ICARE
ActiveICARE has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €1.65M and a net result of €-8k. Equity remains stable across the filed fiscal years (±2.3% per year). Its solvency ranks better than 67% of 19348 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. A confirmed filing finding caps the score. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability27▼-32
Solvency79▲+1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €95k at 30 days only on tighter terms
Liquidity short (current ratio 0.19 against 0.21 in 2023; short-term debt: 33.7% and cash: 0.6% of total assets), and 45.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
54.2%
Return on assets
-0.3%
Age of the figures
21 mo
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 23-01-2026, 176 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
176 d late
2023
189 d late
2022
105 d late
2021
61 d late
2020
75 d late
2019
241 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€1.65M▼ 0.5%
2023 · €1.66M
2018: €1.45M
2019: €1.48M
2020: €1.57M
2021: €1.52M
2022: €1.55M
2023: €1.66M
2018 → 2024
Total assets
€3.05M▼ 2.4%
2023 · €3.13M
2018: €3.77M
2019: €3.45M
2020: €3.49M
2021: €3.26M
2022: €3.20M
2023: €3.13M
2018 → 2024
Net result
€-8k
2023 · €108k
2018: €-27k
2019: €35k
2020: €88k
2021: €33k
2022: €157k
2023: €108k
2018 → 2024
Working capital
€-828k▼ 2.8%
2023 · €-805k
2018: €-1.16M
2019: €-1.10M
2020: €-1.19M
2021: €-1.11M
2022: €-1.00M
2023: €-805k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€1.57M-€1.52M▼ 3.0%€1.55M▲ 2.1%€1.66M▲ 7.0%€1.65M▼ 0.5%
Operating result€154k-€125k▼ 18.9%€324k▲ 160%€184k▼ 43.3%€102k▼ 44.7%
Net result€88k-€33k▼ 62.2%€157k▲ 372%€108k▼ 31.1%€-8k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 45% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €3.05M
Fixed assets
€2.85M▼ 2.0%
Current assets
€200k▼ 7.8%
Equity and liabilities €3.05M
Equity
€1.65M▼ 0.5%
Provisions
€14k▼ 42.2%
Debt
€1.38M▼ 4.0%
The debt ratio falls from 46.1% to 45.3%. Equity and debt are lower.
Key figures and ratios
EBITDA
€128k▼
2023 · €214k
Cash flow
€19k▼
2023 · €139k
Solvency
54.2%▲
2023 · 53.1%
Current ratio
0.19▼
2023 · 0.21
Quick ratio
0.19▼
2023 · 0.21
Debt / equity
0.84▼
2023 · 0.87
ROE
-0.5%▼
2023 · 6.5%
ROA
-0.3%▼
2023 · 3.5%
Interest coverage
1.08▼
2023 · 4.25
Debt
€1.38M▼
2023 · €1.44M
Debt ≤ 1 year
€1.03M▲
2023 · €1.02M
Debt > 1 year
€355k▼
2023 · €414k
Income taxes
€10k▼
2023 · €36k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€3.13M€3.05M▼
Fixed assets21/28€2.91M€2.85M▼
Tangible fixed assets22/27€1.44M€1.42M▼
Land and buildings22€1.36M€1.34M▼
Plant, machinery and equipment23€75k€77k▲
Financial fixed assets28€1.47M€1.44M▼
Current assets29/58€217k€200k▼
Amounts receivable within one year40/41€6k€183k▲
Trade receivables40€6k€19k▲
Other amounts receivable41-€164k
Cash at bank and in hand54/58€211k€17k▼
Deferred charges and accrued income490/1€25€580▲
Equity and liabilities
Total equity and liabilities10/49€3.13M€3.05M▼
Equity10/15€1.66M€1.65M▼
Contributions10/11€496k€496k=
Capital10€496k€496k=
Issued capital100€496k€496k=
Revaluation surpluses12€616k€616k=
Reserves13€95k€76k▼
Non-distributable reserves130/1€50k€50k=
Legal reserve130€50k€50k=
Tax-exempt reserves132€45k€26k▼
Profit (loss) carried forward14€456k€468k▲
Provisions and deferred taxes16€24k€14k▼
Deferred taxes168€24k€14k▼
Amounts payable17/49€1.44M€1.38M▼
Amounts payable after more than one year17€414k€355k▼
Financial debts170/4€328k€273k▼
Other amounts payable178/9€86k€82k▼
Amounts payable within one year42/48€1.02M€1.03M▲
Current portion of amounts payable after more than one year42€55k€57k▲
Financial debts43€700k€724k▲
Credit institutions430/8€700k€724k▲
Trade debts44€157k€184k▲
Suppliers440/4€157k€184k▲
Taxes, remuneration and social security45€4k€6k▲
Taxes450/3€4k€6k▲
Other amounts payable47/48€105k€58k▼
Accrued charges and deferred income492/3€6k€883▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€30k€26k▼
Other operating charges640/8€6k€7k▲
Gross operating margin9900€220k€135k▼
Operating profit (loss)9901€184k€102k▼
Financial income75/76B€347€9k▲
Recurring financial income75€347€9k▲
Financial charges65/66B€50k€119k▲
Recurring financial charges65€50k€119k▲
Profit (loss) for the period before taxes9903€134k€-8k▼
Transfer from deferred taxes780€10k€10k=
Income taxes67/77€36k€10k▼
Profit (loss) for the period9904€108k€-8k▼
Transfer from tax-exempt reserves789€19k€19k=
Profit (loss) for the period to be appropriated9905€128k€11k▼
Appropriation of the result
Profit (loss) to be appropriated9906€456k€468k▲
Profit (loss) brought forward from the previous period14P€329k€456k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
23-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 176 days late
2025
05-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 189 days late
2023
13-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 105 days late
2022
31-12
Financial
Highest result since 2018net €157k ▲372%
Operating result €324k, net result €157k, both a record.
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 61 days late
2021
14-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 75 days late
29-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 241 days late
2019
31-12
Financial
Back to profitnet €35k
Net result €35k after one loss-making year.
23-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 145 days late
2018
01-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 62 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
2016
31-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lasne · 1 establishment unit since 1996
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Fond Agny 11380 LasneGround area
3,007 m²
Building footprint
176 m²
Volume, LiDAR
980 m³
Parcel 25024B0391/00X000, Wallonia · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ICARE
since 19962.053.993.905
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25024B0391/00X000 | Wallonia | 3,007 m² | 1 · 176 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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ZAKENKANTOOR GUELLUY
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Of 9,134 companies in sector 68201 we hold annual accounts for 6,763. 4,483 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded01-08-1991
Fiscal year end31-12
Activities, NACEBEL
68201Renting and operating of own or leased residential real estate, excluding social housing
74142
69201Certified accountants and tax accountants
69202Legal and accounting activities
69209Other tax advisory services
70200Business and other management consultancy
70220Business consulting
77120Rental and leasing activities
77399Renting and leasing of other machinery, equipment and tangible goods
Sources
Crossroads Bank for EnterprisesNational Bank · 33 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.