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IBL Automotive

Active
Private limited companyfounded 2023active for 3 yearsAartselaarstraat 27, 2660 Antwerpen, BelgiumKBO/BCE: BE 0797.976.339

From the official registers: KBO 2 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

The computed 12-month bankruptcy probability of IBL Automotive is 1.8% (moderate). The 2025 annual accounts show equity of €23,849 and a net result of €15,459. The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

KBO
Status
Active since 03-02-2023 Normal situation
Activity
On-demand passenger transport by chauffeured vehicle NACE 49330and 4 others
Establishment unit
2.341.108.361 2660 Antwerpen, since 03-02-2023
Financial year end
31 December
Peppol
Reachable since 15-10-2026

Board and ownership

Financial position

58 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.8%
Annual accounts 2025
Gross margin
€21,570
▲ 324%
Turnover
≈ €170,000
estimated
Profit
€15,459
▲ 356%
Equity
€23,849
▲ 184%
Total assets
€33,679
▲ 265%
Filed on 13-10-2026, 74 days after the deadlineat the National Bank
Score breakdownraises riskLast filed accounts filed 74 days late; 2 of the last 3 accounts late1 change of registered office in 24 monthsSize: total assets €33,679lowers riskLiquidity: current ratio 2.08, cash €20,493Show the evidence

Checked score

Score 2025
58 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 91% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Strong
Solvency 96-4
equity 70.8% of total assets
Liquidity 88+6
short-term debt 29.2% · cash 60.8%
Profitability 100=
return on assets 45.9%
Bankruptcy probability within 12 months
1.8% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,270 companies, NACE 47, micro)
Last 24 months 11-2024: 2.8% 12-2024: 2.8%● unchanged vs 11-2024 01-2025: 3.2%▲ +0.4 percentage points vs 12-2024 02-2025: 3.2%● unchanged vs 01-2025 03-2025: 3.2%● unchanged vs 02-2025 04-2025: 3.2%● unchanged vs 03-2025 05-2025: 3.2%● unchanged vs 04-2025 06-2025: 3.2%● unchanged vs 05-2025 07-2025: 3.2%● unchanged vs 06-2025 08-2025: 3.1%▼ -0.1 percentage points vs 07-2025 09-2025: 7.1%▲ +4.0 percentage points vs 08-2025highest value 10-2025: 7.0%▼ -0.1 percentage points vs 09-2025 11-2025: 7.0%● unchanged vs 10-2025 12-2025: 1.2%▼ -5.8 percentage points vs 11-2025 01-2026: 1.2%● unchanged vs 12-2025lowest value 02-2026: 1.2%● unchanged vs 01-2026 03-2026: 1.2%● unchanged vs 02-2026 04-2026: 1.3%▲ +0.1 percentage points vs 03-2026 05-2026: 1.3%● unchanged vs 04-2026 06-2026: 2.7%▲ +1.4 percentage points vs 05-2026 07-2026: 2.8%▲ +0.1 percentage points vs 06-2026 08-2026: 3.6%▲ +0.8 percentage points vs 07-2026 09-2026: 3.7%▲ +0.1 percentage points vs 08-2026 10-2026: 1.8%▼ -1.9 percentage points vs 09-2026
Credit of up to €1,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.08 (10.9 in 2024), above the usual 1.5. Short-term debt is 29.2% and cash 60.8% of total assets. 29.2% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 81% of them on solvency, 90% on liquidity, 96% on profitability and 96% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
raises risk · Last filed accounts filed 74 days late; 2 of the last 3 accounts late
NBB · filings
lowers risk · Liquidity: current ratio 2.08, cash €20,493
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · Size: total assets €33,679
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · 2025 accounts filed 74 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-10-2026, 74 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 2 filings
Deviation from the deadline
2025
74 days late
2024
97 days late
← before the deadline after the deadline →
tick = median of all Belgian filings

The company filed its last 2 accounts on average 86 days after the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2023.
KBO publications

Key points

  • New directorlatest change 14-04-2026 · 2 in office 1 joined View

Documents

Annual accounts at the NBB

Articles and registers

Key facts about IBL Automotive

What is the company number of IBL Automotive?
The company number of IBL Automotive is 0797.976.339. The VAT number is the same number with BE in front: BE 0797.976.339.
Where is IBL Automotive based?
The registered office is at Aartselaarstraat 27, 2660 Antwerpen.Company details
What is the legal form of IBL Automotive?
The legal form of IBL Automotive is Private limited company (BV).
When was IBL Automotive founded?
IBL Automotive was founded on 03-02-2023.
Is IBL Automotive still active?
Yes, IBL Automotive is an active enterprise in the KBO register.
What is the turnover of IBL Automotive?
The turnover in financial year 2025 is ≈ €170,000. This figure is estimated from the gross margin of €21,570 and 6,330 comparable companies of the same size. It probably lies between €76,000 and €400,000. It is a rough estimate.Financials
Is IBL Automotive profitable?
In financial year 2025, IBL Automotive made a profit of €15,459.
Where can I find the annual accounts of IBL Automotive?
IBL Automotive filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of IBL Automotive due?
IBL Automotive must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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