IBR
ActiveIBR has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €11k and a net result of €4k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 94% of 36373 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2024
87
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+34
Solvency100=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 9.83 against 5.62 in 2023; short-term debt: 10.2% and cash: 19.5% of total assets), and 10.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
89.8%
Return on assets
31%
Age of the figures
21 mo
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year €11k
neutral · A punctual record breaks
This company filed 4 consecutive financial years on time. The year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
61 d late
2023
46 d early
2022
27 d early
2021
30 d early
2020
58 d early
2019
30 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€11k▲ 52.8%
2023 · €7k
2018: €-4k
2019: €4k
2020: €12k
2021: €6k
2022: €4k
2023: €7k
2018 → 2024
Total assets
€12k▲ 39.8%
2023 · €8k
2018: €18k
2019: €16k
2020: €24k
2021: €14k
2022: €12k
2023: €8k
2018 → 2024
Net result
€4k▲ 277%
2023 · €972
2018: €2k
2019: €9k
2020: €7k
2021: €-6k
2022: €-1k
2023: €972
2018 → 2024
Working capital
€11k▲ 52.8%
2023 · €7k
2018: €-5k
2019: €7k
2020: €13k
2021: €6k
2022: €4k
2023: €7k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€12k-€6k▼ 49.0%€4k▼ 24.9%€7k▲ 56.3%€11k▲ 52.8%
Operating result€9k-€-5k€-1k▲ 78.0%€1k€4k▲ 214%
Net result€7k-€-6k€-1k▲ 74.1%€972€4k▲ 277%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2021 the operating result has climbed three years in a row; 2024 is 214% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €12k
Equity
€11k▲ 52.8%
Debt
€1k▼ 20.1%
The debt ratio falls from 17.8% to 10.2%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
89.8%▲
2023 · 82.2%
Current ratio
9.83▲
2023 · 5.62
Quick ratio
9.83▲
2023 · 5.62
Debt / equity
0.11▼
2023 · 0.22
ROE
34.6%▲
2023 · 14.0%
ROA
31.0%▲
2023 · 11.5%
Debt
€1k▼
2023 · €2k
Debt ≤ 1 year
€1k▼
2023 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€8k€12k▲
Current assets29/58€8k€12k▲
Amounts receivable within one year40/41€3k€9k▲
Trade receivables40€3k€1k▼
Other amounts receivable41€16€8k▲
Cash at bank and in hand54/58€5k€2k▼
Deferred charges and accrued income490/1€462-
Equity and liabilities
Total equity and liabilities10/49€8k€12k▲
Equity10/15€7k€11k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€-13k€-10k▲
Amounts payable17/49€2k€1k▼
Amounts payable within one year42/48€2k€1k▼
Taxes, remuneration and social security45€2k€1k▼
Taxes450/3€2k€1k▼
Income statement
Code20232024
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€3k-
Other operating charges640/8€2k€577▼
Gross operating margin9900€5k€4k▼
Operating profit (loss)9901€1k€4k▲
Financial income75/76B-€228
Recurring financial income75-€228
Financial charges65/66B€188€237▲
Recurring financial charges65€188€237▲
Profit (loss) for the period before taxes9903€979€4k▲
Income taxes67/77€7-
Profit (loss) for the period9904€972€4k▲
Profit (loss) for the period to be appropriated9905€972€4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-13k€-10k▲
Profit (loss) brought forward from the previous period14P€-14k€-13k▲
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
15-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €972
Net result €972 after 2 loss-making years.
31-12
Financial
Liquidity triplescurrent ratio 5.62
Current ratio from 1.61 to 5.62; short-term debt falls from €7k to €2k.
04-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
01-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-6k ▼179%
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
03-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 30 days late
2019
31-12
Financial
Highest result since 2018net €9k ▲281%
Operating result €13k, net result €9k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 1.73
Current ratio from 0.75 to 1.73; short-term debt falls from €20k to €9k.
16-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
17-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 29 days late
2016
25-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 7 acts read
About the unread acts
We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2007
Ground area
53 m²
Building footprint
53 m²
Volume, LiDAR
511 m³
Parcel 11806F1231/00Y003, Flanders · tallest building 13.9 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Lamorinièrestraat 94, 2018 Antwerpen
since 20072.172.087.940
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11806F1231/00Y003 | Flanders | 53 m² | 1 · 53 m² | 13.9 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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KREBO
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CHAUFFAGE ET CONSTRUCTIONS BEGUIN
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GO LIFTING
BE 0545.757.236
Sint-Agatha-Berchem · Eq €10k
Of 4,270 companies in sector 43230 we hold annual accounts for 1,240. 719 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-07-2007
Fiscal year end31-12
Activities, NACEBEL
43230Insulation installation
43291Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.