Summary
IBY has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1,171. Equity is shrinking by ~33.5% per year across the filed fiscal years. Its solvency ranks better than 95% of 7859 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
No current score
Insufficient figures
A score requires measurable solvency, liquidity and profitability. Missing figures are not a judgement about the company.
Axes · tick = 2024
Profitability-
Solvency100=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
31 d late
2024
26 d late
2023
31 d late
2022
28 d late
2021
91 d late
2020
18 d late
2019
26 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 36 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€1,171=
2024 · €1,171
Total assets
€1,196=
2024 · €1,196
Net result
-€200▲ 60.0%
2023 · -€500
Working capital
€1,171=
2024 · €1,171
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€2,694▲ 62.0%-€1,341▲ 50.2%-€500▲ 62.7%-€200▲ 60.0%
Net result-€2,849below the sector's middle half▲ 13.9%-€1,341below the sector's middle half▲ 53.0%-€500below the sector's middle half▲ 62.7%-€200within the sector's middle half▲ 60.0%
Equity€3,211below the sector's middle half▼ 47.0%€1,871below the sector's middle half▼ 41.7%€1,371below the sector's middle half▼ 26.7%€1,171below the sector's middle half▼ 14.6%€1,171below the sector's middle half=
Total assets€3,236below the sector's middle half▼ 53.8%€1,896below the sector's middle half▼ 41.4%€1,396below the sector's middle half▼ 26.4%€1,196below the sector's middle half▼ 14.3%€1,196below the sector's middle half=
Debt€25▼ 97.3%€25=€25=€25▼ 0.3%€25=
Working capital€1,871within the sector's middle half▼ 51.8%€1,871within the sector's middle half=€1,371within the sector's middle half▼ 26.7%€1,171within the sector's middle half▼ 14.6%€1,171within the sector's middle half=
Solvency
Current ratio
Return on assets (ROA)
above
within
below
the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €200 in 2024 against €500 in 2023; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €1,196
Equity
€1,171 =
Debt
€25 =
Debt's share of the balance-sheet total stays at 2.1%.
Key figures and ratios
Debt ≤ 1 year
€25=
2024 · €25
Ratios withheld: a balance sheet total of €1,196 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €4 | - | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €842 | - | - | - | - | - |
| Other operating charges640/8 | €100 | - | €500 | €200 | - | - |
| Non-recurring operating charges66A | - | €1,341 | - | - | - | - |
| Gross operating margin9900 | -€1,751 | - | - | - | - | - |
| Operating profit (loss)9901 | -€2,694 | -€1,341 | -€500 | -€200 | - | - |
| Financial income75/76B | €4 | - | - | - | - | - |
| Recurring financial income75 | €4 | - | - | - | - | - |
| Financial charges65/66B | €160 | - | - | - | - | - |
| Recurring financial charges65 | €160 | - | - | - | - | - |
| Profit (loss) for the period before taxes9903 | -€2,849 | -€1,341 | -€500 | -€200 | - | - |
| Profit (loss) for the period9904 | -€2,849 | -€1,341 | -€500 | -€200 | - | - |
| Profit (loss) for the period to be appropriated9905 | -€2,849 | -€1,341 | -€500 | -€200 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €3,236 | €1,896 | €1,396 | €1,196 | €1,196 | = |
| Fixed assets21/28 | €1,341 | - | - | - | - | - |
| Tangible fixed assets22/27 | €1,341 | - | - | - | - | - |
| Other tangible fixed assets26 | €1,341 | - | - | - | - | - |
| Current assets29/58 | €1,896 | €1,896 | €1,396 | €1,196 | €1,196 | = |
| Amounts receivable within one year40/41 | €1,896 | €1,896 | €1,396 | €1,196 | €1,196 | = |
| Other amounts receivable41 | €1,896 | €1,896 | €1,396 | €1,196 | €1,196 | = |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €3,236 | €1,896 | €1,396 | €1,196 | €1,196 | = |
| Equity10/15 | €3,211 | €1,871 | €1,371 | €1,171 | €1,171 | = |
| Contributions10/11 | €14,000 | €14,000 | €14,000 | €14,000 | €14,000 | = |
| Outside capital11 | - | - | - | €14,000 | - | - |
| Share premium1100/10 | - | - | - | €14,000 | - | - |
| Profit (loss) carried forward14 | -€10,789 | -€12,129 | -€12,629 | -€12,829 | -€12,829 | = |
| Amounts payable17/49 | €25 | €25 | €25 | €25 | €25 | = |
| Amounts payable within one year42/48 | €25 | €25 | €25 | €25 | €25 | = |
| Taxes, remuneration and social security45 | €25 | €25 | €25 | €25 | €25 | = |
| Taxes450/3 | €25 | €25 | €25 | €25 | €25 | = |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€2,849 | -€1,341 | -€500 | -€200 | - | - |
| + Depreciation and write-downs630 | €842 | - | - | - | - | - |
| Operating cash flow (approximation) | -€2,007 | -€1,341 | -€500 | -€200 | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2022
30-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 91 days late
2021
31-12
Financial
Liquidity times 15current ratio 75.59
Current ratio from 5.13 to 75.59; short-term debt falls from €939 to €25.
18-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 18 days late
2020
26-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 26 days late
2019
31-12
Financial
Weakest financial yearnet -€3,995
Net result drops to -€3,995, the lowest in the series; recovery starts the following year.
05-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 5 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2018
Ground area
452 m²
Building footprint
271 m²
Volume, LiDAR
2,427 m³
2 parcels, Brussels · tallest building 15.2 m, ±4 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Biohair
since 20182.274.384.239
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21816C0192/00F007 | Brussels | 346 m² | 1 · 152 m² | 11.7 m · 3 fl. |
| 21562A0079/00M007 | Brussels | 106 m² | 1 · 119 m² | 15.2 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 11,218 companies in sector 82100 we hold annual accounts for 3,517. 499 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded26-03-2018
Fiscal year end31-12
Activities, NACEBEL 2025
82100Office administrative and support services
70200Business and other management consultancy
E-invoicing
Not found in the Peppol register
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Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.