ICARE-SOFT
ActiveFor ICARE-SOFT, one filing cycle of the annual accounts is missing. The 2024 annual accounts show equity of €3.75M and a net result of €447k. Equity is growing by ~14.1% per year across the filed fiscal years. Its solvency ranks better than 93% of 1546 sector peers (fiscal year 2024). The company has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
No current score
Figures too old
The available figures for FY 2024 are too old to assess current financial health.
Filing: One filing cycle is missing
Axes, FY 2024 · tick = 2023
Profitability82▼-1
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts not filed
The financial year that closed on 31-03-2025 was due at the National Bank by 31-10-2025. Nothing is on record, 322 days later.
NBB · 10 filingsPosition against the passed deadline
31-03-2025 close31-10-2025 deadline18-09-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-03-2024 was due by 31-10-2024 and was filed on 04-11-2024, 4 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not filed
2024
4 d late
2023
28 d late
2022
17 d late
2021
9 d early
2020
30 d late
2019
26 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€447k▲ 10.5%
2023 · €404k
2019: €356k
2020: €305k
2021: €435k
2022: €493k
2023: €404k
2019 → 2024
Working capital
€3.61M▲ 11.7%
2023 · €3.23M
2019: €1.69M
2020: €1.94M
2021: €2.34M
2022: €2.79M
2023: €3.23M
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€2.19M-€2.56M▲ 16.4%€2.97M▲ 16.4%€3.38M▲ 13.6%€3.75M▲ 11.0%
Operating result€457k-€600k▲ 31.2%€628k▲ 4.6%€560k▼ 10.8%€635k▲ 13.5%
Net result€305k-€435k▲ 42.5%€493k▲ 13.4%€404k▼ 17.9%€447k▲ 10.5%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 14% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €4.09M
Fixed assets
€154k▼ 3.0%
Current assets
€3.94M▲ 17.0%
Equity and liabilities €4.09M
Equity
€3.75M▲ 11.0%
Debt
€339k▲ 133%
The debt ratio rises from 4.1% to 8.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€654k▲
2023 · €593k
Cash flow
€466k▲
2023 · €438k
Solvency
91.7%▼
2023 · 95.9%
Current ratio
11.94▼
2023 · 24.80
Quick ratio
11.94▼
2023 · 24.80
Debt / equity
0.09▲
2023 · 0.04
ROE
11.9%▼
2023 · 12.0%
ROA
10.9%▼
2023 · 11.5%
Interest coverage
37.72▲
2023 · 33.59
Debt
€339k▲
2023 · €146k
Debt ≤ 1 year
€330k▲
2023 · €136k
Debt > 1 year
€9k▼
2023 · €10k
Income taxes
€215k▲
2023 · €175k
Staff costs
€219k▼
2023 · €262k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€3.52M€4.09M▲
Fixed assets21/28€159k€154k▼
Tangible fixed assets22/27€159k€154k▼
Land and buildings22€150k€140k▼
Plant, machinery and equipment23-€14k
Furniture and vehicles24€8k-
Current assets29/58€3.37M€3.94M▲
Amounts receivable within one year40/41€338k€545k▲
Trade receivables40€338k€537k▲
Other amounts receivable41-€8k
Current investments50/53€909k€905k▼
Cash at bank and in hand54/58€2.12M€2.48M▲
Deferred charges and accrued income490/1€3k€4k▲
Equity and liabilities
Total equity and liabilities10/49€3.52M€4.09M▲
Equity10/15€3.38M€3.75M▲
Contributions10/11€76k€76k=
Capital10€76k€76k=
Issued capital100€76k€76k=
Reserves13€2.98M€3.35M▲
Non-distributable reserves130/1€8k€8k=
Legal reserve130€8k€8k=
Tax-exempt reserves132€638k€549k▼
Distributable reserves133€2.33M€2.79M▲
Profit (loss) carried forward14€326k€326k=
Amounts payable17/49€146k€339k▲
Amounts payable after more than one year17€10k€9k▼
Financial debts170/4€10k€9k▼
Amounts payable within one year42/48€136k€330k▲
Current portion of amounts payable after more than one year42€700€700=
Trade debts44€38k€66k▲
Suppliers440/4€38k€66k▲
Taxes, remuneration and social security45€97k€193k▲
Taxes450/3€69k€155k▲
Remuneration and social security454/9€28k€38k▲
Other amounts payable47/48-€70k
Accrued charges and deferred income492/3€95€267▲
Income statement
Code20232024
Remuneration, social security and pensions62€262k€219k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€34k€19k▼
Other operating charges640/8€4k€4k▲
Gross operating margin9900€859k€877k▲
Operating profit (loss)9901€560k€635k▲
Financial income75/76B€38k€44k▲
Recurring financial income75€38k€44k▲
Financial charges65/66B€18k€17k▼
Recurring financial charges65€18k€17k▼
Profit (loss) for the period before taxes9903€580k€661k▲
Income taxes67/77€175k€215k▲
Profit (loss) for the period9904€404k€447k▲
Transfer from tax-exempt reserves789€36k€257k▲
Transfer to tax-exempt reserves689€84k€168k▲
Profit (loss) for the period to be appropriated9905€356k€536k▲
Appropriation of the result
Profit (loss) to be appropriated9906€682k€862k▲
Profit (loss) brought forward from the previous period14P€326k€326k=
Transfer from equity791/2-€74k
Transfer to equity691/2€356k€536k▲
To other reserves6921€356k€536k▲
Profit to be distributed694/7-€74k
Return on contributions (dividend)694-€74k
Social balance
Average headcount (FTE)90873.73.2▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2024
04-11
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 4 days late
2023
28-11
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 28 days late
2022
17-11
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 17 days late
31-03
Financial
Highest result since 2019net €493k ▲13.4%
Net result €493k, the highest in the series.
2021
22-10
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2020
30-11
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 30 days late
31-03
Financial
Weakest financial yearnet €305k ▼14.4%
Net result drops to €305k, the lowest in the series; recovery starts the following year.
31-03
Financial
Equity above €2MEq €2.19M ▲11.8%
2 profitable years in a row build equity to €2.19M.
2019
26-11
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 26 days late
2018
20-11
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 20 days late
2017
31-10
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2016
28-11
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 28 days late
2015
30-10
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 1988
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Pierre Bauwens 536030 CharleroiGround area
704 m²
Building footprint
75 m²
Volume, LiDAR
810 m³
Parcel 52382A0024/00M610, Wallonia · tallest building 12.6 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
ICARE
since 19882.033.223.235
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52382A0024/00M610 | Wallonia | 704 m² | 1 · 75 m² | 12.6 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
984500A7E92C96E14J29
Similar companies · same sector, comparable size
TAPPTIC
BE 0827.571.138
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CODIT
BE 0471.349.823
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NGiS
BE 0540.622.966
Zaventem · Eq €3.72M
TAKTIK
BE 0866.028.272
La Hulpe · Eq €3.72M
3D-SIDE
BE 0597.918.094
Mont-Saint-Guibert · Eq €3.79M
Of 16,874 companies in sector 62100 we hold annual accounts for 8,779. 1,641 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded23-12-1987
Fiscal year end31-03
Abbreviation FR
iSOFT
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62020IT consultancy
62100Computer programming
62200Computer consultancy and computer facilities management
72100
72220
Sources
Crossroads Bank for EnterprisesNational Bank · 37 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.