Skip to content

ICE TECHNOLOGIES

Active
Private limited company (pre-2019)founded 200620 yrs activeJaak Lemmenslaan 53, 1980 Zemst, BelgiumKBO/BCE: BE 0878.895.026
Summary

ICE TECHNOLOGIES has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €79,137 and a net result of €21,756. Equity is growing by ~6.3% per year across the filed fiscal years. Its solvency ranks better than 18% of 2715 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability67▲+67
Solvency32▲+2
Growth32=
Track record100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5,000 at 30 days acceptable
Liquidity tight (current ratio 1.42 against 1.53 in 2024; short-term debt: 38.7% and cash: 22.7% of total assets), and 93% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 20 years 0 30 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
7%
Return on assets
1.9%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 2715 sector peers (2025).
NBB · sector comparison
Position among 2715 sector peers
Solvency
better than 18%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
on the day
2024
14 d early
2023
30 d early
2022
35 d early
2021
24 d late
2020
27 d late
2019
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 4 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

ICE TECHNOLOGIES was incorporated on 25 January 2006.1 Total assets rose from EUR 823,218 in 2018 to EUR 1.1 million in 2025 and headcount from 1 to 2.9 full-time equivalents.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, abbreviated schema

Equity
€79,137▲ 34.0%
2024 · €59,047
Total assets
€1.1m▼ 7.7%
2024 · €1.2m
Net result
€21,756
2024 · -€239,207
Working capital
€183,406▼ 16.2%
2024 · €218,814
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€84,107▲ 32.9%€37,985▼ 54.8%€40,758▲ 7.3%-€207,180€40,496
Net result€57,971within the sector's middle half▲ 5.9%€26,117within the sector's middle half▼ 54.9%€10,750within the sector's middle half▼ 58.8%-€239,207below the sector's middle half€21,756within the sector's middle half
Equity€264,653within the sector's middle half▲ 28.0%€289,170within the sector's middle half▲ 9.3%€298,254within the sector's middle half▲ 3.1%€59,047within the sector's middle half▼ 80.2%€79,137within the sector's middle half▲ 34.0%
Total assets€1.2mwithin the sector's middle half▲ 25.2%€1.4mwithin the sector's middle half▲ 16.0%€1.5mwithin the sector's middle half▲ 10.2%€1.2mwithin the sector's middle half▼ 17.7%€1.1mwithin the sector's middle half▼ 7.7%
Debt€901,291▲ 24.4%€1.1m▲ 18.0%€1.2m▲ 12.1%€1.2m▼ 2.0%€1.1m▼ 9.8%
Working capital€193,417▲ 420%€278,346▲ 43.9%€312,544▲ 12.3%€218,814▼ 30.0%€183,406▼ 16.2%
Solvency22.7%within the sector's middle half▲ 0.5pp21.4%within the sector's middle half▼ 1.3pp20.0%within the sector's middle half▼ 1.4pp4.8%below the sector's middle half▼ 15.2pp7.0%below the sector's middle half▲ 2.2pp
Staff (FTE)2.7within the sector's middle half▲ 68.8%6.4within the sector's middle half▲ 137%7within the sector's middle half▲ 9.4%6.5within the sector's middle half▼ 7.1%2.9within the sector's middle half▼ 55.4%
above within below the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€300,000-€200,000-€100,000€0€100,000Operating result 2021: €84,107€84,107Net result 2021: €57,971€57,971Operating result 2022: €37,985€37,985Net result 2022: €26,117€26,117Operating result 2023: €40,758€40,758Net result 2023: €10,750€10,750Operating result 2024: -€207,180-€207,180Net result 2024: -€239,207-€239,207Operating result 2025: €40,496€40,496Net result 2025: €21,756€21,75620212022202320242025-€300,000-€200,000-€100,000€0Operating result 2023: €40,758€40,800Net result 2023: €10,750€10,700Operating result 2024: -€207,180-€207,000Net result 2024: -€239,207-€239,000Operating result 2025: €40,496€40,500Net result 2025: €21,756€21,800202320242025
The operating result returns to profit in 2025: €40,496 after a loss of €207,180 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.1m
Fixed assets €510,233 ▼ 14.4%
Current assets €621,625 ▼ 1.5%
Equity and liabilities €1.1m
Equity €79,137 ▲ 34.0%
Debt €1.1m ▼ 9.8%
Debt's share of the balance-sheet total falls from 95.2% to 93.0%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€156,971▲
2024 · -€95,198
Cash flow
€138,231▲
2024 · -€127,225
Current ratio
1.42▼
2024 · 1.53
Debt to equity
13.30▼
2024 · 19.78
ROE
27.5%▲
2024 · -405.1%
ROA
1.9%▲
2024 · -19.5%
Interest coverage
5.50▲
2024 · -2.54
Debt ≤ 1 year
€438,220▲
2024 · €412,044
Debt > 1 year
€607,992▼
2024 · €744,024
Income taxes
€564▼
2024 · €1,568
Staff costs
€114,678▼
2024 · €280,788
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 1,081 companies that looked in July 2024 the way this one looks now, 0.8% went bankrupt within 24 months and 97% are still going.

  • Micro
  • 20 years or older
  • solvency under 10%
  • a profit under 5% of the balance sheet
0.8% went bankrupt
2.2% stopped otherwise
97% still going

A further 0.3% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,081 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 62 lines
Balance sheet Code20242025
Assets
Total assets20/58€1.2m€1.1m▼
Fixed assets21/28€595,889€510,233▼
Intangible fixed assets21€237,625€174,911▼
Tangible fixed assets22/27€358,264€335,322▼
Land and buildings22€339,012€327,562▼
Furniture and vehicles24€15,691€4,608▼
Other tangible fixed assets26€3,561€3,151▼
Current assets29/58€630,857€621,625▼
Amounts receivable after more than one year29€29,949€18,176▼
Other amounts receivable291€29,949€18,176▼
Amounts receivable within one year40/41€393,092€237,145▼
Trade receivables40€295,072€225,029▼
Other amounts receivable41€98,020€12,116▼
Current investments50/53€56-
Cash at bank and in hand54/58€79,170€257,462▲
Deferred charges and accrued income490/1€128,590€108,843▼
Equity and liabilities
Total equity and liabilities10/49€1.2m€1.1m▼
Equity10/15€59,047€79,137▲
Contributions10/11€17,600€17,600=
Reserves13€41,447€61,537▲
Non-distributable reserves130/1€1,860€1,860=
Reserves not available under the articles1311€1,860€1,860=
Distributable reserves133€39,587€59,677▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€1.2m€1.1m▼
Amounts payable after more than one year17€744,024€607,992▼
Financial debts170/4€350,465€258,048▼
Other amounts payable178/9€393,559€349,944▼
Amounts payable within one year42/48€412,044€438,220▲
Current portion of amounts payable after more than one year42€91,048€92,417▲
Financial debts43€177,038€127,048▼
Credit institutions430/8€177,038€127,048▼
Other loans439€0-
Trade debts44€45,430€25,615▼
Suppliers440/4€45,430€25,615▼
Taxes, remuneration and social security45€43,211€52,737▲
Taxes450/3€5,814€35,075▲
Remuneration and social security454/9€37,397€17,662▼
Other amounts payable47/48€55,316€140,402▲
Accrued charges and deferred income492/3€11,631€6,510▼
Income statement Code20242025
Non-recurring operating income76A-€1,000
Remuneration, social security and pensions62€280,788€114,678▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€111,982€116,475▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€2,602€0▲
Other operating charges640/8€73,476€109,247▲
Gross operating margin9900€256,465€380,896▲
Operating profit (loss)9901-€207,180€40,496▲
Financial income75/76B€7,046€10,369▲
Recurring financial income75€7,046€10,369▲
Financial charges65/66B€37,504€28,544▼
Recurring financial charges65€37,504€28,544▼
Profit (loss) for the period before taxes9903-€237,638€22,320▲
Income taxes67/77€1,568€564▼
Profit (loss) for the period9904-€239,207€21,756▲
Profit (loss) for the period to be appropriated9905-€239,207€21,756▲
Appropriation of the result
Profit (loss) to be appropriated9906-€239,207€21,756▲
Transfer from equity791/2€239,207€0▼
Transfer to equity691/2€0€20,090▲
To other reserves6921€0€20,090▲
Profit to be distributed694/7€0€1,666▲
Return on contributions (dividend)694€0€1,666▲
Social balance
Average headcount (FTE)90876.52.9▼

The notes to these accounts (19 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Non-recurring operating income76A----€1,000-
Remuneration, social security and pensions62€119,370€234,356€303,027€280,788€114,678▼ 59.2%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€72,025€101,366€112,668€111,982€116,475▲ 4.0%
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4----€2,602€0▲ 100%
Other operating charges640/8€11,081€10,834€43,052€73,476€109,247▲ 48.7%
Gross operating margin9900€286,583€384,542€499,505€256,465€380,896▲ 48.5%
Operating profit (loss)9901€84,107€37,985€40,758-€207,180€40,496▲ 120%
Financial income75/76B€13,766€7,374€10,166€7,046€10,369▲ 47.2%
Recurring financial income75€13,766€7,374€10,166€7,046€10,369▲ 47.2%
Financial charges65/66B€19,903€22,792€32,586€37,504€28,544▼ 23.9%
Recurring financial charges65€19,903€22,792€32,586€37,504€28,544▼ 23.9%
Profit (loss) for the period before taxes9903€77,971€22,568€18,337-€237,638€22,320▲ 109%
Income taxes67/77€20,000-€3,550€7,588€1,568€564▼ 64.0%
Profit (loss) for the period9904€57,971€26,117€10,750-€239,207€21,756▲ 109%
Profit (loss) for the period to be appropriated9905€57,971€26,117€10,750-€239,207€21,756▲ 109%
Line20212022202320242025Change
Assets
Total assets20/58€1.2m€1.4m€1.5m€1.2m€1.1m▼ 7.7%
Fixed assets21/28€561,019€636,697€670,981€595,889€510,233▼ 14.4%
Intangible fixed assets21€155,322€253,722€289,349€237,625€174,911▼ 26.4%
Tangible fixed assets22/27€405,697€382,975€381,632€358,264€335,322▼ 6.4%
Land and buildings22€378,719€366,675€354,632€339,012€327,562▼ 3.4%
Furniture and vehicles24€26,978€16,299€23,029€15,691€4,608▼ 70.6%
Other tangible fixed assets26--€3,971€3,561€3,151▼ 11.5%
Current assets29/58€604,925€715,606€819,086€630,857€621,625▼ 1.5%
Amounts receivable after more than one year29€144,196€52,699€41,455€29,949€18,176▼ 39.3%
Other amounts receivable291€144,196€52,699€41,455€29,949€18,176▼ 39.3%
Amounts receivable within one year40/41€342,325€454,909€597,650€393,092€237,145▼ 39.7%
Trade receivables40€318,706€432,882€560,343€295,072€225,029▼ 23.7%
Other amounts receivable41€23,618€22,027€37,307€98,020€12,116▼ 87.6%
Current investments50/53€95€87€72€56--
Cash at bank and in hand54/58€113,833€74,410€59,483€79,170€257,462▲ 225%
Deferred charges and accrued income490/1€4,477€133,501€120,426€128,590€108,843▼ 15.4%
Equity and liabilities
Total equity and liabilities10/49€1.2m€1.4m€1.5m€1.2m€1.1m▼ 7.7%
Equity10/15€264,653€289,170€298,254€59,047€79,137▲ 34.0%
Contributions10/11€17,600€17,600€17,600€17,600€17,600=
Reserves13€247,053€271,570€280,654€41,447€61,537▲ 48.5%
Non-distributable reserves130/1€1,860€1,860€1,860€1,860€1,860=
Reserves not available under the articles1311€1,860€1,860€1,860€1,860€1,860=
Distributable reserves133€245,193€269,710€278,794€39,587€59,677▲ 50.7%
Profit (loss) carried forward14--€0€0€0-
Amounts payable17/49€901,291€1.1m€1.2m€1.2m€1.1m▼ 9.8%
Amounts payable after more than one year17€485,421€615,525€678,028€744,024€607,992▼ 18.3%
Financial debts170/4€435,421€515,525€491,513€350,465€258,048▼ 26.4%
Other amounts payable178/9€50,000€100,000€186,514€393,559€349,944▼ 11.1%
Amounts payable within one year42/48€411,509€437,260€506,543€412,044€438,220▲ 6.4%
Current portion of amounts payable after more than one year42€55,566€88,378€89,702€91,048€92,417▲ 1.5%
Financial debts43€180,401€180,694€181,120€177,038€127,048▼ 28.2%
Credit institutions430/8€177,530€177,820€178,208€177,038€127,048▼ 28.2%
Other loans439€2,871€2,874€2,912€0--
Trade debts44€78,569€63,967€78,743€45,430€25,615▼ 43.6%
Suppliers440/4€78,569€63,967€78,743€45,430€25,615▼ 43.6%
Taxes, remuneration and social security45€23,041€55,744€74,996€43,211€52,737▲ 22.0%
Taxes450/3€9,029€18,810€22,790€5,814€35,075▲ 503%
Remuneration and social security454/9€14,012€36,934€52,206€37,397€17,662▼ 52.8%
Other amounts payable47/48€73,932€48,477€81,981€55,316€140,402▲ 154%
Accrued charges and deferred income492/3€4,361€10,347€7,243€11,631€6,510▼ 44.0%
Line20212022202320242025Change
Profit (loss) for the period9904€57,971€26,117€10,750-€239,207€21,756▲ 109%
+ Depreciation and write-downs630€72,025€101,366€112,668€111,982€116,475▲ 4.0%
Operating cash flow (approximation)€129,996€127,484€123,418-€127,225€138,231▲ 209%
Investment in fixed assets (approximation)--€177,044-€146,953-€36,890-€30,819▲ 16.5%
Change in cash--€39,423-€14,927€19,687€178,292▲ 806%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-07
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial Back to profitnet €21,756
Net result €21,756 after one loss-making year.
17-07
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial Weakest financial yearnet -€239,207
Net result drops to -€239,207, the lowest in the series; recovery starts the following year.
01-07
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
26-06
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
24-08
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema · 24 days late
2021
31-12
Financial Highest result since 2018net €57,971 ▲5.9%
Operating result €84,107, net result €57,971, both a record.
27-08
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema · 27 days late
2020
31-07
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial Equity above €200,000Eq €201,959 ▲24.8%
2 profitable years in a row build equity to €201,959.
23-08
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema · 23 days late
2018
23-07
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
18-07
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zemst · 1 establishment unit since 2006
seat establishment The establishment unit on the map
Ground area
519 m²
Building footprint
222 m²
Volume, LiDAR
1,011 m³
Parcel 23096C0642/00F000, Flanders · tallest building 7.9 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
ICE TECHNOLOGIES
Jaak Lemmenslaan 53, 1980 ZemstNACE 7210001
since 20062.151.904.517
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23096C0642/00F000 Flanders 519 m² 1 · 222 m² 7.9 m · 1 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 16,911 companies in sector 62100 we hold annual accounts for 8,778. 6,953 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company (pre-2019)
Founded25-01-2006
Fiscal year end31-12
Activities, NACEBEL 2025
62100Computer programming
E-invoicing
Reachable via Peppol
Peppol ID 0208:0878895026
Also 9925:BE0878895026
Registered 04-08-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.