IBVD
ActiveIBVD has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €111k and a net result of €83k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 47% of 31584 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
87
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency78▲+32
Growth78=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 2.13 against 0.91 in 2024; short-term debt: 33.4% and cash: 60% of total assets), and 47% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
53%
Return on assets
39.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
29 d early
2024
129 d early
2023
155 d early
2022
62 d early
2021
53 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€111k▲ 296%
2024 · €28k
2021: €11k
2022: €80k
2023: €146k
2024: €28k
2021 → 2025
Total assets
€209k▲ 57.8%
2024 · €132k
2021: €12k
2022: €93k
2023: €159k
2024: €132k
2021 → 2025
Net result
€83k▲ 21.9%
2024 · €68k
2021: €1k
2022: €69k
2023: €66k
2024: €68k
2021 → 2025
Working capital
€79k
2024 · €-6k
2021: €11k
2022: €79k
2023: €143k
2024: €-6k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€11k-€80k▲ 618%€146k▲ 81.8%€28k▼ 80.9%€111k▲ 296%
Operating result€2k-€88k▲ 5,746%€84k▼ 4.5%€87k▲ 3.5%€107k▲ 22.8%
Net result€1k-€69k▲ 5,647%€66k▼ 5.0%€68k▲ 3.1%€83k▲ 21.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 23% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €209k
Fixed assets
€60k▼ 20.1%
Current assets
€148k▲ 162%
Equity and liabilities €209k
Equity
€111k▲ 296%
Debt
€98k▼ 6.0%
The debt ratio falls from 78.9% to 47.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€122k▲
2024 · €88k
Cash flow
€98k▲
2024 · €69k
Solvency
53.0%▲
2024 · 21.1%
Current ratio
2.13▲
2024 · 0.91
Quick ratio
2.13▲
2024 · 0.91
Debt / equity
0.89▼
2024 · 3.73
ROE
74.7%▼
2024 · 242.5%
ROA
39.6%▼
2024 · 51.3%
Interest coverage
66.94▼
2024 · 474.94
Debt
€98k▼
2024 · €104k
Debt ≤ 1 year
€70k▲
2024 · €62k
Debt > 1 year
€28k▼
2024 · €42k
Income taxes
€22k▲
2024 · €20k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€132k€209k▲
Fixed assets21/28€76k€60k▼
Tangible fixed assets22/27€74k€59k▼
Plant, machinery and equipment23€3k€3k▼
Furniture and vehicles24€71k€56k▼
Financial fixed assets28€2k€2k=
Current assets29/58€57k€148k▲
Amounts receivable within one year40/41€20k€20k▼
Trade receivables40€20k€20k▼
Other amounts receivable41€0-
Cash at bank and in hand54/58€33k€125k▲
Deferred charges and accrued income490/1€3k€3k▲
Equity and liabilities
Total equity and liabilities10/49€132k€209k▲
Equity10/15€28k€111k▲
Contributions10/11€10k€10k=
Profit (loss) carried forward14€18k€101k▲
Amounts payable17/49€104k€98k▼
Amounts payable after more than one year17€42k€28k▼
Financial debts170/4€42k€28k▼
Amounts payable within one year42/48€62k€70k▲
Current portion of amounts payable after more than one year42€13k€14k▲
Financial debts43€187€741▲
Credit institutions430/8€187€741▲
Trade debts44€2k€463▼
Suppliers440/4€2k€463▼
Taxes, remuneration and social security45€5k€15k▲
Taxes450/3€5k€15k▲
Other amounts payable47/48€43k€40k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€15k▲
Other operating charges640/8€505€520▲
Gross operating margin9900€89k€123k▲
Operating profit (loss)9901€87k€107k▲
Financial income75/76B€795€0▼
Recurring financial income75€795€0▼
Financial charges65/66B€186€2k▲
Recurring financial charges65€186€2k▲
Profit (loss) for the period before taxes9903€88k€105k▲
Income taxes67/77€20k€22k▲
Profit (loss) for the period9904€68k€83k▲
Profit (loss) for the period to be appropriated9905€68k€83k▲
Appropriation of the result
Profit (loss) to be appropriated9906€204k€101k▼
Profit (loss) brought forward from the previous period14P€136k€18k▼
Profit to be distributed694/7€186k€0▼
Return on contributions (dividend)694€186k€0▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2021net €83k ▲21.9%
Operating result €107k, net result €83k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 2.13
Current ratio from 0.91 to 2.13.
31-12
Financial
Equity above €100kEq €111k ▲296%
5 profitable years in a row build equity to €111k.
24-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
27-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €100kEq €146k ▲81.8%
3 profitable years in a row build equity to €146k.
30-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
08-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hove · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lijsterbessenweg 342540 HoveGround area
573 m²
Building footprint
145 m²
Volume, LiDAR
917 m³
Parcel 11021B0106/00K000, Flanders · tallest building 9.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
IBVD
since 20212.325.335.171
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11021B0106/00K000 | Flanders | 573 m² | 1 · 145 m² | 9.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
COSHOMED
BE 0421.567.740
Lokeren · Eq €111k
Castor en Pollux
BE 0668.843.704
Izegem · Eq €111k
KevInvest
BE 0759.909.975
Antwerpen · Eq €111k
Koleneind Beleggingen
BE 0886.154.386
Hamont-Achel · Eq €111k
BAUWENS CONSULTING
BE 0536.593.805
Gent · Eq €111k
Of 82,554 companies in sector 70200 we hold annual accounts for 52,573. 40,755 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-12-2021
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.