Ic immobilier
ActiveThe computed 12-month bankruptcy probability of Ic immobilier is 3.9% (moderate). The 2024 annual accounts show negative equity (€-126k) and a net result of €-63k. Equity is shrinking by ~72.4% per year across the filed fiscal years. Its solvency ranks better than 5% of 9981 sector peers (fiscal year 2024). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
19
/ 100
Critical
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0▼-20
Solvency0▼-9
Growth32=
Track record100
Bankruptcy probability, 12 months
3.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity tight (current ratio 1.39 against 3.1 in 2023; short-term debt: 72.1% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-64.7%
Return on assets
-32.5%
Age of the figures
21 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
192021222324
2019 to 2024 · latest year €-126k
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 20-10-2025, 81 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
81 d late
2023
67 d late
2022
7 d late
2021
45 d late
2020
39 d early
2019
89 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-63k▼ 131%
2023 · €-27k
2019: €-7k
2020: €-7k
2021: €-19k
2022: €-15k
2023: €-27k
2019 → 2024
Working capital
€54k▼ 79.3%
2023 · €262k
2019: €186k
2020: €-2k
2021: €66k
2022: €290k
2023: €262k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€-2k-€-21k▼ 950%€-35k▼ 70.9%€-63k▼ 77.7%€-126k▼ 101%
Operating result€-2k-€-11k▼ 364%€-4k▲ 63.5%€-7k▼ 84.8%€-24k▼ 229%
Net result€-7k-€-19k▼ 155%€-15k▲ 21.6%€-27k▼ 87.4%€-63k▼ 131%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €24k in 2024 against €7k in 2023; the loss grows and 2024 has the lowest result in the available series.
Key figures and ratios
Solvency
-64.7%▼
2023 · -16.1%
Current ratio
1.39▼
2023 · 3.10
Quick ratio
0.00=
2023 · 0.00
Debt / equity
-2.55▲
2023 · -7.20
ROA
-32.5%▼
2023 · -7.1%
Debt
€320k▼
2023 · €450k
Debt ≤ 1 year
€140k▲
2023 · €125k
Debt > 1 year
€180k▼
2023 · €325k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€388k€195k▼
Current assets29/58€388k€195k▼
Stocks and contracts in progress3€388k€195k▼
Stocks30/36€388k€195k▼
Equity and liabilities
Total equity and liabilities10/49€388k€195k▼
Equity10/15€-63k€-126k▼
Contributions10/11€12k€12k=
Profit (loss) carried forward14€-75k€-138k▼
Amounts payable17/49€450k€320k▼
Amounts payable after more than one year17€325k€180k▼
Financial debts170/4€325k€180k▼
Amounts payable within one year42/48€125k€140k▲
Financial debts43-€10k
Credit institutions430/8-€10k
Trade debts44€231-
Suppliers440/4€231-
Other amounts payable47/48€125k€130k▲
Income statement
Code20232024
Other operating charges640/8€3k€4k▲
Non-recurring operating charges66A€2k-
Gross operating margin9900€-3k€-21k▼
Operating profit (loss)9901€-7k€-24k▼
Financial charges65/66B€20k€39k▲
Recurring financial charges65€20k€39k▲
Profit (loss) for the period before taxes9903€-27k€-63k▼
Profit (loss) for the period9904€-27k€-63k▼
Profit (loss) for the period to be appropriated9905€-27k€-63k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-75k€-138k▼
Profit (loss) brought forward from the previous period14P€-48k€-75k▼
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
20-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 81 days late
2024
31-12
Financial
Weakest financial yearnet €-63k
Net result drops to €-63k, the lowest in the series.
06-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 67 days late
2023
07-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 7 days late
2022
31-12
Financial
Liquidity triplescurrent ratio 3.65
Current ratio from 1.23 to 3.65; short-term debt falls from €282k to €110k.
14-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 45 days late
2021
22-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
28-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 89 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mons · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Route de Wallonie (G.) 47011 MonsGround area
4.0 ha
Building footprint
4.5 ha
Volume, LiDAR
489,968 m³
Parcel 53030D0160/00N000, Wallonia · tallest building 15.1 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Maisons IANNÍ
since 20192.283.631.012
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53030D0160/00N000 | Wallonia | 4.0 ha | 1 · 4.5 ha | 15.1 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Doucet en Zonen
BE 0759.387.264
Hasselt · Eq €5k
J&S ALGEMENE BOUWWERKEN
BE 0690.880.124
Tessenderlo-Ham · Eq €5k
Bouwwerken SDB
BE 0761.350.327
Lier · Eq €5k
KOVAFLEXHOMES
BE 0801.733.803
Sint-Jans-Molenbeek · Eq €5k
NVM CONSTRUCT
BE 1021.339.922
Philippeville · Eq €5k
Of 29,801 companies in sector 41001 we hold annual accounts for 16,041. 6,718 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-01-2019
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
68121Development of residential building projects
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:maisonsianni@gmail.com