result €99k, both a record.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €16k ▼75.4%
Net result drops to €16k, the lowest in the series; recovery starts the following year.
31-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Equity above €200kEq €213k ▲11.3%
5 profitable years in a row build equity to €213k.
04-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Equity above €200kEq €214k ▲19%
3 profitable years in a row build equity to €214k.
22-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Equity above €150kEq €180k ▲21.7%
2 profitable years in a row build equity to €180k.
25-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 directors, no change since 2023
Van Cauwenbergh Wlm
CurrentDirector · since 01-12-2023
Crauwels Valerie
CurrentDirector · since 08-01-2022
01-12-2023
Van Cauwenbergh Wlm: Appointed as Director
08-01-2022
Crauwels Valerie: Appointed as Director
Location & real-estate footprint
Registered office, Nijlen · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Voetbalstraat 32560 NijlenGround area
1,517 m²
Building footprint
202 m²
Volume, LiDAR
957 m³
Parcel 12026D0627/00M000, Flanders · tallest building 7.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
COMODO CREATIVE BVBA
since 20082.174.465.133
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12026D0627/00M000 | Flanders | 1,517 m² | 1 · 202 m² | 7.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
GHEYSENS REID
BE 0650.803.781
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GIDIT
BE 0892.110.384
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AlbaPictoris
BE 0751.946.869
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LVH-INFORMATICA
BE 0477.294.636
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Anseeuw Advisory
BE 0667.585.870
Elsene · Eq €362k
Of 29,885 companies in sector 62200 we hold annual accounts for 18,321. 13,150 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-10-2008
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
62010Computer programming, consultancy and related activities
62030Computer programming, consultancy and related activities
62900Other information technology and computer services
62100Computer programming
73110Advertising agencies
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.